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For sale
  • $490,000

    645 Channel Ridge Dr, Rockwall, TX 75087

    4beds
    2,757sqft
    : 
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    Single Family Residence
    Built in 2001
    9,713 Square Feet Lot
    $477,700 Zestimate®
    $178/sqft
    $112/mo HOA

    What's special

    Gas-log fireplaceGated lakeside communityNeutral paintHigh ceilingsExtended flagstone patioHardwood flooringAbundance of natural light
    This stately move-in ready home, with impressive curb appeal, is nestled within a gated lakeside community. Recent updates include Pella windows, front and patio doors, sod, French drains, additional insulation, radiant barrier and gutter guards. The home features an abundance of natural light, neutral paint, hardwood flooring, graceful arches, high ceilings and tons of storage. A soaring 2-story Foyer with a showstopper chandelier welcomes your guests. Located off the entry, the versatile sitting room is ideal for use as a home office. A trio of small windows and crown molding define the formal dining room. The warm and inviting family room is the heart of the home with its gas-log fireplace. The well-equipped kitchen affords views of the other common areas, keeping you connected to family and guests as you whip up culinary delights on the gas cooktop. The sunny breakfast nook has a cozy window seat and can accommodate a large table. Split for privacy, the primary retreat boasts a tranquil sitting area and ensuite bath with dual sinks, soaking tub, frameless glass enclosed shower and walk-in closet. There's also a home management center with built-in cabinetry and desk, large laundry room with upper cabinet storage and convenient powder bath. The enormous upstairs game room has an iron railing overlooking the foyer and walk-in attic access. The secondary bedrooms are generously sized and share a nice bath. The terraced backyard, refreshed with lush sod and extended flagstone patio, wraps around to the side providing ample space to enjoy outdoor entertaining. The 3-car garage contains a cabinets, shelving, workbench and pegboards. Its enclosed 3rd bay has been converted into a Man Cave! Turtle Cove offers a clubhouse, pool and tennis-pickleball courts. HOA dues cover front yard maintenance (mow, edge, blow). Conveniently located near the Harbor District, historic downtown Rockwall, Lake Ray Hubbard, major highways, shopping, restaurants, schools and hospitals.
    5 days
    |
    627
    |
    35
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Lorilee Huston 0566983 214-697-0145,

    Coldwell Banker Apex, REALTORS 972-772-9300

    Source: NTREIS,MLS#: 21296868

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Ceiling Fan(s), En Suite Bathroom, Sitting Area in Primary, Walk-In Closet(s)
      • Level: First
      • Dimensions: 17 x 14
      Bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Second
      • Dimensions: 13 x 11
      Bedroom
      • Features: Ceiling Fan(s)
      • Level: Second
      • Dimensions: 12 x 11
      Bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: Second
      • Dimensions: 11 x 11
      Primary bathroom
      • Features: Built-in Features, Dual Sinks, En Suite Bathroom, Garden Tub/Roman Tub, Linen Closet, Separate Shower
      • Level: First
      • Dimensions: 12 x 10
      Bonus room
      • Features: Built-in Features
      • Level: First
      • Dimensions: 10 x 6
      Breakfast room nook
      • Level: First
      • Dimensions: 11 x 11
      Dining room
      • Level: First
      • Dimensions: 12 x 11
      Family room
      • Features: Ceiling Fan(s), Fireplace
      • Level: First
      • Dimensions: 19 x 17
      Other
      • Features: Built-in Features, Linen Closet
      • Level: Second
      • Dimensions: 10 x 6
      Game room
      • Features: Ceiling Fan(s)
      • Level: Second
      • Dimensions: 17 x 15
      Half bath
      • Level: First
      • Dimensions: 5 x 4
      Kitchen
      • Features: Breakfast Bar, Built-in Features, Granite Counters, Pantry
      • Level: First
      • Dimensions: 14 x 13
      Living room
      • Level: First
      • Dimensions: 12 x 11
      Utility room
      • Features: Built-in Features, Utility Room
      • Level: First
      • Dimensions: 9 x 6
      Heating
      • Central, Natural Gas, Zoned
      Cooling
      • Central Air, Ceiling Fan(s), Electric, Zoned
      Appliances
      • Included: Dishwasher, Electric Oven, Gas Cooktop, Disposal, Gas Water Heater, Microwave, Vented Exhaust Fan
      • Laundry: Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
      Features
      • Built-in Features, Decorative/Designer Lighting Fixtures, Granite Counters, High Speed Internet, Open Floorplan, Pantry, Cable TV, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Carpet, Ceramic Tile, Wood
      • Has basement: No
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Masonry, Stone
      Interior area
      • Total interior livable area: 2,757 sqft

      Property

      Parking
      • Total spaces: 3
      • Parking features: Epoxy Flooring, Garage, Garage Door Opener, Oversized, Garage Faces Side, Workshop in Garage
      • Attached garage spaces: 3
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered
      • Exterior features: Rain Gutters
      • Pool features: None, Community
      • Fencing: Back Yard,Wood
      Lot
      • Size: 9,713 Square Feet
      • Dimensions: 53 x 148 x 101 x 136
      • Features: Back Yard, Interior Lot, Lawn, Landscaped, Subdivision, Sprinkler System, Few Trees
      Details
      • Parcel number: 000000052602

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Detached
      • Property subtype: Single Family Residence
      Materials
      • Brick, Rock, Stone
      • Foundation: Slab
      • Roof: Composition
      Condition
      • Year built: 2001

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Available, Underground Utilities, Water Available, Cable Available
      Green energy
      • Energy efficient items: Appliances, Insulation, Thermostat, Windows

      Community & HOA

      Community
      • Features: Clubhouse, Fenced Yard, Pickleball, Pool, Tennis Court(s), Gated, Sidewalks
      • Security: Security System Owned, Security System, Fire Alarm, Gated Community, Smoke Detector(s)
      • Subdivision: Turtle Cove Ph 3
      HOA
      • Has HOA: Yes
      • Services included: All Facilities, Association Management, Maintenance Grounds, Maintenance Structure
      • HOA fee: $669 semi-annually
      • HOA name: Associa
      • HOA phone: 214-368-4030
      Location
      • Region: Rockwall

      Financial & listing details

      • Price per square foot: $178/sqft
      • Tax assessed value: $512,869
      • Annual tax amount: $6,688
      • Date on market: 6/15/2026
      • Exclusions: The fridge, washer, dryer, tv, garage fridge, chest freezer and safe are available for sale.
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        Estimated market value

        $477,700

        $454,000 - $502,000

        $2,905/mo

        Price history

        DateEventPrice
        6/15/2026Listed for sale$490,000+18.1%$178/sqft
        Source: NTREIS #21296868 Report a problem
        9/21/2021Sold--
        Source: Ebby Halliday solds #14652587_75087 Report a problem
        8/24/2021Pending sale$415,000$151/sqft
        Source: Coldwell Banker Apex, Realtors #14652587 Report a problem
        8/19/2021Listed for sale$415,000$151/sqft
        Source: NTREIS #14652587 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$6,586 -1.3%$512,869 +8.2%
        2024$6,671 +5.1%$474,073 +0.8%
        2023$6,346 -12%$470,459 +10%
        2022$7,211 +33%$427,690 +27.5%
        2021$5,423 -0.4%$335,540 +2.5%
        2020$5,448 $327,240 +3.1%
        2019-- $317,500 -3.6%
        2018$6,758 +2.4%$329,340 +3.2%
        2017$6,601 +17.2%$319,069 +11.5%
        2016$5,634 $286,200 +10.1%
        2015$5,634 $259,910 +3.6%
        2014$5,634 $250,910 +5.8%
        2013-- $237,050 +4.5%
        2012-- $226,860 -0.9%
        2011-- $228,990 -0.9%
        2010-- $231,100 -0.9%
        2009-- $233,220 -0.9%
        2008-- $235,330
        2007-- $235,330 +0%
        2006-- $235,260 +2.5%
        2005-- $229,520
        2004-- $229,520 +12.9%
        2003-- $203,210

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: Turtle Cove

          Getting around

          33 / 100
          Car-Dependent

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Reinhardt
          • Middle: Herman E Utley
          • High: Rockwall
          • District: Rockwall ISD

          Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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