Nestled in the highly sought-after Ratcliff Cove community, this inviting brick farmhouse offers the perfect blend of timeless charm and modern convenience on a beautiful 1.7+ acre level lot. Boasting three bedrooms, one full bath, and two half baths, the thoughtfully designed layout provides comfortable living for families or those seeking flexible space. Two bonus rooms offer versatile options for a home office, hobby room, guest suite, or additional storage—perfect for customizing your lifestyle. Step inside through the welcoming foyer entrance into a gracious formal living room and separate formal dining area, ideal for entertaining. The spacious kitchen serves as the heart of the home, flowing naturally into the cozy family room. Abundant natural light pours through updated vinyl windows, highlighting the well-maintained interiors while the updated electrical service ensures peace of mind and modern efficiency. Outside, enjoy the expansive uncovered rear deck overlooking the private, level acreage—ideal for relaxing, gardening, or outdoor gatherings. A covered front porch and side porch invite you to savor the mountain air and scenic surroundings. Additional amenities include an unfinished space with a single-car garage, a convenient single-car carport on the main level, and generous parking opportunities. Located just 10 minutes from vibrant Downtown Waynesville and easy I-40 access, this property combines peaceful country living with unbeatable convenience to shopping, dining, and amenities.
Under contract-show
$415,000
654 Ratcliff Cove Rd, Waynesville, NC 28786
3beds
2,097sqft
Single Family Residence
Built in 1951
1.72 Acres Lot
$446,300 Zestimate®
$198/sqft
$-- HOA
What's special
Brick farmhouseSide porchCovered front porchAbundant natural lightTwo bonus roomsUpdated vinyl windowsPrivate level acreage
- 4 days |
- 809 |
- 34 |
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Brian K. Noland brian.noland@allentate.com,
Howard Hanna Beverly-Hanks Waynesville
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4396191
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bedrooms: 3
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bedroom s
- Level: Main
Bathroom full
- Level: Main
Bathroom half
- Level: Upper
Bathroom half
- Level: Basement
Bonus room
- Level: Upper
Bonus room
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Basement
Living room
- Level: Main
Heating
- Central, Floor Furnace, Forced Air, Oil
Cooling
- Attic Fan, Central Air
Appliances
- Included: Dishwasher, Electric Oven, Electric Range, Refrigerator
- Laundry: In Basement
Features
- Built-in Features, Pantry
- Flooring: Tile, Vinyl, Wood
- Doors: Storm Door(s)
- Basement: Exterior Entry,Interior Entry,Storage Space,Unfinished
- Fireplace features: Living Room, Wood Burning
Interior area
- Total structure area: 2,097
- Total interior livable area: 2,097 sqft
- Finished area above ground: 2,097
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached Carport, Driveway, Attached Garage, Garage Door Opener
- Attached garage spaces: 1
- Has carport: Yes
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Stories: 1.5
- Patio & porch: Covered, Front Porch, Rear Porch, Side Porch, Other
- Has view: Yes
- View description: Mountain(s), Year Round
Lot
- Size: 1.72 Acres
- Features: Level, Open Lot, Views
Details
- Additional parcels included: 8625-27-2818
- Parcel number: 8625282131
- Zoning: None
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Farmhouse
- Property subtype: Single Family Residence
Materials
- Brick Partial, Vinyl
Condition
- New construction: No
- Year built: 1951
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
Community & HOA
Community
- Features: None
- Subdivision: None
Location
- Region: Waynesville
- Elevation: 2500 Feet
Financial & listing details
- Price per square foot: $198/sqft
- Tax assessed value: $265,100
- Annual tax amount: $1,699
- Date on market: 6/22/2026
- Listing terms: Cash,Conventional
- Road surface type: Concrete, Paved
Estimated market value
$446,300
$415,000 - $478,000
$2,157/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/22/2026 | Listed for sale | $415,000+1.2%$198/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4396191 Report a problem | ||
| 6/25/2024 | Sold | $410,000+6.5%$196/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 4/19/2024 | Price change | $385,000-3.8%$184/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 3/21/2024 | Price change | $400,000-5.8%$191/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 2/27/2024 | Price change | $424,500-0.1%$202/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 12/29/2023 | Price change | $425,000-4.5%$203/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 12/14/2023 | Listed for sale | $445,000$212/sqft |
Source: Canopy MLS as distributed by MLS GRID #4094409 Report a problem | ||
| 11/10/2023 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 10/30/2023 | Price change | $1,500-11.8%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/17/2023 | Price change | $1,700-10.5%$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/11/2023 | Listed for rent | $1,900$1/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,646 | -- |
| 2024 | -- | -- |
| 2023 | $1,699 +5.3% | $244,400 |
| 2022 | $1,613 | $244,400 |
| 2021 | $1,613 +32.7% | $244,400 +49.2% |
| 2020 | $1,216 -0.4% | $163,800 |
| 2019 | $1,221 | $163,800 |
| 2018 | $1,221 -9.7% | $163,800 |
| 2017 | $1,352 | $163,800 -13.7% |
| 2016 | $1,352 | $189,700 |
| 2015 | $1,352 +9.7% | $189,700 |
| 2014 | $1,233 +26.8% | $189,700 +20.7% |
| 2010 | $972 +14.9% | $157,210 |
| 2008 | $846 | $157,210 |
| 2007 | -- | $157,210 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28786
Nearby schools
GreatSchools rating
- 8/10Junaluska ElementaryGrades: K-5Distance: 1 mi
- 4/10Waynesville MiddleGrades: 6-8Distance: 2.3 mi
- 7/10Tuscola HighGrades: 9-12Distance: 2.1 mi
Schools provided by the listing agent
- Elementary: Junaluska
- Middle: Waynesville
- High: Tuscola
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- North Carolina
- Haywood County
- Waynesville
- 28786
- 654 Ratcliff Cove Rd
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