Welcome to a beautifully fully renovated home in the heart of Chipley that blends vintage character with modern comfort. This 3 bedroom, 2 bath residence offers approximately 1,804 square feet of inviting living space on nearly half an acre.
The interior has been thoughtfully updated to create a warm and functional layout, perfect for both everyday living and entertaining. Spacious living areas flow easily from room to room, while the generously sized primary suite provides a relaxing retreat. An oversized utility room offers flexible space that could serve as a home office, hobby room, or additional storage area.
The kitchen is designed with both style and functionality in mind, featuring extra counter space for meal prep and entertaining, along with a double door refrigerator for added convenience.
Major improvements add peace of mind, including a brand new roof, new HVAC system, and new energy efficient windows. These upgrades enhance comfort, efficiency, and long term value.
The unique lot provides frontage on Main Street with additional access from 7th Street, allowing for convenient rear entry and extra parking options.
Located just minutes from local shops, dining, and schools, this property offers charm, updates, and location all in one package.
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For sale
Price cut: $20K (6/18)
$280,000
657 Main St, Chipley, FL 32428
3beds
1,804sqft
Single Family Residence
Built in 1938
0.44 Acres Lot
$273,700 Zestimate®
$155/sqft
$-- HOA
What's special
Fully renovated homeBrand new roofWarm and functional layoutNew energy efficient windowsDouble door refrigerator
- 117 days |
- 430 |
- 25 |
Zillow last checked:
Listing updated:
Listed by:
Jessica N Wilson 850-832-8881,
Counts Real Estate Group Inc,
Jon C Wilson 850-381-5573,
Counts Real Estate Group Inc
Source: CPAR,MLS#: 785858
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSLoading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Breakfast Room/Nook, Bedroom, Full Bath, Kitchen, Living Room, Primary Bathroom, Primary Bedroom, Utility Room, Bonus Room
Primary bedroom
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 23.6 x 19.5
Bedroom
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 12.5 x 11
Bedroom
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 13 x 10
Primary bathroom
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 6 x 7.5
Breakfast room nook
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 7 x 9
Other
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 5.5 x 7.5
Kitchen
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 9 x 13.5
Living room
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 13 x 19
Utility room
- Description: Buyer to verify measurements
- Level: First
- Dimensions: 16 x 9
Heating
- Electric
Cooling
- Central Air
Appliances
- Included: Electric Water Heater
Features
- Main Level Primary, Shower Only, Walk-In Closet(s), Utility Room
Interior area
- Total structure area: 1,804
- Total interior livable area: 1,804 sqft
Property
Parking
- Total spaces: 1
- Parking features: Additional Parking, Drive Through
- Covered spaces: 1
Features
- Stories: 1
- Patio & porch: Covered, Porch
Lot
- Size: 0.44 Acres
- Features: Paved
Details
- Parcel number: 000000000027520000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Roof: Shingle
Condition
- New construction: No
- Year built: 1938
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Price per square foot: $155/sqft
- Tax assessed value: $90,949
- Annual tax amount: $1,896
- Date on market: 2/26/2026
- Cumulative days on market: 167 days
- Electric utility on property: Yes
Estimated market value
$273,700
$260,000 - $287,000
$1,858/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/18/2026 | Price change | $280,000-6.7%$155/sqft |
Source:  CPAR #785858 Report a problem | ||
| 4/8/2026 | Price change | $299,999-1.6%$166/sqft |
Source: CPAR #785858 Report a problem | ||
| 3/21/2026 | Price change | $305,000-1.6%$169/sqft |
Source: CPAR #785858 Report a problem | ||
| 3/7/2026 | Price change | $310,000-1.6%$172/sqft |
Source: CPAR #785858 Report a problem | ||
| 2/26/2026 | Listed for sale | $315,000$175/sqft |
Source: CPAR #785858 Report a problem | ||
| 2/19/2026 | Listing removed | $315,000$175/sqft |
Source: CPAR #783059 Report a problem | ||
| 1/17/2026 | Price change | $315,000-7.4%$175/sqft |
Source: CPAR #783059 Report a problem | ||
| 12/31/2025 | Listed for sale | $340,000+466.7%$188/sqft |
Source: CPAR #783059 Report a problem | ||
| 1/15/2025 | Sold | $60,000$33/sqft |
Source: CPAR #766619 Report a problem | ||
| 1/6/2025 | Pending sale | $60,000$33/sqft |
Source: CPAR #766619 Report a problem | ||
| 12/30/2024 | Listed for sale | $60,000-19.1%$33/sqft |
Source: CPAR #766619 Report a problem | ||
| 2/15/2021 | Listing removed | -- |
Source: Owner Report a problem | ||
| 8/23/2016 | Listing removed | $74,201$41/sqft |
Source: Owner Report a problem | ||
| 5/4/2016 | Listed for sale | $74,201$41/sqft |
Source: Owner Report a problem | ||
| 3/30/2016 | Listing removed | $74,201$41/sqft |
Source: Owner Report a problem | ||
| 1/5/2016 | Listed for sale | $74,201$41/sqft |
Source: Owner Report a problem | ||
| 10/15/2015 | Listing removed | $74,201$41/sqft |
Source: Owner Report a problem | ||
| 10/7/2015 | Price change | $74,201+176.9%$41/sqft |
Source: Owner Report a problem | ||
| 8/29/2015 | Price change | $26,800-15.7%$15/sqft |
Source: REALHome Services and Solutions #634226 Report a problem | ||
| 7/16/2015 | Listed for sale | $31,800$18/sqft |
Source: REALHome Services and Solutions #634226 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $90,949 +8% |
| 2024 | $1,791 +8.6% | $84,219 +10% |
| 2023 | $1,649 +9.1% | $76,563 +10% |
| 2022 | $1,512 +10.3% | $69,603 +10% |
| 2021 | $1,370 +12.3% | $63,275 +10% |
| 2020 | $1,221 +2.1% | $57,523 +4.7% |
| 2019 | $1,195 +0.1% | $54,942 +2.6% |
| 2018 | $1,194 -2.1% | $53,567 +0.7% |
| 2017 | $1,220 | $53,213 +1% |
| 2016 | $1,220 -5.9% | $52,679 -4.2% |
| 2015 | $1,296 | $55,010 |
| 2014 | $1,296 | $55,010 -2.8% |
| 2013 | -- | $56,574 -1.4% |
| 2012 | -- | $57,356 +1.2% |
| 2011 | -- | $56,698 +1.5% |
| 2010 | -- | $55,860 +2.7% |
| 2009 | -- | $54,391 +0.1% |
| 2008 | -- | $54,337 +3% |
| 2007 | -- | $52,754 +6.3% |
| 2005 | -- | $49,609 +2.7% |
| 2004 | -- | $48,327 +1.3% |
| 2003 | -- | $47,710 +36.6% |
| 2002 | -- | $34,931 +1.6% |
| 2001 | -- | $34,381 +3% |
| 2000 | -- | $33,380 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 32428
Nearby schools
GreatSchools rating
- NAWashington Virtual Instruction ProgramGrades: K-12Distance: 0.5 mi
- NAWashington Virtual FranchiseGrades: K-12Distance: 1.1 mi
- 4/10Kate M. Smith Elementary SchoolGrades: K-5Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Kate M. Smith
- Middle: Roulhac
- High: Chipley
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Washington County
- Chipley
- 32428
- 657 Main St
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