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  • $280,000

    645 S Main St, Zumbrota, MN 55992

    3beds
    1,824sqft
    Single Family
    Built in 1915
    8,712 Square Feet Lot
    $279,900 Zestimate®
    $154/sqft
    $1,938 Estimated rent

    Home value

    $279,900

    $266,000 - $294,000

    $1,938/mo

    Zestimate® history
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    What's special

    What makes a house feel like home? Maybe it’s one that’s been cherished for generations, where the original woodwork, character & history have been beautifully preserved...without sacrificing the comforts of today. Built to last and aging like fine wine, this home pairs its old-house charm with extensive improvements, including updated electrical in the house & garage (2021), refinished hardwood floors on the second level (2025-2026), new bedroom carpet (2026), kitchen appliances (2020) & fresh exterior paint on the home and garage (2026). See the full list of improvements for even more! The welcome starts on the sweet 3-season porch and continues inside with a stunning original staircase (and yes, there’s a coat closet!). The 1.5-story floor plan offers a kitchen, dining room, living room, bonus room, laundry & half bath on the main level. Two main-level living spaces give you options - TV room, playroom, office, reading room - you decide! Upstairs, you’ll find 3 generously sized bedrooms & a lovely tiled 3/4 bathroom with in-floor heat. The lower level is unfinished and provides ample storage space. The updates continue outside with freshly painted house and garage, new landscaping & regrade (2025), new lighting & a 2-car garage insulated and ready to be finished to fit your needs. And because a home with this much history should have at least one good secret… make sure you ask about the underground tunnel! All of this is just one block from flourishing downtown Zumbrota, where cafés, shops, groceries & more are practically part of the neighborhood. This home has been collecting stories for generations. Will yours be next?

    Zillow last checked:

    Listing updated:

    Listed by:

    McKenzie Schafer 507-271-0557,

    Coldwell Banker Nybo & Assoc,

    Grace Traynor 507-210-8854

    Bought with:

    McKenzie Schafer

    Coldwell Banker Nybo & Assoc

    Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7116670MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • 3/4 bathrooms: 1
    • 1/2 bathrooms: 1
    Bedroom
    • Level: Upper
    • Area: 182 Square Feet
    • Dimensions: 13x14
    Bedroom 2
    • Level: Upper
    • Area: 144.38 Square Feet
    • Dimensions: 10.5x13.75
    Bedroom 3
    • Level: Upper
    • Area: 155.25 Square Feet
    • Dimensions: 11.5x13.5
    Bathroom
    • Level: Main
    • Area: 20 Square Feet
    • Dimensions: 5x4
    Bathroom
    • Level: Upper
    • Area: 55.5 Square Feet
    • Dimensions: 6x9.25
    Bonus room
    • Level: Main
    • Area: 197.63 Square Feet
    • Dimensions: 15.5x12.75
    Dining room
    • Level: Main
    • Area: 162.5 Square Feet
    • Dimensions: 13x12.5
    Foyer
    • Level: Main
    • Area: 65.63 Square Feet
    • Dimensions: 7.5x8.75
    Kitchen
    • Level: Main
    • Area: 152.38 Square Feet
    • Dimensions: 13.25x11.5
    Laundry
    • Level: Main
    • Area: 60.38 Square Feet
    • Dimensions: 10.5x5.75
    Living room
    • Level: Main
    • Area: 216.75 Square Feet
    • Dimensions: 17x12.75
    Porch
    • Level: Main
    • Area: 155.88 Square Feet
    • Dimensions: 21.5x7.25
    Heating
    • Boiler
    Cooling
    • Window Unit(s)
    Appliances
    • Included: Dishwasher, Dryer, Range, Refrigerator, Stainless Steel Appliance(s), Washer
    • Laundry: Laundry Room, Main Level, Washer Hookup
    Features
    • Basement: Storage Space
    • Has fireplace: No
    Interior area
    • Total structure area: 3,048
    • Total interior livable area: 1,824 sqft
    • Finished area above ground: 1,824
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 2
    • Parking features: Detached Garage, Concrete, Garage Door Opener, Insulated Garage
    • Garage spaces: 2
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions (28x24)
    Accessibility
    • Accessibility features: None
    Features
    • Levels: One and One Half
    • Stories: 1.5
    • Patio & porch: Enclosed, Front Porch, Patio, Porch
    • Pool features: None
    • Fencing: None
    Lot
    • Size: 8,712 Square Feet
    • Dimensions: 120 x 72
    • Features: Tree Coverage - Light
    Details
    • Foundation area: 1224
    • Parcel number: 721001780
    • Zoning description: Residential-Single Family

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family
    Materials
    • Frame
    • Roof: Age Over 8 Years,Asphalt
    Condition
    • New construction: No
    • Year built: 1915

    Utilities & green energy

    • Electric: Circuit Breakers, Power Company: Xcel Energy
    • Gas: Natural Gas
    • Sewer: City Sewer/Connected
    • Water: City Water/Connected

    Community & HOA

    Community
    • Subdivision: City/Zumbrota
    HOA
    • Has HOA: No
    Location
    • Region: Zumbrota

    Financial & listing details

    • Price per square foot: $154/sqft
    • Tax assessed value: $242,000
    • Annual tax amount: $3,044
    • Date on market: 8/11/2026
    • Cumulative days on market: 14 days
    • Road surface type: Paved

    Price history

    DateEventPrice
    9/18/2026Sold$280,000$154/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7116670 Report a problem
    8/27/2026Pending sale$280,000$154/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7116670 Report a problem
    8/13/2026Listed for sale$280,000+25%$154/sqft
    Source: NorthstarMLS as distributed by MLS GRID #7116670 Report a problem
    7/28/2021Sold$224,000+57.7%$123/sqft
    Source: NorthstarMLS as distributed by MLS GRID #6008063 Report a problem
    6/8/2015Sold$142,000-5.3%$78/sqft
    Source: Public Record Report a problem
    2/27/2015Pending sale$149,900$82/sqft
    Source: New World Realty #4057983 Report a problem
    10/24/2014Listed for sale$149,900+24.9%$82/sqft
    Source: New World Realty #4057983 Report a problem
    1/12/2010Sold$120,000+126.4%$66/sqft
    Source: Public Record Report a problem
    5/1/2009Sold$53,000-11.5%$29/sqft
    Source: Lake Superior Area Realtors as distributed by MLS GRID #1055104 Report a problem
    4/3/2009Listed for sale$59,900-43.7%$33/sqft
    Source: Listhub #4010782 Report a problem
    11/5/2001Sold$106,400+222.4%$58/sqft
    Source: Public Record Report a problem
    11/12/1999Sold$33,000$18/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2026$3,044 +0.5%$217,230 +5.8%
    2025$3,030 -1.8%$205,240
    2024$3,084 +10.2%$205,240 -8.5%
    2023$2,798 +8.4%$224,400 +11.4%
    2022$2,582 +3.4%$201,400 +17.2%
    2021$2,496 +10.8%$171,800 +1.4%
    2020$2,252 $169,400 +11.4%
    2019$2,252 $152,000 +2.3%
    2018$2,252 +15.5%$148,600 +5.1%
    2017$1,950 +37.5%$141,400 +8.7%
    2016$1,418 $130,100 +15.5%
    2015$1,418 $112,600 -0.9%
    2014$1,418 +6.5%$113,600 +1.7%
    2013$1,332 -6.7%$111,700 -4.5%
    2012$1,428 +68.4%$117,000 +39.1%
    2011$848 -55.2%$84,100 -30.1%
    2010$1,892 +18.8%$120,400 -7.5%
    2009$1,592 +13.7%$130,200
    2008$1,400 +5.6%$130,200
    2007$1,326 +10.1%--
    2006$1,204 +8.9%--
    2005$1,106 +12.4%--
    2004$984 -3.1%--
    2003$1,016 +10.2%--
    2002$922 +2%--
    2001$904 --
    Find assessor info on the county website

    Neighborhood: 55992

    Nearby schools

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    Estimated market value
    $279,900
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    Estimated market value
    $279,900