Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, gardening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, or your forever home, this property offers endless possibilities. Previously rented for $1,600 per month, it has proven income potential. Conveniently located just minutes from downtown Bay St. Louis, you'll enjoy easy access to shopping, restaurants, entertainment, the beach, fishing, and everything the Mississippi Gulf Coast has to offer. Also, no flood insurance required! Bring your vision and make this home your own!
Pending
Price cut: $10K (7/27)
$225,000
645 Union St, Bay Saint Louis, MS 39520
3beds
1,469sqft
Residential, Single Family Residence
Built in 1984
0.25 Acres Lot
$217,700 Zestimate®
$153/sqft
$-- HOA
What's special
Versatile flex roomLarge laundry roomOversized fenced backyard
- 46 days
- 684
- 47
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Whitney M Young 228-669-0423,
Coastal Realty Group 228-280-8026,
Misty M Elsworth 228-697-8074
Source: MLS United,MLS#: 4155803
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric, Heat Pump, Hot Water
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Microwave, Oven, Refrigerator, Washer
- Laundry: Laundry Room
Features
- Ceiling Fan(s), Crown Molding, Stone Counters
- Flooring: Vinyl, Ceramic Tile
- Has fireplace: No
Interior area
- Total structure area: 1,469
- Total interior livable area: 1,469 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway, Circular Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Porch
- Exterior features: Private Yard, Other, See Remarks
- Fencing: Back Yard,Privacy,Fenced
- On waterfront: Yes
- Waterfront features: Other
Lot
- Size: 0.25 Acres
- Dimensions: Appo x 90 x 123 x 90 x 123
Details
- Additional structures: Shed(s), Workshop, Barn(s)
- Parcel number: 137h045144.005
- Zoning description: Single Family Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Residential, Single Family Residence
Materials
- Brick Veneer
- Foundation: Slab
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Near Entertainment
- Subdivision: Metes And Bounds
HOA
- Has HOA: No
Location
- Region: Bay Saint Louis
Financial & listing details
- Price per square foot: $153/sqft
- Tax assessed value: $112,374
- Annual tax amount: $2,018
- Date on market: 7/14/2026
- Electric utility on property: Yes
Estimated market value
$217,700
$207,000 - $229,000
$1,691/mo
Price history
| Date | Event | Price |
|---|---|---|
| 8/16/2026 | Pending sale | $225,000$153/sqft |
Source: MLS United #4155803 Report a problem | ||
| 7/27/2026 | Price change | $225,000-4.3%$153/sqft |
Source: MLS United #4155803 Report a problem | ||
| 7/14/2026 | Listed for sale | $235,000+62.1%$160/sqft |
Source: MLS United #4155803 Report a problem | ||
| 12/17/2020 | Sold | -- |
Source: MLS United #3365613 Report a problem | ||
| 8/20/2020 | Listed for sale | $145,000$99/sqft |
Source: HL Raymond Properties, LLC #365613 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,018 | $16,856 |
| 2024 | $2,018 +5.1% | $16,856 +2.2% |
| 2023 | $1,919 +1.2% | $16,495 |
| 2022 | $1,897 +376.7% | $16,495 +50% |
| 2021 | $398 | $10,997 +36.1% |
| 2020 | $398 +446.8% | $8,081 |
| 2019 | $73 | $8,081 |
| 2018 | $73 | $8,081 +8.6% |
| 2017 | $73 | $7,440 -5.3% |
| 2016 | -- | $7,854 +7.2% |
| 2015 | -- | $7,328 |
| 2014 | $564 +11.9% | $7,328 |
| 2013 | $504 -58.3% | $7,328 -33.3% |
| 2012 | $1,206 -2.1% | $10,992 -2.1% |
| 2011 | $1,232 -0.4% | $11,225 |
| 2010 | $1,237 +2.3% | $11,225 |
| 2009 | $1,209 +2.4% | $11,225 |
| 2008 | $1,181 | $11,225 +50.1% |
| 2005 | -- | $7,479 |
| 2004 | -- | $7,479 |
| 2003 | -- | $7,479 |
| 2002 | -- | $7,479 +48% |
| 2001 | -- | $5,053 +4.9% |
| 2000 | -- | $4,817 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 39520
Nearby schools
Schools provided by the listing agent
- Elementary: Bay St. Louis
- Middle: Bay St. Louis Middle
- High: Bay St Louis
Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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