For sale

Price cut: $5K (9/24)

$225,000

645 Oneill St, Dubuque, IA 52001

3beds

1,308sqft

$1,776/mo

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Single Family Residence

Built in 1941

5,227 Square Feet Lot

$216,100 Zestimate^®

$172/sqft

$-- HOA

What's special

Plenty of closet spaceAdorable cape cod charmerSpacious bedroom upstairsThree bedroomsBeautiful landscaping

All you have to do is move in to this adorable Cape Cod charmer! Three bedrooms, 1 bath, with a 2-car detached garage provide the necessities in this quiet neighborhood. The icing on the cake is the beautiful landscaping and opportunity for additional living in the basement. Two bedrooms on the main floor with a full bathroom allow for main floor living. A spacious bedroom upstairs offers plenty of closet space and a retreat from the rest of the house. A spacious patio invites entertaining and relaxing and a fenced in yard protects the garden and bonus raspberry bushes! This property has been well cared for and is ready for you to make it your home.

20 days
1,418
107

Likely to sell faster than

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 1
Full bathrooms: 1
Main level bathrooms: 1
Main level bedrooms: 2

Bedroom 1

Level: Main
Area: 130 Square Feet
Dimensions: 13x10

Bedroom 2

Level: Main
Area: 110 Square Feet
Dimensions: 10x11

Bedroom 3

Level: Upper
Area: 400 Square Feet
Dimensions: 25x16

Dining room

Level: Main
Area: 120 Square Feet
Dimensions: 8x15

Kitchen

Level: Main
Area: 99 Square Feet
Dimensions: 9x11

Living room

Level: Main
Area: 234 Square Feet
Dimensions: 18x13

Heating

Forced Air

Cooling

Central Air

Appliances

Included: Refrigerator, Range, Microwave, Washer, Dryer
Laundry: Lower Level

Features

Windows: Window Treatments
Basement: Full
Has fireplace: No
Fireplace features: None

Interior area

Total interior livable area: 1,308 sqft
Finished area above ground: 1,308

Property

Parking

Total spaces: 2
Parking features: Detached
Has garage: Yes
Details: Cabinets, Electricity

Features

Levels: One and One Half
Stories: 1.5
Exterior features: Sidewalk

Lot

Size: 5,227 Square Feet
Dimensions: 50 x 100

Details

Parcel number: 1013127025
Zoning: r

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Foundation: Block

Condition

New construction: No
Year built: 1941

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: LOT 35 O'NEILLS RIVERVIEW

Location

Region: Dubuque

Financial & listing details

Price per square foot: $172/sqft
Tax assessed value: $171,500
Annual tax amount: $2,322
Date on market: 9/9/2026
Cumulative days on market: 21 days
Listing terms: Cash

Estimated market value

$216,100

$205,000 - $227,000

$1,395/mo

Price history

Date	Event	Price
9/24/2026	Price change	$225,000-2.2%$172/sqft
Source: East Central Iowa AOR as distributed by MLS GRID #155679 Report a problem
9/9/2026	Listed for sale	$230,000+7.7%$176/sqft
Source: East Central Iowa AOR as distributed by MLS GRID #155679 Report a problem
7/3/2024	Sold	$213,577+15.4%$163/sqft
Source: East Central Iowa AOR as distributed by MLS GRID #149451 Report a problem
5/22/2024	Pending sale	$185,000$141/sqft
Source: East Central Iowa AOR as distributed by MLS GRID #149451 Report a problem
5/19/2024	Listed for sale	$185,000+10.8%$141/sqft
Source: East Central Iowa AOR as distributed by MLS GRID #149451 Report a problem
6/30/2021	Sold	$167,000$128/sqft
Source: East Central Iowa AOR as distributed by MLS GRID #142476 Report a problem
5/31/2021	Pending sale	$167,000$128/sqft
Source: RE/MAX Central #142476 Report a problem
5/26/2021	Listed for sale	$167,000+16.8%$128/sqft
Source: East Central Iowa AOR as distributed by MLS GRID #142476 Report a problem
3/24/2021	Listing removed	--
Source: Owner Report a problem
6/24/2019	Sold	$143,000-1.4%$109/sqft
Source: Public Record Report a problem
5/1/2019	Listed for sale	$145,000+23.4%$111/sqft
Source: Owner Report a problem
8/28/2008	Sold	$117,500$90/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$1,984 +3.2%	$171,500 +15.7%
2024	$1,922 -4.6%	$148,200
2023	$2,014 -3.1%	$148,200 +18%
2022	$2,078 +13.4%	$125,630
2021	$1,832 -7.3%	$125,630 +13.1%
2020	$1,975 -1.5%	$111,060
2019	$2,005 +5.2%	$111,060 +3%
2018	$1,906 +5.1%	$107,820
2017	$1,814 +6.6%	$107,820 +9.2%
2016	$1,702	$98,710
2015	$1,702 +2.8%	$98,710
2014	$1,656	$98,710 +12.3%
2012	--	$87,900
2011	--	$87,900
2010	--	$87,900
2009	--	$87,900
2008	--	$87,900
2006	$1,108	--
2005	--	$80,400
2004	--	$80,400 +2.5%
2003	--	$78,470 +8%
2002	--	$72,650
2001	--	$72,650 +9%
2000	--	$66,650

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: 52001

Getting around

29 / 100

Car-Dependent

26 / 100

Some Transit

41 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

4/10
Audubon Elementary School
Grades: PK-5Distance: 1 mi
3/10
Thomas Jefferson Middle School
Grades: 6-8Distance: 0.7 mi
3/10
Hempstead High School
Grades: 9-12Distance: 3.5 mi

Schools provided by the listing agent

Elementary: Audubon
Middle: Jefferson Jr High
High: S. Hempstead

Source: East Central Iowa AOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.