This charming Elgin bungalow needs some TLC but is bursting with potential! Two main floor bedrooms and full bath + kitchen, separate dining room, living room and heated, 4-season sunporch with 10 double-hung windows for great light and ventilation. The interior has lovely millwork, arched doorways, hardwood floors and lots of natural light. Let your imagination run wild in the full-size unfinished attic accessible through an interior staircase. The attic is 37' ft x 25' ft ~ it is huge! It has 9 ft ceilings at it's peak and has two dormers - one on each side - that add architectural interest and natural light. It also has a plumbing rough-in. You might consider adding two additional bedrooms plus a full bath or design your dream primary suite! The home also has a large, unfinished basement with plumbing. Plenty of storage and workspace plus additional space for a future family / game / party room. Outside there is a patio area and generous yard with mature trees and perennials. NEW, long (4 cars possible) concrete driveway laid in 2023. Home is five blocks to the Fox River and the lovely Fox River Trail and approximately 4 blocks to Huff Elementary School and local parks. Home is not in the Elgin Historic District. Will be offered AS-IS. Seller will need post-close possession to find a new home. Conventional or CASH only; not suitable for FHA or VA. NOTE: This address is in a "moderate income" census tract. Purchaser may qualify for significantly reduced interest rate and/or reduced closing costs. Inquire with your preferred lender! Seller is still packing. Please excuse the mess.
Closed
$175,000
645 Saint Charles St, Elgin, IL 60120
2beds
1,492sqft
Single Family Residence
Built in 1927
6,795.36 Square Feet Lot
$247,000 Zestimate®
$117/sqft
$1,914 Estimated rent
Home value
$247,000
$227,000 - $267,000
$1,914/mo
Zestimate® history
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List your homeWhat's special
Lovely fox river trailElgin historic districtFt ceilingsMature treesAdditional spaceNatural lightGenerous yard
Zillow last checked:
Listing updated:
Listing courtesy of:
Jean Maiorella 630-329-1946,
Baird & Warner
Bought with:
Esther Zamudio, GRI,SRES
Zamudio Realty Group
Source: MRED as distributed by MLS GRID,MLS#: 12037771
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: Flooring (Hardwood), Window Treatments (Wood Frames)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Bedroom 2
- Features: Flooring (Hardwood), Window Treatments (Wood Frames)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Other
- Features: Flooring (Other)
- Level: Second
- Area: 925 Square Feet
- Dimensions: 25X37
Dining room
- Features: Flooring (Hardwood), Window Treatments (Wood Frames)
- Level: Main
- Area: 130 Square Feet
- Dimensions: 10X13
Other
- Features: Flooring (Slate), Window Treatments (Wood Frames)
- Level: Main
- Area: 140 Square Feet
- Dimensions: 7X20
Kitchen
- Features: Flooring (Vinyl)
- Level: Main
- Area: 88 Square Feet
- Dimensions: 8X11
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 84 Square Feet
- Dimensions: 12X7
Living room
- Features: Flooring (Hardwood), Window Treatments (Some Wood Windows)
- Level: Main
- Area: 182 Square Feet
- Dimensions: 14X13
Heating
- Natural Gas
Cooling
- Wall Unit(s)
Appliances
- Included: Range, Refrigerator, Washer, Dryer, Gas Water Heater
- Laundry: Gas Dryer Hookup, In Unit
Features
- 1st Floor Bedroom, 1st Floor Full Bath
- Flooring: Hardwood
- Windows: Drapes
- Basement: Unfinished,Full
- Attic: Dormer,Full,Interior Stair,Unfinished
Interior area
- Total structure area: 2,470
- Total interior livable area: 1,492 sqft
Property
Parking
- Total spaces: 5
- Parking features: Concrete, On Site, Garage Owned, Detached, Driveway, Owned, Garage
- Garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 1
- Patio & porch: Patio
- Fencing: Partial
Lot
- Size: 6,795 sqft
- Dimensions: 52X131
Details
- Parcel number: 0624257010
- Special conditions: None
- Other equipment: Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subtype: Single Family Residence
Materials
- Cedar
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1927
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
Community & neighborhood
Community
- Community features: Park, Sidewalks, Street Paved
Location
- Region: Elgin
HOA & financial
HOA
- Services included: None
Other
Other facts
- Listing terms: Conventional
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 6/12/2024 | Sold | $175,000-12.5%$117/sqft |
Source:  MRED as distributed by MLS GRID #12037771 Report a problem | ||
| 5/9/2024 | Contingent | $200,000$134/sqft |
Source: MRED as distributed by MLS GRID #12037771 Report a problem | ||
| 4/24/2024 | Listed for sale | $200,000$134/sqft |
Source: MRED as distributed by MLS GRID #12037771 Report a problem | ||
| 4/23/2024 | Listing removed | -- |
Source: MRED as distributed by MLS GRID #11977757 Report a problem | ||
| 4/16/2024 | Contingent | $200,000$134/sqft |
Source: MRED as distributed by MLS GRID #11977757 Report a problem | ||
| 3/28/2024 | Listed for sale | $200,000+91.4%$134/sqft |
Source: MRED as distributed by MLS GRID #11977757 Report a problem | ||
| 11/14/2000 | Sold | $104,500$70/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,292 +5.3% | $74,126 +10.7% |
| 2023 | $5,027 +5.3% | $66,967 +9.7% |
| 2022 | $4,775 +4.8% | $61,062 +7% |
| 2021 | $4,558 +7.8% | $57,088 +9% |
| 2020 | $4,229 +3.2% | $52,374 +5% |
| 2019 | $4,099 +12.2% | $49,889 +16.1% |
| 2018 | $3,655 +2.6% | $42,967 +5.8% |
| 2017 | $3,561 -11.4% | $40,620 +7.8% |
| 2016 | $4,019 | $37,685 +9.1% |
| 2015 | -- | $34,542 +1.3% |
| 2014 | -- | $34,115 -14.5% |
| 2013 | -- | $39,922 -7.4% |
| 2012 | -- | $43,122 -3.6% |
| 2011 | -- | $44,740 -9.6% |
| 2010 | -- | $49,518 -6.7% |
| 2009 | -- | $53,085 |
| 2008 | -- | $53,085 +3.3% |
| 2007 | -- | $51,380 +7.8% |
| 2006 | -- | $47,646 +6.5% |
| 2005 | -- | $44,742 +6.8% |
| 2004 | -- | $41,909 +7.8% |
| 2003 | -- | $38,880 +20.8% |
| 2002 | -- | $32,195 +7.4% |
| 2001 | -- | $29,963 +5.1% |
| 2000 | -- | $28,514 |
Find assessor info on the county website
Neighborhood: 60120
Nearby schools
GreatSchools rating
- 5/10Huff Elementary SchoolGrades: PK-6Distance: 0.3 mi
- 4/10Ellis Middle SchoolGrades: 7-8Distance: 0.7 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: Huff Elementary School
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$247,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$247,000
- Illinois
- Kane County
- Elgin
- 60120
- 645 Saint Charles St
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