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ActivePrice cut: $10K (9/30)
$420,000
3beds
2,057sqft

654 Summer Top Cir, Fenton, MO 63026

3beds
2,057sqft
Single Family Residence
Built in 1995
7,405 Square Feet Lot
$204/sqft
$29/mo HOA

What's special

Large fenced in backyardGranite countertopsPlenty of storageOpen kitchenPrimary suiteBay windowsCustom backsplash

This well maintained home located in the AAA rated Lindbergh School District is move-in ready with many updates. NEW ROOF (2025), HARDWOOD FLOORS installed in the upper level (2023), HVAC (2022) and kitchen appliances including the GAS STOVE and fridge are less than 3 years old. The open kitchen, with its granite countertops and custom backsplash, is what any chef, professional or not, would want. The bay windows, custom built-in cabinets, vaulted ceiling and fireplace in the great room are perfect for those upcoming cool evenings. All bedrooms are upstairs including the primary suite and 2 updated bathrooms The walk-out, lower level has a finished area and plenty of storage. Step outside to enjoy the large, fenced in backyard and deck, the perfect space for relaxing or entertaining. The garage is already set up for an EV charger. Conveniently located less than 5 minutes from shopping, restaurants, parks, and major highways, this home offers easy access to everyday amenities. This is an exceptional opportunity you won’t want to miss.

65 days
1,420
118
Source: MARIS,MLS#: 26050438MLS LogoOriginating MLS: St. Louis Association of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Josie Drury 323-481-9277,

Coldwell Banker Premier Group

Source: MARIS,MLS#: 26050438MLS LogoOriginating MLS: St. Louis Association of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
Heating
  • Natural Gas
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Disposal, Microwave, Gas Oven, Refrigerator, Gas Water Heater
  • Laundry: In Basement
Features
  • Basement: Partially Finished,Storage Space,Walk-Out Access
  • Number of fireplaces: 1
  • Fireplace features: Gas, Living Room
Interior area
  • Total structure area: 2,057
  • Total interior livable area: 2,057 sqft
  • Finished area above ground: 1,704

Property

Parking
  • Total spaces: 2
  • Parking features: Garage - Attached
  • Attached garage spaces: 2
Features
  • Levels: Two
  • Fencing: Back Yard,Fenced,Wrought Iron
Lot
  • Size: 7,405 Square Feet
  • Dimensions: 7405
  • Features: Back Yard, Front Yard, Landscaped
Details
  • Parcel number: 29O530841
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subtype: Single Family Residence
Materials
  • Brick Veneer, Stone Veneer, Vinyl Siding
  • Roof: Architectural Shingle
Condition
  • Year built: 1995
Details
  • Warranty included: Yes

Utilities & green energy

  • Electric: Ameren
  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Electricity Available, Natural Gas Available, Sewer Available, Water Available

Community & HOA

Community
  • Subdivision: Summit Oaks
HOA
  • Has HOA: Yes
  • Amenities included: Association Management
  • Services included: Maintenance Grounds, Common Area Maintenance, Snow Removal
  • HOA fee: $350 annually
  • HOA name: Summit Oaks
Location
  • Region: Fenton

Financial & listing details

  • Price per square foot: $204/sqft
  • Tax assessed value: $370,300
  • Annual tax amount: $4,914
  • Date on market: 8/6/2026
  • Cumulative days on market: 66 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Electric utility on property: Yes

Price history

DateEventPrice
9/30/2026Price change$420,000-2.3%$204/sqft
Source: MARIS #26050438 Report a problem
8/27/2026Price change$430,000-2.1%$209/sqft
Source: MARIS #26050438 Report a problem
8/19/2026Price change$439,000-1.3%$213/sqft
Source: MARIS #26050438 Report a problem
8/6/2026Listed for sale$445,000+6%$216/sqft
Source: MARIS #26050438 Report a problem
9/22/2023Sold--
Source: MARIS #23047921 Report a problem
9/19/2023Pending sale$419,900$204/sqft
Source: MARIS #23047921 Report a problem
8/22/2023Contingent$419,900$204/sqft
Source: MARIS #23047921 Report a problem
8/17/2023Listed for sale$419,900$204/sqft
Source: MARIS #23047921 Report a problem

Public tax history

YearProperty taxesTax assessment
2025$4,914 +13.2%$70,360 +15.9%
2024$4,343 +0.2%$60,710
2023$4,334 +18.6%$60,710 +23.5%
2022$3,654 +0.5%$49,170 -4.3%
2021$3,635 +15.9%$51,360 +25.5%
2020$3,137 -6.2%$40,910
2019$3,343 $40,910
2018$3,343 $40,910
2017$3,343 +1.1%$40,910 +15.1%
2016$3,308 +15.1%$35,530
2015$2,873 $35,530
2014$2,873 -0.1%$35,530
2013$2,876 $35,530 -7.3%
2012-- $38,330
2011-- $38,330
2010$2,325 +2.6%$38,330
2009$2,266 -11.2%$38,330 -10.3%
2008$2,553 +36.3%$42,720 -6.4%
2007$1,873 $45,660 +49.1%
2006$1,873 -1%$30,630
2005$1,892 $30,630 +6.7%
2003-- $28,710 +0%
2002$1,670 +9.7%$28,700
2001$1,523 $28,700
Find assessor info on the county website

Monthly payment

Est. payment
$2,779/mo
Principal & interest
$2347
Property taxes
$403
HOA Fees
$29
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Estimated market value

Not available

Estimated sales range

Not available

Not available

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 63026

Nearby schools

Concord Elementary School
Grades K-5 • 4.7 miles
8/10
GreatSchools® Rating
Test Score Rating
10/10
Student Progress Rating
6/10
Robert H. Sperreng Middle School
Grades 6-8 • 4.8 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
6/10
Lindbergh Sr. High School
Grades 9-12 • 4.5 miles
9/10
GreatSchools® Rating
Test Score Rating
9/10
College Readiness Rating
8/10