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Pending
    • Price cut: $10K (7/27)
    $225,000

    645 Union St, Bay Saint Louis, MS 39520

    3beds
    1,469sqft
    : 
    $1,437/mo
    Get pre-qualified
    Residential, Single Family Residence
    Built in 1984
    0.25 Acres Lot
    $217,700 Zestimate®
    $153/sqft
    $-- HOA

    What's special

    Versatile flex roomLarge laundry roomOversized fenced backyard
    Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, gardening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, or your forever home, this property offers endless possibilities. Previously rented for $1,600 per month, it has proven income potential. Conveniently located just minutes from downtown Bay St. Louis, you'll enjoy easy access to shopping, restaurants, entertainment, the beach, fishing, and everything the Mississippi Gulf Coast has to offer. Also, no flood insurance required! Bring your vision and make this home your own!
    45 days
    |
    711
    |
    49
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Whitney M Young 228-669-0423,

    Coastal Realty Group 228-280-8026,

    Misty M Elsworth 228-697-8074

    Source: MLS United,MLS#: 4155803

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Heating
      • Central, Electric, Heat Pump, Hot Water
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Dryer, Microwave, Oven, Refrigerator, Washer
      • Laundry: Laundry Room
      Features
      • Ceiling Fan(s), Crown Molding, Stone Counters
      • Flooring: Vinyl, Ceramic Tile
      • Has fireplace: No
      Interior area
      • Total structure area: 1,469
      • Total interior livable area: 1,469 sqft
      Video & virtual tour

      Property

      Parking
      • Parking features: Driveway, Circular Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio, Porch
      • Exterior features: Private Yard, Other, See Remarks
      • Fencing: Back Yard,Privacy,Fenced
      • On waterfront: Yes
      • Waterfront features: Other
      Lot
      • Size: 0.25 Acres
      • Dimensions: Appo x 90 x 123 x 90 x 123
      Details
      • Additional structures: Shed(s), Workshop, Barn(s)
      • Parcel number: 137h045144.005
      • Zoning description: Single Family Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Residential, Single Family Residence
      Materials
      • Brick Veneer
      • Foundation: Slab
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1984

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Near Entertainment
      • Subdivision: Metes And Bounds
      Location
      • Region: Bay Saint Louis

      Financial & listing details

      • Price per square foot: $153/sqft
      • Tax assessed value: $112,374
      • Annual tax amount: $2,018
      • Date on market: 7/14/2026
      • Electric utility on property: Yes

        Estimated market value

        $217,700

        $207,000 - $229,000

        $1,665/mo

        Price history

        DateEventPrice
        8/16/2026Pending sale$225,000$153/sqft
        Source: MLS United #4155803 Report a problem
        7/27/2026Price change$225,000-4.3%$153/sqft
        Source: MLS United #4155803 Report a problem
        7/14/2026Listed for sale$235,000+62.1%$160/sqft
        Source: MLS United #4155803 Report a problem
        12/17/2020Sold--
        Source: MLS United #3365613 Report a problem
        8/20/2020Listed for sale$145,000$99/sqft
        Source: HL Raymond Properties, LLC #365613 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,018 $16,856
        2024$2,018 +5.1%$16,856 +2.2%
        2023$1,919 +1.2%$16,495
        2022$1,897 +376.7%$16,495 +50%
        2021$398 $10,997 +36.1%
        2020$398 +446.8%$8,081
        2019$73 $8,081
        2018$73 $8,081 +8.6%
        2017$73 $7,440 -5.3%
        2016-- $7,854 +7.2%
        2015-- $7,328
        2014$564 +11.9%$7,328
        2013$504 -58.3%$7,328 -33.3%
        2012$1,206 -2.1%$10,992 -2.1%
        2011$1,232 -0.4%$11,225
        2010$1,237 +2.3%$11,225
        2009$1,209 +2.4%$11,225
        2008$1,181 $11,225 +50.1%
        2005-- $7,479
        2004-- $7,479
        2003-- $7,479
        2002-- $7,479 +48%
        2001-- $5,053 +4.9%
        2000-- $4,817
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 39520

        Getting around

        24 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Bay St. Louis
        • Middle: Bay St. Louis Middle
        • High: Bay St Louis

        Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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