Stylish tile accentsSunroom with heated floorsRoomy loft atticOne-floor low-maintenance livingOpen layoutPlenty of cabinetry
Welcome to easy, one-floor, low-maintenance living in the sought-after Four Seasons at Elm Tree 55+ community in Mount Joy. This beautifully cared-for 3-bedroom, 2-bath home offers approx. 2,500 sq ft of comfortable, light-filled space designed for both relaxing and entertaining. The open layout brings everyone together, with a cozy double-sided gas fireplace warming both the living and dining areas, while the kitchen shines with newer appliances (2025), plenty of cabinetry, ample counterspace with bar island and stylish tile accents. Start your mornings in the sunroom with heated floors or unwind on the spacious paver patio surrounded by open views. The primary suite feels like a retreat with two walk-in closets and a spa-like bath featuring heated floors, dual vanities, soaking tub, and separate shower. You’ll find two additional bedrooms with large closets, offering flexibility for guests, hobbies, or the perfect home office setup—ideal for the way you want to live. Other thoughtful upgrades include new bathroom vanities (2025), washing machine (2026) central vacuum, and a water softening system. For additional storage, there’s a roomy loft attic along with a 2-car garage. The HOA handles lawn care, snow removal, and landscaping, so you can spend more time enjoying the clubhouse, fitness center, pool, pickleball court, and walking paths.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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