Skip main navigation
Pending
    • Price cut: $10K (5/8)
    $120,000

    646 N Cove Ct, Decatur, IL 62521

    3beds
    1,176sqft
    : 
    $926/mo
    Get pre-qualified
    Single Family Residence
    Built in 1981
    10,018 Square Feet Lot
    $118,100 Zestimate®
    $102/sqft
    $-- HOA

    What's special

    Functional layoutLovely screened-in porchPeaceful surroundings
    Welcome to this charming ranch-style home nestled in a desirable location near Lake Decatur! Offering 3 bedrooms and 2 bathrooms, this home features a functional layout with great potential to make it your own. Enjoy your morning coffee or unwind in the evening on the lovely screened-in porch, perfect for relaxing while taking in the peaceful surroundings. The detached 2-car garage provides ample space for parking, storage, or a workshop. Conveniently located near the lake, this home offers both comfort and location-don't miss your opportunity to make it yours!
    132 days
    |
    65
    |
    1
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Nate Zarzar (217)714-9846,

    KELLER WILLIAMS-TREC,

    Alissa Granger 217-714-9846,

    KELLER WILLIAMS-TREC

    Source: MRED as distributed by MLS GRID,MLS#: 12597727MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Screened Porch
      Primary bedroom
      • Features: Bathroom (Full)
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11X11
      Bedroom 2
      • Level: Main
      • Area: 121 Square Feet
      • Dimensions: 11X11
      Bedroom 3
      • Level: Main
      • Area: 84 Square Feet
      • Dimensions: 12X7
      Dining room
      • Level: Main
      • Area: 81 Square Feet
      • Dimensions: 9X9
      Kitchen
      • Level: Main
      • Area: 81 Square Feet
      • Dimensions: 9X9
      Laundry
      • Level: Main
      • Area: 35 Square Feet
      • Dimensions: 7X5
      Living room
      • Level: Main
      • Area: 252 Square Feet
      • Dimensions: 18X14
      Screened porch
      • Level: Main
      • Area: 207 Square Feet
      • Dimensions: 23X9
      Heating
      • Natural Gas
      Cooling
      • Central Air
      Features
      • Basement: Crawl Space
      Interior area
      • Total structure area: 1,176
      • Total interior livable area: 1,176 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Yes, Detached, Garage
      • Garage spaces: 2
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 1
      Lot
      • Size: 10,018 Square Feet
      • Dimensions: 80 x 125
      Details
      • Parcel number: 091309352001
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Brick
      Condition
      • New construction: No
      • Year built: 1981

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      HOA
      • Services included: None
      Location
      • Region: Decatur

      Financial & listing details

      • Price per square foot: $102/sqft
      • Tax assessed value: $38,327
      • Annual tax amount: $3,249
      • Date on market: 3/20/2026
      • Ownership: Fee Simple

        Estimated market value

        $118,100

        $112,000 - $124,000

        $1,445/mo

        Price history

        DateEventPrice
        6/15/2026Pending sale$120,000$102/sqft
        Source: MRED as distributed by MLS GRID #12597727 Report a problem
        5/8/2026Price change$120,000-7.7%$102/sqft
        Source: MRED as distributed by MLS GRID #12597727 Report a problem
        3/20/2026Listed for sale$130,000+17.1%$111/sqft
        Source: MRED as distributed by MLS GRID #12597727 Report a problem
        5/13/2025Sold$111,000+0.9%$94/sqft
        Source: CIBR #6251331 Report a problem
        4/12/2025Pending sale$110,000$94/sqft
        Source: CIBR #6251331 Report a problem
        4/9/2025Listed for sale$110,000$94/sqft
        Source: CIBR #6251331 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$3,249 +6.5%$38,327 +7.6%
        2023$3,050 +5.5%$35,613 +6.4%
        2022$2,892 +6.2%$33,484 +5.5%
        2021$2,723 -2.4%$31,744 +2.6%
        2020$2,790 +5.1%$30,943 +2%
        2019$2,655 +3.9%$30,339 +2.2%
        2018$2,556 +1.6%$29,675 +1.2%
        2017$2,515 -0.1%$29,309 +0.1%
        2016$2,518 +5.1%$29,292 +1.3%
        2015$2,395 +6.6%$28,916
        2014$2,246 +0.5%$28,916
        2013$2,236 +2.4%$28,916
        2012$2,184 $28,916
        2011-- $28,916 -4.4%
        2010-- $30,260
        2009-- $30,260 +13.3%
        2006-- $26,709
        2005-- $26,709
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 62521

        Getting around

        5 / 100
        Car-Dependent
        13 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: 61

        Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        A local lender can help you make sure your offer is ready when you are.

        Browse local experts

        Similar homes

            Nearby cities

            Nearby zip codes

            Other Decatur Topics

              Search
              Updates
              Favorites
              Plan
              Inbox