Welcome to this charming 3-bedroom, 2-bath brick home located in a quiet Bay St. Louis neighborhood, just a short golf cart ride from downtown! Featuring a spacious combined living and dining area, this home also offers a versatile flex room that can be used as a home office, playroom, second living area, workout room, or whatever best fits your lifestyle. Inside, you'll find ceramic tile and LVP flooring throughout, along with a large laundry room for added convenience. The roof was replaced in 2020, providing peace of mind for years to come. Step outside to enjoy the oversized fenced backyard featuring a large concrete patio that's perfect for entertaining, grilling, or simply relaxing outdoors. The backyard also includes a huge storage shed/workshop and plenty of room for kids, pets, gardening, or future outdoor projects. A circle driveway provides ample parking and added convenience. Whether you're looking for an investment property, a project home to make your own, a first home, or your forever home, this property offers endless possibilities. Previously rented for $1,600 per month, it has proven income potential. Conveniently located just minutes from downtown Bay St. Louis, you'll enjoy easy access to shopping, restaurants, entertainment, the beach, fishing, and everything the Mississippi Gulf Coast has to offer. Also, no flood insurance required! Bring your vision and make this home your own!
Closed
Price Unknown
645 Union St, Bay Saint Louis, MS 39520
3beds
1,469sqft
Residential, Single Family Residence
Built in 1984
0.25 Acres Lot
$190,100 Zestimate®
$--/sqft
$1,824 Estimated rent
Home value
$190,100
$173,000 - $209,000
$1,824/mo
Zestimate® history
Owner options
List your home for rent
$1,824/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$1,824/mo
Rent Zestimate®
Refinance and save
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Versatile flex roomLarge laundry roomOversized fenced backyard
Zillow last checked:
Listing updated:
Listed by:
Whitney M Young 228-669-0423,
Coastal Realty Group,
Misty M Elsworth 228-697-8074
Bought with:
Holley M Hartdegen, S58918
Wayne Songy & Assoc., Inc.
Source: MLS United,MLS#: 4155803
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric, Heat Pump, Hot Water
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Microwave, Oven, Refrigerator, Washer
- Laundry: Laundry Room
Features
- Ceiling Fan(s), Crown Molding, Stone Counters
- Flooring: Vinyl, Ceramic Tile
- Has fireplace: No
Interior area
- Total structure area: 1,469
- Total interior livable area: 1,469 sqft
Property
Parking
- Parking features: Driveway, Circular Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio, Porch
- Exterior features: Private Yard, Other, See Remarks
- Fencing: Back Yard,Privacy,Fenced
- On waterfront: Yes
- Waterfront features: Other
Lot
- Size: 0.25 Acres
- Dimensions: Appo x 90 x 123 x 90 x 123
Details
- Additional structures: Shed(s), Workshop, Barn(s)
- Parcel number: 137h045144.005
- Zoning description: Single Family Residential
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Residential, Single Family Residence
Materials
- Brick Veneer
- Foundation: Slab
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Near Entertainment
- Subdivision: Metes And Bounds
HOA
- Has HOA: No
Location
- Region: Bay Saint Louis
Financial & listing details
- Tax assessed value: $112,374
- Annual tax amount: $2,018
- Date on market: 7/14/2026
- Electric utility on property: Yes
Price history
| Date | Event | Price |
|---|---|---|
| 9/15/2026 | Sold | -- |
Source: MLS United #4155803 Report a problem | ||
| 8/16/2026 | Pending sale | $225,000$153/sqft |
Source: MLS United #4155803 Report a problem | ||
| 7/27/2026 | Price change | $225,000-4.3%$153/sqft |
Source: MLS United #4155803 Report a problem | ||
| 7/14/2026 | Listed for sale | $235,000+62.1%$160/sqft |
Source: MLS United #4155803 Report a problem | ||
| 12/17/2020 | Sold | -- |
Source: MLS United #3365613 Report a problem | ||
| 8/20/2020 | Listed for sale | $145,000$99/sqft |
Source: HL Raymond Properties, LLC #365613 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,018 | $16,856 |
| 2024 | $2,018 +5.1% | $16,856 +2.2% |
| 2023 | $1,919 +1.2% | $16,495 |
| 2022 | $1,897 +376.7% | $16,495 +50% |
| 2021 | $398 | $10,997 +36.1% |
| 2020 | $398 +446.8% | $8,081 |
| 2019 | $73 | $8,081 |
| 2018 | $73 | $8,081 +8.6% |
| 2017 | $73 | $7,440 -5.3% |
| 2016 | -- | $7,854 +7.2% |
| 2015 | -- | $7,328 |
| 2014 | $564 +11.9% | $7,328 |
| 2013 | $504 -58.3% | $7,328 -33.3% |
| 2012 | $1,206 -2.1% | $10,992 -2.1% |
| 2011 | $1,232 -0.4% | $11,225 |
| 2010 | $1,237 +2.3% | $11,225 |
| 2009 | $1,209 +2.4% | $11,225 |
| 2008 | $1,181 | $11,225 +50.1% |
| 2005 | -- | $7,479 |
| 2004 | -- | $7,479 |
| 2003 | -- | $7,479 |
| 2002 | -- | $7,479 +48% |
| 2001 | -- | $5,053 +4.9% |
| 2000 | -- | $4,817 |
Find assessor info on the county website
Neighborhood: 39520
Nearby homes
- $231,2004 bd1 ba2.6k sqft647 Union St, Bay Saint Louis, MS 39520Off Market
- $236,1003 bd2 ba1.2k sqft643 Union St, Bay Saint Louis, MS 39520Off Market
- $204,0003 bd1 ba1.5k sqft644 Union St, Bay Saint Louis, MS 39520Off Market
- $197,0003 bd1 ba1.2k sqft641 Union St, Bay Saint Louis, MS 39520Off Market
- $155,7003 bd1 ba1.3k sqft642 Union St, Bay Saint Louis, MS 39520Off Market
- $209,0003 bd1 ba1.2k sqft649 Union St, Bay Saint Louis, MS 39520Off Market
- $199,0003 bd1 ba1.2k sqft646 Union St, Bay Saint Louis, MS 39520Off Market
- $203,8003 bd1 ba1.4k sqft640 Union St, Bay Saint Louis, MS 39520Off Market
Nearby schools
GreatSchools rating
- 8/10North Bay Elementary SchoolGrades: 3-6Distance: 0.8 mi
- 8/10Bay Waveland Middle SchoolGrades: 6-8Distance: 0.8 mi
- 9/10Bay High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- Elementary: Bay St. Louis
- Middle: Bay St. Louis Middle
- High: Bay St Louis
Source: MLS United. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$190,100
2% more
+$3,802
With Zillow Showcase(estimated)
$193,902
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$190,100
2% more
+$3,802
With Zillow Showcase(estimated)
$193,902
- Mississippi
- Hancock County
- Bay Saint Louis
- 39520
- 645 Union St
