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Pending
  • $430,000

    655 E Water Street, Belhaven, NC 27810

    4beds
    2,614sqft
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    Single Family Residence
    Built in 1910
    0.3 Acres Lot
    $423,400 Zestimate®
    $164/sqft
    $-- HOA

    What's special

    Welcome to 655 E. Water Street, where timeless historic character meets thoughtful modern updates in one of Belhaven's most picturesque settings. More than just a home, this is a place where memories are made, neighbors become friends, and every day begins and ends with the beauty of life by the water. Perfectly positioned, this exceptional home enjoys captivating views across Pantego Creek as it flows into the Pungo River, creating the perfect backdrop for morning coffee or evening sunsets from the covered front porch while settling into your favorite rocking chair, waving to neighbors, greeting passersby, and embracing the unique charm of small-town coastal living. From the moment you step inside, you'll be captivated by the home's rich history and architectural details, featuring gorgeous original hardwood floors, classic tall ceilings, an elegant curved staircase, detailed moldings, and spacious living areas designed for both everyday living and entertaining. The formal dining room is ideal for hosting family and friends, while the inviting living room centers around a cozy gas log fireplace, offering the perfect place to gather on cool evenings. At the heart of the home is the thoughtfully updated kitchen, showcasing new granite countertops, new flooring, a new sink and disposal, a new refrigerator, an updated dishwasher, abundant cabinetry, a large center island, and an impressive commercial-style gas range that will delight any home chef. A walk-in pantry provides exceptional storage, while the oversized laundry room adds everyday convenience rarely found in homes of this era. A spacious main-level flex room enhances the home's adaptable floor plan and is currently being used as a primary bedroom while offering endless possibilities as a formal parlor, home office, library, den, or guest retreat. Upstairs, three well-appointed bedrooms are filled with natural light, while thoughtfully updated bathrooms on both levels blend modern convenience with the home's classic appeal. Additional recent improvements include a new roof and a new downstairs HVAC unit (2025), providing added peace of mind. Outside, the property continues to impress with its expansive backyard, offering plenty of room for entertaining, gardening, recreation, or simply enjoying the outdoors. A detached barn/workshop, additional storage building, and covered parking provide exceptional functionality and make this property truly one of a kind. Just minutes from Belhaven's vibrant downtown, marinas, local shops, and restaurants, 655 E. Water Street offers more than a beautiful home--it offers a lifestyle. Whether you're taking a golf cart ride through town, watching boats drift along Pantego Creek, or hosting family and friends in the expansive backyard, every day invites you to slow down, savor the moment, and create memories that will last a lifetime.
    26 days
    |
    1,518
    |
    59
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Johnson 252-943-4516,

    ENC Pirate Realty Belhaven - Allen Tate,

    Angela Smith 252-943-8595,

    ENC Pirate Realty Belhaven - Allen Tate

    Source: Hive MLS,MLS#: 100580642MLS LogoOriginating MLS: Coastal Plains Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Utility Room, Laundry, Dining Room, Bathroom 1, Master Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bathroom 2, Living Room
      Primary bedroom
      • Level: First
      Bedroom 2
      • Level: Second
      Bedroom 3
      • Level: Second
      Bedroom 4
      • Level: Second
      Bathroom 1
      • Level: First
      Bathroom 2
      • Level: Second
      Dining room
      • Level: First
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Utility room
      • Level: First
      Heating
      • Propane, Other, Electric, Forced Air, Heat Pump
      Cooling
      • Central Air
      Appliances
      • Included: Washer, Refrigerator, Dryer, Disposal, Dishwasher, Gas Range
      • Laundry: Dryer Hookup, Washer Hookup, Laundry Room
      Features
      • Entrance Foyer, Kitchen Island, Pantry, Blinds/Shades, Built-in Features, Gas Log
      • Flooring: LVT/LVP, Hardwood
      • Basement: Crawl Space
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,614
      • Total interior livable area: 2,614 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Covered, Detached, On Site, Paved
      • Carport spaces: 1
      • Details: Concrete driveway
      Features
      • Levels: Two
      • Patio & porch: Covered, Front Porch, Rear Porch
      • Fencing: Partial,Front Yard
      • Has view: Yes
      • View description: Water
      • Water view: Water
      • Waterfront features: None
      • Frontage type: See Remarks
      Lot
      • Size: 0.3 Acres
      • Dimensions: 50 x 195 x 15 x 50 x 65 x 245
      • Features: Front Yard
      Details
      • Additional structures: Shed(s), Barn(s), Storage, Workshop
      • Parcel number: 29154
      • Zoning: Residential
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Block, Raised
      • Roof: Architectural Shingle
      Condition
      • New construction: No
      • Year built: 1910

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: Not In Subdivision
      HOA
      • Has HOA: No
      Location
      • Region: Belhaven

      Financial & listing details

      • Price per square foot: $164/sqft
      • Tax assessed value: $334,003
      • Annual tax amount: $2,755
      • Date on market: 6/14/2026
      • Cumulative days on market: 26 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,FHA,USDA Loan,VA Loan

        Estimated market value

        $423,400

        $402,000 - $445,000

        $1,756/mo

        Price history

        DateEventPrice
        6/18/2026Pending sale$430,000$164/sqft
        Source: Hive MLS #100580642 Report a problem
        6/14/2026Listed for sale$430,000+79.2%$164/sqft
        Source: Hive MLS #100580642 Report a problem
        3/24/2020Sold$239,900$92/sqft
        Source: Hive MLS #100163306 Report a problem
        1/24/2020Pending sale$239,900$92/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100163306 Report a problem
        12/13/2019Listed for sale$239,900$92/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100163306 Report a problem
        12/2/2019Pending sale$239,900$92/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100163306 Report a problem
        8/5/2019Price change$239,900-4%$92/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100163306 Report a problem
        5/3/2019Price change$249,900-3.8%$96/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100114953 Report a problem
        10/26/2018Listed for sale$259,900$99/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100114953 Report a problem
        10/12/2018Pending sale$259,900$99/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100114953 Report a problem
        8/8/2018Listed for sale$259,900$99/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100114953 Report a problem
        7/3/2018Pending sale$259,900$99/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100114953 Report a problem
        5/8/2018Listed for sale$259,900-8.8%$99/sqft
        Source: Coldwell Banker Coastal Rivers #100114953 Report a problem
        1/3/2018Listing removed$284,900$109/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100055714 Report a problem
        9/13/2017Price change$284,900-1.7%$109/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100055714 Report a problem
        7/18/2017Price change$289,900-3%$111/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100055714 Report a problem
        6/15/2017Price change$299,000-6.3%$114/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100055714 Report a problem
        5/23/2017Price change$319,000-3%$122/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100055714 Report a problem
        4/3/2017Listed for sale$329,000$126/sqft
        Source: Coldwell Banker Coastal Rivers Realty #100055714 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,756 -16%$334,003 +23.7%
        2024$3,282 $270,112
        2023$3,282 +94.4%$270,112
        2022$1,688 -51.1%$270,112
        2021$3,452 -0.6%$270,112
        2020$3,474 $270,112
        2019-- $270,112 -1.1%
        2018-- $273,095 +43.7%
        2017-- $190,052
        2016-- $190,052
        2015-- --
        2014$2,010 --
        2013$2,010 $190,052
        2011-- --
        2010-- --

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 27810

        Getting around

        28 / 100
        Car-Dependent
        34 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Northeast Elementary School
        • Middle: Northeast Elementary
        • High: Northside High School

        Source: Hive MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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