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Coming soon 07/18
    • $295,000

    656 Kelly Dr, Harpers Ferry, WV 25425

    3beds
    1,692sqft
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    Single Family Residence
    Built in 1977
    0.56 Acres Lot
    $379,300 Zestimate®
    $174/sqft
    $31/mo HOA

    What's special

    Discover a unique opportunity in the Keys Ferry Acres subdivision! Built in 1977, this traditional/contemporary detached home offers solid bones, plenty of potential, and the chance to make it your own. Featuring three bedrooms and two and a half bathrooms, the home includes a renovated main-level bedroom and full bathroom—complete with a lovely walk-in closet—providing comfortable, move-in-ready living while you update the upstairs bedrooms, bathroom, and kitchen at your own pace. The kitchen is equipped with all-new stainless steel appliances, while the countertops, cabinets, and flooring offer an opportunity to add your personal style. You'll also find vintage wallpaper throughout much of the home—a feature you'll either appreciate for its retro charm or be excited to update. The exterior features durable vinyl siding, a roof and siding replaced in 2021, and a well-maintained gutter system. Situated on a 0.5-acre lot, the property offers plenty of outdoor space--some of which is fenced-in, and the deck is ready for a little TLC to bring it back to life. An unfinished basement with both interior and exterior access provides excellent space for storage, a workshop, or even a workout area. Priced to reflect its cosmetic updates, this home presents an excellent opportunity to build equity in a desirable location.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Amy Diggs 240-409-3673,

    Bach Real Estate

    Source: Bright MLS,MLS#: WVJF2025370MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Rooms
      • Room types: Dining Room, Family Room, Den, Basement, Laundry
      Basement
      • Level: Lower
      Den
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Laundry
      • Level: Lower
      Heating
      • Central, Heat Pump, Electric
      Cooling
      • Central Air, Ceiling Fan(s), Heat Pump, Electric
      Appliances
      • Included: Electric Water Heater
      • Laundry: Has Laundry, In Basement, Laundry Room
      Features
      • Basement: Unfinished,Interior Entry,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 2,392
      • Total interior livable area: 1,692 sqft
      • Finished area above ground: 1,692

      Property

      Parking
      • Total spaces: 4
      • Parking features: Driveway, Off Street
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Patio & porch: Deck
      • Exterior features: Rain Gutters
      • Pool features: None
      Lot
      • Size: 0.56 Acres
      Details
      • Additional structures: Above Grade, Outbuilding
      • Parcel number: 04 13L004800000000
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional,Contemporary
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Slab
      Condition
      • Below Average
      • New construction: No
      • Year built: 1977

      Utilities & green energy

      • Sewer: Private Septic Tank
      • Water: Community, Private/Community Water, Filter

      Community & HOA

      Community
      • Subdivision: Keys Ferry Acres
      HOA
      • Has HOA: Yes
      • Amenities included: None
      • Services included: Road Maintenance
      • HOA fee: $375 annually
      • HOA name: KEYS FERRY ACRES MAINTENANCE ASSOCIATION INC
      Location
      • Region: Harpers Ferry

      Financial & listing details

      • Price per square foot: $174/sqft
      • Tax assessed value: $215,800
      • Annual tax amount: $635
      • Date on market: 7/18/2026
      • Listing agreement: Exclusive Right To Sell
      • Ownership: Fee Simple
      • Road surface type: Stone

        Estimated market value

        $379,300

        $311,000 - $444,000

        $2,865/mo

        Price history

        DateEventPrice
        6/24/1988Sold$82,900$49/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,271 +20%$129,400 +17.1%
        2024$1,059 +11.2%$110,500 +8.8%
        2023$953 +8.2%$101,600 +8.2%
        2022$881 $93,900 +6%
        2021-- $88,600
        2020-- $88,600 +11.2%
        2019$924 +0.9%$79,700 +2.2%
        2018$916 +34%$78,000 +34%
        2017$684 +0.3%$58,200
        2016$682 +3.5%$58,200 +4.1%
        2015$658 +0.2%$55,900
        2014$657 -25.5%$55,900 -1.9%
        2013$882 $57,000 -5.3%
        2012$882 -1.9%$60,200 -24.2%
        2011$899 +2%$79,400
        2010$882 -23%$79,400 -25.7%
        2009$1,145 -1.8%$106,800
        2008$1,166 +123.1%$106,800 +128.7%
        2007$522 -7.2%$46,700
        2006$563 -3.8%$46,700 +0.2%
        2005$585 $46,620
        2004-- $46,620
        2003-- $46,620
        2002-- $46,620
        2001-- $46,620
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 25425

        Getting around

        0 / 100
        Car-Dependent
        4 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Jefferson County Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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