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For sale
    • $1,950,000

    656 Terrace Ave, Half Moon Bay, CA 94019

    4beds
    2,397sqft
    : 
    $12,468/mo
    Get pre-qualified
    Single Family Residence, Residential
    Built in 2002
    8,063 Square Feet Lot
    $1,892,200 Zestimate®
    $814/sqft
    $-- HOA

    What's special

    Rarely does single-story living offer this combination of space, convenience, privacy, and connection to nature. This Craftsman-style home features 4 bedrooms and 3 full baths across ~2,400 sq ft, on an oversized 8,025 sq ft lot bordering open space. Vaulted ceilings, radiant-heated wood floors and a gas fireplace create both openness and warmth. The thoughtful floor plan includes an eat-in kitchen with counter seating and breakfast nook, plus a formal dining room with built-in storage. Sliding doors from the kitchen and primary suite open to a backyard with flagstone patio and heated pergola for relaxing and entertaining, all complemented by unobstructed views of the surrounding hills and greenbelt. Fully fenced, low-maintenance yards feature drought-tolerant plantings. A spacious 3-car garage, owned rooftop solar, Tesla Powerwall & Level 2 EV charging station add exceptional utility and energy savings. Other amenities include an interior laundry room, recessed lighting, updated fixtures, and quality wood blinds. Walkable to the high school, the home is minutes from Hwy 92, downtown, trails & beaches. With single-level living, a 3-car garage, energy upgrades, and open-space views, 656 Terrace brings together some of Half Moon Bay's most desirable - and hard to find - features.
    12 hours
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    178
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    14
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    Zillow last checked:

    Listing updated:

    Listed by:

    Stephanie Sills 02060529 650-678-5707,

    Compass 650-375-1111

    Source: MLSListings Inc,MLS#: ML82058668MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Bedroom
      • Features: GroundFloorBedroom, PrimarySuiteRetreat, WalkinCloset, PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus
      Bathroom
      • Features: DoubleSinks, PrimaryStallShowers, PrimaryTubwJets, ShoweroverTub1, UpdatedBaths, FullonGroundFloor
      Dining room
      • Features: FormalDiningRoom
      Family room
      • Features: KitchenFamilyRoomCombo
      Kitchen
      • Features: Countertop_Granite
      Heating
      • Radiant Floor
      Cooling
      • None
      Appliances
      • Included: Dishwasher, Disposal, Range Hood, Gas Oven/Range, Refrigerator, Dryer, Washer
      • Laundry: Inside
      Features
      • One Or More Skylights, Vaulted Ceiling(s), Walk-In Closet(s)
      • Flooring: Tile, Wood
      • Number of fireplaces: 1
      • Fireplace features: Gas
      Interior area
      • Total structure area: 2,397
      • Total interior livable area: 2,397 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      Features
      • Stories: 1
      • Fencing: Back Yard,Front Yard,Wood
      • Has view: Yes
      • View description: Greenbelt, Hills
      Lot
      • Size: 8,063 Square Feet
      • Features: Level
      Details
      • Parcel number: 056081420
      • Zoning: R1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Craftsman
      • Property subtype: Single Family Residence, Residential
      Materials
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Gas: PublicUtilities
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Public Utilities, Water Public, Solar

      Community & HOA

      Location
      • Region: Half Moon Bay

      Financial & listing details

      • Price per square foot: $814/sqft
      • Tax assessed value: $1,360,699
      • Annual tax amount: $17,404
      • Date on market: 8/26/2026
      • Listing agreement: ExclusiveRightToSell

        Estimated market value

        $1,892,200

        $1.80M - $1.99M

        $6,458/mo

        Price history

        DateEventPrice
        8/26/2026Listed for sale$1,950,000+75.7%$814/sqft
        Source: MLSListings Inc #ML82058668 Report a problem
        1/30/2014Sold$1,110,000+1%$463/sqft
        Source: SFAR #415501 Report a problem
        1/5/2014Pending sale$1,099,000$458/sqft
        Source: Coldwell Banker Residential Brokerage - Burlingame #415501 Report a problem
        11/26/2013Price change$1,099,000-12%$458/sqft
        Source: Coldwell Banker #81341867 Report a problem
        7/24/2013Price change$1,249,000-1.3%$521/sqft
        Source: Coldwell Banker Residential Brokerage - Half Moon Bay #81319060 Report a problem
        6/1/2013Listed for sale$1,265,000-2.6%$528/sqft
        Source: Coldwell Banker Residential Brokerage - Half Moon Bay #81319060 Report a problem
        2/14/2008Listing removed$1,299,000$542/sqft
        Source: TourFactory #730754 Report a problem
        6/15/2007Listed for sale$1,299,000+6%$542/sqft
        Source: TourFactory #730754 Report a problem
        8/30/2005Sold$1,225,000+61.2%$511/sqft
        Source: Public Record Report a problem
        3/7/2002Sold$760,000$317/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$17,404 +6.6%$1,360,699 +2%
        2024$16,322 +3.9%$1,334,020 +2%
        2023$15,712 +2.2%$1,307,864 +2%
        2022$15,381 +2.6%$1,282,220 +2%
        2021$14,998 +0.7%$1,257,079 +1%
        2020$14,890 +1.3%$1,244,190 +2%
        2019$14,706 +4.7%$1,219,795 +2%
        2018$14,047 +3%$1,195,878 +2%
        2017$13,640 +1.2%$1,172,430 +2%
        2016$13,481 +5.1%$1,149,442 +1.5%
        2015$12,829 $1,132,177 +2%
        2014$12,829 $1,110,000 +27.6%
        2013-- $870,000 -34.7%
        2012-- $1,332,792 +44.6%
        2011-- $922,000
        2010-- $922,000 -2.9%
        2009-- $950,000 -25.5%
        2008-- $1,274,490 +2%
        2007-- $1,249,500 +2%
        2006-- $1,225,000
        2005-- $1,225,000 +55.1%
        2004-- $789,672 +1.9%
        2003-- $775,200 +598%
        2002-- $111,062 +2%
        2001-- $108,885
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 94019

        Getting around

        37 / 100
        Car-Dependent
        61 / 100
        Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: CabrilloUnified

        Source: MLSListings Inc. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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