For sale

$240,000

656 Magnolia Dr, Mount Sterling, KY 40353

3beds

1,328sqft

Get pre-qualified

Single Family Residence

Built in 1984

4,752 Square Feet Lot

$232,600 Zestimate^®

$181/sqft

$-- HOA

What's special

Great curb appealWelcoming layoutVersatile basement

Charming and move-in ready! This beautiful home offers a 2-bedroom main floor with a versatile basement featuring 1 to 2 additional potential bedrooms or flex spaces—perfect for a growing household, home office, or gym. Enjoy a welcoming layout, a 6-month-old range, and a spacious backyard perfect for outdoor entertaining. Boasting great curb appeal and a convenient location just minutes from shopping and dining. Schedule your showing today!

45 days

857

59

Loading...

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 2
Full bathrooms: 2

Primary bedroom

Level: First

Bedroom 2

Level: First

Bedroom 3

Level: Lower

Bathroom 1

Level: First

Bathroom 2

Level: Lower

Kitchen

Level: First

Living room

Level: First

Heating

Electric

Cooling

Electric

Appliances

Included: Dishwasher, Refrigerator, Range

Features

Flooring: Hardwood
Basement: Finished,Partially Finished,Walk-Out Access
Has fireplace: No

Interior area

Total structure area: 1,328
Total interior livable area: 1,328 sqft
Finished area above ground: 950
Finished area below ground: 378

Property

Parking

Parking features: Driveway
Has uncovered spaces: Yes

Features

Levels: Two

Lot

Size: 4,752 Square Feet

Details

Parcel number: 23M4008031.00

Construction

Type & style

Home type: SingleFamily
Architectural style: Split Level
Property subtype: Single Family Residence

Materials

Brick Veneer, Other
Foundation: Block

Condition

Year built: 1984

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Subdivision: Garden Springs

HOA

Has HOA: No

Location

Region: Mount Sterling

Financial & listing details

Price per square foot: $181/sqft
Tax assessed value: $205,000
Annual tax amount: $2,036
Date on market: 5/30/2026

Estimated market value

$232,600

$221,000 - $244,000

$1,383/mo

Price history

Date	Event	Price
5/30/2026	Listed for sale	$240,000+86%$181/sqft
Source: Imagine MLS #26012313 Report a problem
6/4/2019	Listing removed	$129,000$97/sqft
Source: Keller Williams Greater Lexington #1903457 Report a problem
4/17/2019	Price change	$129,000-2.6%$97/sqft
Source: Keller Williams Greater Lexington #1903457 Report a problem
3/29/2019	Price change	$132,500-1.1%$100/sqft
Source: Keller Williams Greater Lexington #1903457 Report a problem
2/25/2019	Listed for sale	$134,000$101/sqft
Source: Keller Williams Greater Lex #1903457 Report a problem

Public tax history

Year	Property taxes	Tax assessment
2024	$2,036 +130.8%	$205,000 +127.8%
2023	$882 +7%	$90,000 +7.1%
2022	$824 -0.7%	$84,000
2021	$830 -0.2%	$84,000
2020	$832 -0.4%	$84,000
2019	$835	$84,000
2018	--	$84,000
2017	--	$84,000
2016	--	$84,000
2015	--	$84,000
2014	--	$84,000
2012	--	$84,000
2010	--	$84,000

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

Explore the cost of this home by adjusting the details. Changes won't be saved.

Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

See how much you could borrow to make a competitive offer.

Get pre-qualified