Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse offers the perfect blend of timeless charm and modern convenience on a beautiful 1.7+ acre level lot. Boasting three bedrooms, one full bath, and two half baths, the thoughtfully designed layout provides comfortable living for families or those seeking flexible space. Two bonus rooms offer versatile options for a home office, hobby room, guest suite, or additional storage—perfect for customizing your lifestyle. Step inside through the welcoming foyer entrance into a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen serves as the heart of the home, flowing naturally into the cozy family room. Abundant natural light pours through updated vinyl windows, highlighting the well-maintained interiors while the updated electrical service ensures peace of mind and modern efficiency. Outside, enjoy the expansive uncovered rear deck overlooking the private, level acreage—ideal for relaxing, gardening, or outdoor gatherings. A covered front porch and side porch invite you to savor the mountain air and scenic surroundings. Additional amenities include an unfinished space with a single-car garage, a convenient single-car carport on the main level, and generous parking opportunities. Located just 10 minutes from vibrant Downtown Waynesville and easy I-40 access, this property combines peaceful country living with unbeatable convenience to shopping, dining, and amenities.
Closed
$415,000
654 Ratcliff Cove Rd, Waynesville, NC 28786
3beds
2,097sqft
Single Family Residence
Built in 1951
1.72 Acres Lot
$414,900 Zestimate®
$198/sqft
$2,300 Estimated rent
Home value
$414,900
$386,000 - $448,000
$2,300/mo
Zestimate® history
Owner options
List your home for rent
$2,300/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
$2,300/mo
Rent Zestimate®
Refinance and save
$2,458/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$2,458/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked:
Listing updated:
Listed by:
Brian K. Noland brian.noland@allentate.com,
Howard Hanna Beverly-Hanks Waynesville
Bought with:
Brian K. Noland
Howard Hanna Beverly-Hanks Waynesville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4396191
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Upper
Bathroom half
- Level: Basement
Bonus room
- Level: Upper
Bonus room
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Basement
Living room
- Level: Main
Heating
- Central, Floor Furnace, Forced Air, Oil
Cooling
- Attic Fan, Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Refrigerator
- Laundry: In Basement
Features
- Built-in Features, Pantry
- Flooring: Tile, Vinyl, Wood
- Doors: Storm Door(s)
- Basement: Exterior Entry,Interior Entry,Storage Space,Unfinished
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 2,097
- Total interior livable area: 2,097 sqft
- Finished area above ground: 2,097
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached Carport, Driveway, Attached Garage, Garage Door Opener
- Attached garage spaces: 1
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Front Porch, Rear Porch, Side Porch, Other
- Has view: Yes
- View description: Mountain(s), Year Round
Lot
- Size: 1.72 Acres
- Features: Level, Open Lot, Views
Details
- Additional parcels included: 8625-27-2818
- Parcel number: 8625282131
- Zoning: None
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
Condition
- New construction: No
- Year built: 1951
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Features: None
- Subdivision: None
Location
- Region: Waynesville
- Elevation: 2500 Feet
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $265,100
- Annual tax amount: $1,699
- Date on market: 6/22/2026
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Price history
| Date | Event | Price |
|---|---|---|
| 7/27/2026 | Sold | $415,000$198/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4396191 Report a problem | ||
| 6/22/2026 | Listed for sale | $415,000+1.2%$198/sqft |
Source: Canopy MLS as distributed by MLS GRID #4396191 Report a problem | ||
| 6/25/2024 | Sold | $410,000+6.5%$196/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 4/19/2024 | Price change | $385,000-3.8%$184/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 3/21/2024 | Price change | $400,000-5.8%$191/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 2/27/2024 | Price change | $424,500-0.1%$202/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 12/29/2023 | Price change | $425,000-4.5%$203/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 12/14/2023 | Listed for sale | $445,000$212/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 11/10/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 10/30/2023 | Price change | $1,500-11.8%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/17/2023 | Price change | $1,700-10.5%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/11/2023 | Listed for rent | $1,900$1/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,646 | -- |
| 2024 | -- | -- |
| 2023 | $1,699 +5.3% | $244,400 |
| 2022 | $1,613 | $244,400 |
| 2021 | $1,613 +32.7% | $244,400 +49.2% |
| 2020 | $1,216 -0.4% | $163,800 |
| 2019 | $1,221 | $163,800 |
| 2018 | $1,221 -9.7% | $163,800 |
| 2017 | $1,352 | $163,800 -13.7% |
| 2016 | $1,352 | $189,700 |
| 2015 | $1,352 +9.7% | $189,700 |
| 2014 | $1,233 +26.8% | $189,700 +20.7% |
| 2010 | $972 +14.9% | $157,210 |
| 2008 | $846 | $157,210 |
| 2007 | -- | $157,210 |
Find assessor info on the county website
Neighborhood: 28786
Nearby homes
- $229,7003 bd1 ba1.2k sqft630 Ratcliff Cove Rd, Waynesville, NC 28786Off Market
- $214,0003 bd1 ba1k sqft686 Ratcliff Cove Rd, Waynesville, NC 28786Off Market
- $251,0001 bd2 ba947 sqft629 Ratcliff Cove Rd, Waynesville, NC 28786Off Market
- $312,5002 bd1 ba1.2k sqft665 Ratcliff Cove Rd, Waynesville, NC 28786Off Market
- $132,9003 bd1 ba948 sqft61 Leopard Dr, Waynesville, NC 28786Off Market
- $232,2003 bd1 ba1.3k sqft29 Cabin Breeze Ln, Waynesville, NC 28786Off Market
- $441,8003 bd3 ba1.5k sqft661 Ratcliff Cove Rd, Waynesville, NC 28786Off Market
- $322,5003 bd1 ba1.1k sqft625 Ratcliff Cove Rd, Waynesville, NC 28786Off Market
Nearby schools
GreatSchools rating
- 8/10Junaluska ElementaryGrades: K-5Distance: 1 mi
- 4/10Waynesville MiddleGrades: 6-8Distance: 2.3 mi
- 7/10Tuscola HighGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Junaluska
- Middle: Waynesville
- High: Tuscola
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get pre-qualified for a loan
At Zillow Home Loans, we can pre-qualify you in as little as 5 minutes with no impact to your credit score.An equal housing lender. NMLS #10287.
Sell for more on Zillow
Get a Zillow Showcase℠ listing at no additional cost and you could sell for .
$414,900
2% more
+$8,298
With Zillow Showcase(estimated)
$423,198
- North Carolina
- Haywood County
- Waynesville
- 28786
- 654 Ratcliff Cove Rd
Nearby cities
Nearby zip codes
Other Waynesville Topics
