New construction

$699,000

653 S 7th St, Fernandina Beach, FL 32034

3beds

1,900sqft

Get pre-qualified

Single Family Residence

Built in 2026

5,000 Square Feet Lot

$694,100 Zestimate^®

$368/sqft

$-- HOA

What's special

Welcoming front porch

Brand new construction in the heart of downtown Fernandina Beach. This 3 bedroom, 3.5 bath home offers 1,900 square feet with a welcoming front porch and a layout that lives easy for both full time or second home use. Each bedroom has its own bathroom, plus a convenient half bath for guests. Estimated completion August 2026. Great location with an easy walk to historic downtown shops, restaurants, and the waterfront.

64 days

436

17

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 4
Full bathrooms: 3
Partial bathrooms: 1

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Microwave

Features

Windows: Vinyl

Interior area

Total structure area: 1,900
Total interior livable area: 1,900 sqft

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: Two
Stories: 2

Lot

Size: 5,000 Square Feet
Dimensions: 50 x 100

Details

Parcel number: 000031180001490050
Zoning: RS2
Special conditions: None

Construction

Type & style

Home type: SingleFamily
Architectural style: Two Story
Property subtype: Single Family Residence

Materials

Fiber Cement, Frame
Roof: Shingle

Condition

New Construction,Under Construction
New construction: Yes
Year built: 2026

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

HOA

Has HOA: No

Location

Region: Fernandina Beach

Financial & listing details

Price per square foot: $368/sqft
Tax assessed value: $200,000
Annual tax amount: $1,831
Date on market: 5/6/2026
Cumulative days on market: 154 days
Listing terms: Conventional,FHA,VA Loan
Road surface type: Paved

Estimated market value

$694,100

$659,000 - $729,000

$3,394/mo

Price history

Date	Event	Price
5/6/2026	Listed for sale	$699,000+74.8%$368/sqft
Source: AINCAR #115977 Report a problem
5/29/2024	Sold	$400,000+233.3%$211/sqft
Source: Public Record Report a problem
12/14/2004	Sold	$120,000$63/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$1,831 -44.8%	$47,159 -45%
2023	$3,318 +39.5%	$85,743 +10%
2022	$2,380 +13%	$77,948 +10%
2021	$2,107 +26.9%	$70,862 +10%
2020	$1,660 +8.1%	$64,420 +10%
2019	$1,535	$58,564 -33.5%
2018	$1,535 +17.9%	$88,000
2017	$1,302 +6.2%	$88,000 +100%
2016	$1,226 +22.6%	$44,000 +10%
2015	$1,000 +21.9%	$40,000
2014	$820	$40,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified