Skip main navigation
Sold for $193,350
    • $193,350

    6495 SW 109TH STREET, OCALA, FL 34476

    2beds
    1,296sqft
    Single Family Residence
    Built in 1989
    0.32 Acres Lot
    $190,100 Zestimate®
    $149/sqft
    $1,603 Estimated rent

    Home value

    $190,100

    $171,000 - $213,000

    $1,603/mo

    Zestimate® history
    Loading
    Loading...

    Owner options

    List your home for rent

    $1,603/mo

    Rent Zestimate®

    Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.

    Learn more

    $1,603/mo

    Rent Zestimate®

    Refinance and save

    $1,494/mo

    Est. payment

    Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.

    See today's rates

    $1,494/mo

    Est. payment

    Explore your selling options

    Work with a Zillow partner agent

    Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.

    Get started

    List with your own agent

    Get your home in front of millions of buyers by listing it on Zillow.

    Learn how to do it

    Sell it yourself

    Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).

    List your home

    What's special

    Enclosed lanaiCorner lotSplit-bedroom floor planPrimary suiteAutomatic opener
    Freshened Up & Move-In Ready! Discover this charming 2-bedroom, 2-bathroom gem nestled on a desirable corner lot in the vibrant 55+ community of Spruce Creek North. Recently refreshed and available for immediate occupancy, this home offers comfort, quality, and peace of mind with a 2023 roof, newer hot water heater, and a transferable termite bond. Step inside to enjoy luxury vinyl plank flooring throughout, complemented by tile in the kitchen and baths. The split-bedroom floor plan offers privacy and functionality, with the primary suite boasting an ensuite bath with walk-in shower, while the guest bath features a tub/shower combo. Unwind in the enclosed lanai or relax on the rear patio surrounded by nature landscaping. The 2-car garage includes an automatic opener and side door access to the yard, perfect for convenience and easy outdoor access. Living in Spruce Creek North means access to wonderful amenities for just $118/month, including a clubhouse, pool, fitness room, social clubs, and more. All designed to support an active, low-maintenance lifestyle. This community is also pet-friendly and offers night security patrols, basic cable, and trash pickup included in the HOA. Cash, Conventional, VA, and FHA financing are welcome. Don't miss this opportunity to enjoy Florida retirement living at its finest. Schedule your private tour today!

    Zillow last checked:

    Listing updated:

    Listed by:

    Robb Harrison 513-442-9083,

    ROBB HARRISON REALTY INC 352-877-2790

    Bought with:

    Carl Van Wesep, 466519

    CHARLES RUTENBERG REALTY ORLANDO

    Source: Stellar MLS,MLS#: OM703501MLS LogoOriginating MLS: Ocala - Marion

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 2
    Primary bedroom
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 210 Square Feet
    • Dimensions: 14x15
    Bedroom 2
    • Features: Walk-In Closet(s)
    • Level: First
    • Area: 166.75 Square Feet
    • Dimensions: 11.5x14.5
    Balcony porch lanai
    • Level: First
    • Area: 185.25 Square Feet
    • Dimensions: 19.5x9.5
    Dining room
    • Level: First
    • Area: 104.5 Square Feet
    • Dimensions: 11x9.5
    Kitchen
    • Level: First
    • Area: 109.25 Square Feet
    • Dimensions: 11.5x9.5
    Living room
    • Level: First
    • Area: 270 Square Feet
    • Dimensions: 20x13.5
    Heating
    • Electric
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Microwave, Range, Refrigerator
    • Laundry: Inside
    Features
    • Split Bedroom, Thermostat
    • Flooring: Luxury Vinyl, Tile
    • Has fireplace: Yes
    • Fireplace features: Decorative, Free Standing, Non Wood Burning
    Interior area
    • Total structure area: 2,240
    • Total interior livable area: 1,296 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Driveway
    • Attached garage spaces: 2
    • Has uncovered spaces: Yes
    • Details: Garage Dimensions: 22x20
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Enclosed, Patio
    • Exterior features: Private Mailbox, Rain Gutters
    Lot
    • Size: 0.32 Acres
    • Dimensions: 125 x 110
    • Features: Corner Lot
    • Residential vegetation: Trees/Landscaped
    Details
    • Parcel number: 3568600818
    • Zoning: R3
    • Special conditions: None

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Foundation: Slab
    • Roof: Shingle
    Condition
    • New construction: No
    • Year built: 1989

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Public
    • Utilities for property: Electricity Connected

    Community & HOA

    Community
    • Features: Deed Restrictions, Fitness Center, Pool
    • Pet fee: $0 monthly
    • Senior community: Yes
    • Subdivision: SPRUCE CREEK
    HOA
    • Has HOA: Yes
    • Amenities included: Fence Restrictions, Fitness Center, Pool, Recreation Facilities
    • Services included: Cable TV, Community Pool, Recreational Facilities, Trash
    • HOA fee: $118 monthly
    • HOA name: Wayne Harmon
    • HOA phone: 352-558-1495
    Location
    • Region: Ocala

    Financial & listing details

    • Price per square foot: $149/sqft
    • Tax assessed value: $182,521
    • Annual tax amount: $1,345
    • Date on market: 6/12/2025
    • Cumulative days on market: 163 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Fee Simple
    • Total actual rent: 0
    • Electric utility on property: Yes
    • Road surface type: Paved

    Price history

    DateEventPrice
    8/27/2025Sold$193,350$149/sqft
    Source: Stellar MLS #OM703501 Report a problem
    7/7/2025Pending sale$193,350$149/sqft
    Source: Stellar MLS #OM703501 Report a problem
    6/12/2025Listed for sale$193,350+1.8%$149/sqft
    Source: Stellar MLS #OM703501 Report a problem
    6/3/2025Listing removed$189,900$147/sqft
    Source: Space Coast AOR #1040214 Report a problem
    4/7/2025Price change$189,900-5%$147/sqft
    Source: Space Coast AOR #1040214 Report a problem
    3/15/2025Listed for sale$199,900-4.8%$154/sqft
    Source: Space Coast AOR #1040214 Report a problem
    2/17/2025Listing removed$210,000$162/sqft
    Source: Stellar MLS #O6257867 Report a problem
    2/5/2025Price change$210,000-2.3%$162/sqft
    Source: Stellar MLS #O6257867 Report a problem
    1/4/2025Listed for sale$215,000$166/sqft
    Source: Stellar MLS #O6257867 Report a problem
    12/23/2024Pending sale$215,000$166/sqft
    Source: Stellar MLS #O6257867 Report a problem
    11/15/2024Listed for sale$215,000+119.4%$166/sqft
    Source: Stellar MLS #O6257867 Report a problem
    11/6/2017Sold$98,000-2%$76/sqft
    Source: Public Record Report a problem
    8/24/2017Pending sale$99,999$77/sqft
    Source: FOXFIRE REALTY - HWY 200/103 ST #523146 Report a problem
    8/18/2017Listed for sale$99,999-29.3%$77/sqft
    Source: FOXFIRE REALTY - HWY 200/103 ST #523146 Report a problem
    8/26/2005Sold$141,500$109/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2025$3,316 +146.7%$182,521 +71.3%
    2024$1,344 +3%$106,558 +3%
    2023$1,305 +3.3%$103,454 +3%
    2022$1,264 +0.8%$100,441 +3%
    2021$1,254 +1.1%$97,516 +1.4%
    2020$1,241 -32.3%$96,170 +5%
    2019$1,833 $91,634 +5%
    2018$1,833 +159.6%$87,269 +71.6%
    2017$706 +4.5%$50,861 +2.1%
    2016$676 $49,815 +0.7%
    2015$676 +4.2%$49,469 +0.8%
    2014$648 +2.6%$49,076 +1.5%
    2013$632 -9.1%$48,351 -12.2%
    2012$695 -7.9%$55,075 -12.2%
    2011$755 -5.9%$62,718 -9.5%
    2010$803 -16.9%$69,289 -17.3%
    2009$967 -29.4%$83,754 -24.8%
    2008$1,369 -8.9%$111,427 +3%
    2007$1,503 -5.6%$108,183 +2.5%
    2006$1,593 +67.8%$105,545 +55.3%
    2005$949 $67,980 +3%
    2004$949 +29.2%$66,000 +15.8%
    2002$735 +11.1%$56,973 +4.6%
    2001$662 $54,443
    2000$662 $54,443
    Find assessor info on the county website

    Neighborhood: 34476

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Marion Oaks Elementary School
    • Middle: Horizon Academy/Mar Oaks
    • High: West Port High School

    Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $190,100
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $190,100

    Nearby cities

    Nearby neighborhoods

    Nearby zip codes

    Other Ocala Topics

      Search
      Updates
      Favorites
      Plan
      Inbox