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  • $280,000

    645 S Main St, Zumbrota, MN 55992

    3beds
    1,824sqft
    : 
    $1,823/mo
    Get pre-qualified
    Single Family
    Built in 1915
    8,712 Square Feet Lot
    $-- Zestimate®
    $154/sqft
    $-- HOA

    What's special

    What makes a house feel like home? Maybe it’s one that’s been cherished for generations, where the original woodwork, character & history have been beautifully preserved...without sacrificing the comforts of today. Built to last and aging like fine wine, this home pairs its old-house charm with extensive improvements, including updated electrical in the house & garage (2021), refinished hardwood floors on the second level (2025-2026), new bedroom carpet (2026), kitchen appliances (2020) & fresh exterior paint on the home and garage (2026). See the full list of improvements for even more! The welcome starts on the sweet 3-season porch and continues inside with a stunning original staircase (and yes, there’s a coat closet!). The 1.5-story floor plan offers a kitchen, dining room, living room, bonus room, laundry & half bath on the main level. Two main-level living spaces give you options - TV room, playroom, office, reading room - you decide! Upstairs, you’ll find 3 generously sized bedrooms & a lovely tiled 3/4 bathroom with in-floor heat. The lower level is unfinished and provides ample storage space. The updates continue outside with freshly painted house and garage, new landscaping & regrade (2025), new lighting & a 2-car garage insulated and ready to be finished to fit your needs. And because a home with this much history should have at least one good secret… make sure you ask about the underground tunnel! All of this is just one block from flourishing downtown Zumbrota, where cafés, shops, groceries & more are practically part of the neighborhood. This home has been collecting stories for generations. Will yours be next?
    12 days
    |
    2,441
    |
    114
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    McKenzie Schafer 507-271-0557,

    Coldwell Banker Nybo & Assoc,

    Grace Traynor 507-210-8854

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7116670MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      Bedroom
      • Level: Upper
      • Area: 182 Square Feet
      • Dimensions: 13x14
      Bedroom 2
      • Level: Upper
      • Area: 144.38 Square Feet
      • Dimensions: 10.5x13.75
      Bedroom 3
      • Level: Upper
      • Area: 155.25 Square Feet
      • Dimensions: 11.5x13.5
      Bathroom
      • Level: Main
      • Area: 20 Square Feet
      • Dimensions: 5x4
      Bathroom
      • Level: Upper
      • Area: 55.5 Square Feet
      • Dimensions: 6x9.25
      Bonus room
      • Level: Main
      • Area: 197.63 Square Feet
      • Dimensions: 15.5x12.75
      Dining room
      • Level: Main
      • Area: 162.5 Square Feet
      • Dimensions: 13x12.5
      Foyer
      • Level: Main
      • Area: 65.63 Square Feet
      • Dimensions: 7.5x8.75
      Kitchen
      • Level: Main
      • Area: 152.38 Square Feet
      • Dimensions: 13.25x11.5
      Laundry
      • Level: Main
      • Area: 60.38 Square Feet
      • Dimensions: 10.5x5.75
      Living room
      • Level: Main
      • Area: 216.75 Square Feet
      • Dimensions: 17x12.75
      Porch
      • Level: Main
      • Area: 155.88 Square Feet
      • Dimensions: 21.5x7.25
      Heating
      • Boiler
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Dishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliance(s), Washer
      • Laundry: Laundry Room, Main Level, Washer Hookup
      Features
      • Basement: Storage Space
      • Has fireplace: No
      Interior area
      • Total structure area: 3,048
      • Total interior livable area: 1,824 sqft
      • Finished area above ground: 1,824
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached Garage, Concrete, Garage Door Opener, Insulated Garage
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      • Details: Garage Dimensions (28x24)
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One and One Half
      • Stories: 1.5
      • Patio & porch: Enclosed, Front Porch, Patio, Porch
      • Pool features: None
      • Fencing: None
      Lot
      • Size: 8,712 Square Feet
      • Dimensions: 120 x 72
      • Features: Tree Coverage - Light
      Details
      • Foundation area: 1224
      • Parcel number: 721001780
      • Zoning description: Residential-Single Family

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family
      Materials
      • Frame
      • Roof: Age Over 8 Years,Asphalt
      Condition
      • New construction: No
      • Year built: 1915

      Utilities & green energy

      • Electric: Circuit Breakers, Power Company: Xcel Energy
      • Gas: Natural Gas
      • Sewer: City Sewer/Connected
      • Water: City Water/Connected

      Community & HOA

      Community
      • Subdivision: City/Zumbrota
      HOA
      • Has HOA: No
      Location
      • Region: Zumbrota

      Financial & listing details

      • Price per square foot: $154/sqft
      • Tax assessed value: $231,000
      • Annual tax amount: $3,044
      • Date on market: 8/11/2026
      • Road surface type: Paved

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        8/13/2026Listed for sale$280,000+25%$154/sqft
        Source: NorthstarMLS as distributed by MLS GRID #7116670 Report a problem
        7/28/2021Sold$224,000+57.7%$123/sqft
        Source: NorthstarMLS as distributed by MLS GRID #6008063 Report a problem
        6/8/2015Sold$142,000-5.3%$78/sqft
        Source: Public Record Report a problem
        2/27/2015Pending sale$149,900$82/sqft
        Source: New World Realty #4057983 Report a problem
        10/24/2014Listed for sale$149,900+24.9%$82/sqft
        Source: New World Realty #4057983 Report a problem
        1/12/2010Sold$120,000+126.4%$66/sqft
        Source: Public Record Report a problem
        5/1/2009Sold$53,000-11.5%$29/sqft
        Source: Lake Superior Area Realtors as distributed by MLS GRID #1055104 Report a problem
        4/3/2009Listed for sale$59,900-43.7%$33/sqft
        Source: Listhub #4010782 Report a problem
        11/5/2001Sold$106,400+222.4%$58/sqft
        Source: Public Record Report a problem
        11/12/1999Sold$33,000$18/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,030 -1.8%$205,240
        2024$3,084 +10.2%$205,240 -8.5%
        2023$2,798 +8.4%$224,400 +11.4%
        2022$2,582 +3.4%$201,400 +17.2%
        2021$2,496 +10.8%$171,800 +1.4%
        2020$2,252 $169,400 +11.4%
        2019$2,252 $152,000 +2.3%
        2018$2,252 +15.5%$148,600 +5.1%
        2017$1,950 +37.5%$141,400 +8.7%
        2016$1,418 $130,100 +15.5%
        2015$1,418 $112,600 -0.9%
        2014$1,418 +6.5%$113,600 +1.7%
        2013$1,332 -6.7%$111,700 -4.5%
        2012$1,428 +68.4%$117,000 +39.1%
        2011$848 -55.2%$84,100 -30.1%
        2010$1,892 +18.8%$120,400 -7.5%
        2009$1,592 +13.7%$130,200
        2008$1,400 +5.6%$130,200
        2007$1,326 +10.1%--
        2006$1,204 +8.9%--
        2005$1,106 +12.4%--
        2004$984 -3.1%--
        2003$1,016 +10.2%--
        2002$922 +2%--
        2001$904 --
        Find assessor info on the county website

        Monthly payment

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        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 55992

        Getting around

        61 / 100
        Somewhat Walkable
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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