Fully renovated ranch home for sale in West Iredell on 0.5 acre lot with no HOA and USDA financing available. You may Qualify for $0 down payment. Move-in ready 3 bedroom, 2 bathroom home with all major systems updated including new roof, HVAC, windows, plumbing, electrical, flooring, and kitchen. Open floor plan with split bedroom layout, wood-burning fireplace, luxury vinyl plank flooring, and updated kitchen with stainless steel appliances. Washer and dryer included. Spacious primary suite with walk-in closet. Bonus flex room ideal for home office, remote work setup, or media room. Covered front porch and rear porch, plus patio space for outdoor living. Storage shed and 2-car carport included. Private well and septic. Located in a quiet country setting just minutes from Statesville, with easy access to I-40, I-77, and Highway 64. Convenient to shopping, dining, and commuting to Charlotte in under 45 minutes. RA zoning. No HOA restrictions. Affordable, fully updated home with land in a USDA-eligible area. Convenient to Lake Norman, Lake Norman State Park, and downtown Statesville for shopping, dining, and outdoor recreation. Short drive to Zootastic Park and Fort Dobbs State Historic Site.
Active
$359,999
648 Scotts Creek Rd, Statesville, NC 28625
3beds
2,900sqft
Single Family Residence
Built in 1961
0.5 Acres Lot
$343,900 Zestimate®
$124/sqft
$-- HOA
What's special
Wood-burning fireplaceWasher and dryer includedLuxury vinyl plank flooringNew roofStorage shed
- 66 days |
- 330 |
- 8 |
Zillow last checked:
Listing updated:
Listed by:
Jacqui Spain jacqui@stephencooley.com,
Stephen Cooley Real Estate
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4377080
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bedrooms: 3
Primary bedroom
- Level: Main
- Area: 135.14 Square Feet
- Dimensions: 11' 8" X 11' 7"
Living room
- Level: Main
- Area: 549.75 Square Feet
- Dimensions: 21' 11" X 25' 1"
Heating
- Heat Pump
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Dryer, Freezer, Microwave, Refrigerator with Ice Maker, Washer
- Laundry: In Kitchen, Main Level
Features
- Has basement: No
Interior area
- Total structure area: 2,900
- Total interior livable area: 2,900 sqft
- Finished area above ground: 2,900
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Carport
- Garage spaces: 2
- Has carport: Yes
Features
- Levels: One
- Stories: 1
Lot
- Size: 0.5 Acres
Details
- Parcel number: 4726031804.000
- Zoning: RA
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick Full
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1961
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Subdivision: None
Location
- Region: Statesville
Financial & listing details
- Price per square foot: $124/sqft
- Tax assessed value: $181,910
- Annual tax amount: $1,133
- Date on market: 5/1/2026
- Cumulative days on market: 472 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$343,900
$327,000 - $361,000
$1,704/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/1/2026 | Listed for sale | $359,999-4%$124/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4377080 Report a problem | ||
| 5/1/2026 | Listing removed | $374,999$129/sqft |
Source: Canopy MLS as distributed by MLS GRID #4298901 Report a problem | ||
| 3/10/2026 | Price change | $374,999-2.6%$129/sqft |
Source: Canopy MLS as distributed by MLS GRID #4298901 Report a problem | ||
| 1/15/2026 | Price change | $385,000-3.5%$133/sqft |
Source: Canopy MLS as distributed by MLS GRID #4298901 Report a problem | ||
| 9/26/2025 | Price change | $399,000-2.7%$138/sqft |
Source: Canopy MLS as distributed by MLS GRID #4298901 Report a problem | ||
| 9/5/2025 | Listed for sale | $410,000-3.5%$141/sqft |
Source: Canopy MLS as distributed by MLS GRID #4298901 Report a problem | ||
| 6/26/2025 | Listing removed | $425,000$147/sqft |
Source: Canopy MLS as distributed by MLS GRID #4210517 Report a problem | ||
| 5/14/2025 | Price change | $425,000-1.2%$147/sqft |
Source: Canopy MLS as distributed by MLS GRID #4210517 Report a problem | ||
| 1/8/2025 | Listed for sale | $430,000+616.7%$148/sqft |
Source: Canopy MLS as distributed by MLS GRID #4210517 Report a problem | ||
| 8/24/2021 | Sold | $60,000$21/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,133 +8.2% | $181,910 +8.7% |
| 2024 | $1,048 | $167,410 |
| 2023 | $1,048 +34.8% | $167,410 +46.5% |
| 2022 | $777 +0.5% | $114,290 |
| 2021 | $773 | $114,290 |
| 2020 | $773 +1.5% | $114,290 |
| 2019 | $762 +11.7% | $114,290 +8.4% |
| 2018 | $682 | $105,410 |
| 2017 | $682 | $105,410 |
| 2016 | $682 | $105,410 |
| 2015 | $682 +117.7% | $105,410 +1.9% |
| 2014 | $313 | $103,480 |
| 2013 | -- | $103,480 |
| 2012 | -- | $103,480 |
| 2011 | -- | $103,480 +15% |
| 2010 | -- | $90,010 |
| 2009 | -- | $90,010 |
| 2008 | -- | $90,010 |
| 2007 | -- | $90,010 +7.1% |
| 2006 | -- | $84,050 |
| 2005 | -- | $84,050 |
| 2004 | -- | $84,050 |
| 2003 | -- | $84,050 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 28625
Nearby schools
GreatSchools rating
- 3/10Scotts Elementary SchoolGrades: PK-5Distance: 3.3 mi
- 3/10West Iredell Middle SchoolGrades: 6-8Distance: 3.7 mi
- 2/10West Iredell High SchoolGrades: 9-12Distance: 3.4 mi
Schools provided by the listing agent
- Elementary: Scotts Creek
- Middle: West Iredell
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Iredell County
- Statesville
- 28625
- 648 Scotts Creek Rd
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