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Active
    • $490,000

    654 Ratcliff Cove Rd, Waynesville, NC 28786

    3beds
    2,101sqft
    : 
    $3,147/mo
    Get pre-qualified
    Single Family Residence
    Built in 1951
    0.4 Acres Lot
    $470,800 Zestimate®
    $233/sqft
    $-- HOA

    What's special

    Inviting brick farmhouseFresh paintMain-level single-car carportGenerous parkingWelcoming foyerNew roofThree bedrooms
    Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse blends timeless charm with modern convenience on a beautiful 0.40-acre level lot. Recent updates include a new roof, gutters and gutter guards, fresh paint, new kitchen flooring with granite countertops and sink, a new bathroom vanity, and a new city water tap with well backup. Three bedrooms, one full bath, and two half baths provide comfortable living, while two bonus rooms offer flexible space for an office, hobby room, guest suite, or storage. A welcoming foyer opens to a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen flows into the cozy family room, with abundant natural light through updated vinyl windows and updated electrical service for peace of mind. Outside, an expansive uncovered rear deck overlooks the private level lot—perfect for relaxing, gardening, or gatherings—while covered front and side porches invite you to enjoy the mountain air. Amenities include unfinished space with a single-car garage in the huge open basement, a main-level single-car carport, and generous parking. Just 10 minutes from Downtown Waynesville with easy I-40 access, this home offers peaceful country living with convenient access to shopping, dining, and amenities.
    2 days
    472
    21

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Brian K. Noland brian.noland@allentate.com,

    Howard Hanna Beverly-Hanks Waynesville

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4430144MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 1
      • 1/2 bathrooms: 2
      • Main level bedrooms: 3
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom half
      • Level: Upper
      Bonus room
      • Level: Upper
      Bonus room
      • Level: Upper
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Central, Oil
      Cooling
      • Attic Fan, Window Unit(s)
      Appliances
      • Included: Dishwasher, Electric Oven, Electric Range, Microwave, Refrigerator
      • Laundry: In Basement
      Features
      • Pantry
      • Flooring: Tile, Vinyl, Wood
      • Windows: Insulated Windows
      • Basement: Basement Shop,Exterior Entry,Full,Interior Entry,Storage Space,Unfinished,Walk-Out Access
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,101
      • Total interior livable area: 2,101 sqft
      • Finished area above ground: 2,101
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Basement, Attached Carport, Driveway
      • Garage spaces: 1
      • Carport spaces: 1
      • Covered spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Covered, Deck, Front Porch, Side Porch
      • Has view: Yes
      • View description: Mountain(s), Year Round
      Lot
      • Size: 0.4 Acres
      • Features: Cleared, Level, Views
      Details
      • Additional parcels included: a portionof 8625-27-2818
      • Parcel number: 8625282131
      • Zoning: None
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod,Farmhouse
      • Property subtype: Single Family Residence
      Materials
      • Brick Full
      Condition
      • New construction: No
      • Year built: 1951

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: City

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Waynesville
      • Elevation: 2500 Feet

      Financial & listing details

      • Price per square foot: $233/sqft
      • Tax assessed value: $236,000
      • Annual tax amount: $1,699
      • Date on market: 9/30/2026
      • Cumulative days on market: 2 days
      • Listing terms: Cash,Conventional
      • Road surface type: Concrete, Paved

        Estimated market value

        $470,800

        $447,000 - $494,000

        $2,386/mo

        Price history

        DateEventPrice
        9/30/2026Listed for sale$490,000+18.1%$233/sqft
        Source: Canopy MLS as distributed by MLS GRID #4430144 Report a problem
        7/27/2026Sold$415,000$198/sqft
        Source: Canopy MLS as distributed by MLS GRID #4396191 Report a problem
        6/22/2026Listed for sale$415,000+1.2%$198/sqft
        Source: Canopy MLS as distributed by MLS GRID #4396191 Report a problem
        6/25/2024Sold$410,000+6.5%$195/sqft
        Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem
        4/19/2024Price change$385,000-3.8%$183/sqft
        Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem
        3/21/2024Price change$400,000-5.8%$190/sqft
        Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem
        2/27/2024Price change$424,500-0.1%$202/sqft
        Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem
        12/29/2023Price change$425,000-4.5%$202/sqft
        Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem
        12/14/2023Listed for sale$445,000$212/sqft
        Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem
        11/10/2023Listing removed--
        Source: Zillow Rentals Report a problem
        10/30/2023Price change$1,500-11.8%$1/sqft
        Source: Zillow Rentals Report a problem
        10/17/2023Price change$1,700-10.5%$1/sqft
        Source: Zillow Rentals Report a problem
        9/11/2023Listed for rent$1,900$1/sqft
        Source: Zillow Rentals Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,646 --
        2024-- --
        2023$1,699 +5.3%$244,400
        2022$1,613 $244,400
        2021$1,613 +32.7%$244,400 +49.2%
        2020$1,216 -0.4%$163,800
        2019$1,221 $163,800
        2018$1,221 -9.7%$163,800
        2017$1,352 $163,800 -13.7%
        2016$1,352 $189,700
        2015$1,352 +9.7%$189,700
        2014$1,233 +26.8%$189,700 +20.7%
        2010$972 +14.9%$157,210
        2008$846 $157,210
        2007-- $157,210
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 28786

        Getting around

        5 / 100
        Car-Dependent
        8 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Junaluska
        • Middle: Waynesville
        • High: Tuscola

        Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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