For sale

Price cut: $5K (7/20)

$299,000

6634 Gary Ln, Chattanooga, TN 37421

3beds

1,760sqft

$1,866/mo

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Single Family Residence

Built in 1961

0.3 Acres Lot

$295,400 Zestimate^®

$170/sqft

$-- HOA

What's special

Finished basementLevel fenced-in backyardSpacious one-car garageBeautiful hardwood floors

Charming 3-bedroom, 2.5-bath home in a fantastic location just minutes from Hamilton Place Mall, shopping, and restaurants! This well-maintained home features beautiful hardwood floors, an updated kitchen with modern finishes, and a spacious one-car garage. The finished basement offers the perfect man cave or media room for movie nights, game days, or entertaining guests. Step outside to enjoy the level, fenced-in backyard -- ideal for pets, kids, or relaxing evenings outdoors. Conveniently located with easy access to everything Chattanooga has to offer!

94 days
306
23

Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: First

Bedroom

Description: 2nd Master
Level: First

Bedroom

Level: First

Primary bathroom

Level: First

Bathroom

Level: First

Other

Description: Full Bathroom
Level: Basement

Den

Description: Bathroom Half
Level: Basement

Dining room

Description: Laundry/Utility
Level: First

Family room

Level: First

Family room

Level: First

Kitchen

Description: Special Room
Level: First

Laundry

Description: Special Room
Level: Basement

Heating

Central, Electric

Cooling

Central Air, Electric

Appliances

Included: Disposal, Dishwasher, Electric Oven, Electric Range, Free-Standing Electric Range, Microwave, Water Heater
Laundry: Lower Level, Laundry Room

Features

Bar, Open Floorplan, Tub/shower Combo
Flooring: Hardwood
Windows: Aluminum Frames, Storm Window(s), Window Treatments
Basement: Full,Partially Finished
Has fireplace: No

Interior area

Total structure area: 1,760
Total interior livable area: 1,760 sqft
Finished area above ground: 1,460

Property

Parking

Total spaces: 1
Parking features: Basement, Garage Door Opener
Attached garage spaces: 1

Features

Levels: Two
Exterior features: None
Pool features: None
Fencing: Back Yard,Fenced

Lot

Size: 0.3 Acres
Dimensions: 80 x 165.1
Features: Back Yard, Front Yard

Details

Parcel number: 148f B 017

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Brick, Other
Foundation: Brick/Mortar
Roof: Shingle

Condition

New construction: No
Year built: 1961

Utilities & green energy

Sewer: Public Sewer
Water: Public
Utilities for property: Cable Available, Sewer Connected, Underground Utilities

Community & HOA

Community

Features: None
Security: Smoke Detector(s)
Subdivision: Stoner Homes

HOA

Has HOA: No

Location

Region: Chattanooga

Financial & listing details

Price per square foot: $170/sqft
Tax assessed value: $261,100
Annual tax amount: $2,249
Date on market: 5/27/2026
Listing terms: Cash,Conventional,FHA,VA Loan

Estimated market value

$295,400

$281,000 - $310,000

$2,212/mo

Price history

Date	Event	Price
7/20/2026	Price change	$299,000-1.6%$170/sqft
Source: Greater Chattanooga Realtors #1535500 Report a problem
7/15/2026	Price change	$304,000-1.6%$173/sqft
Source: Greater Chattanooga Realtors #1535500 Report a problem
7/5/2026	Price change	$309,000-3.1%$176/sqft
Source: Greater Chattanooga Realtors #1535500 Report a problem
5/27/2026	Listed for sale	$319,000+143.7%$181/sqft
Source: Greater Chattanooga Realtors #1535500 Report a problem
1/6/2017	Sold	$130,900+0.8%$74/sqft
Source: Greater Chattanooga Realtors #1255234 Report a problem
12/9/2016	Pending sale	$129,900$74/sqft
Source: Keller Williams - Chattanooga - East Brainerd #1255234 Report a problem
11/10/2016	Listed for sale	$129,900+71.1%$74/sqft
Source: Keller Williams - Chattanooga - East Brainerd #1255234 Report a problem
3/2/1999	Sold	$75,900$43/sqft
Source: Public Record Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$989 +16.4%	$65,275 +71.9%
2024	$850	$37,975
2023	$850	$37,975
2022	$850	$37,975
2021	$850 +2.4%	$37,975 +26.6%
2020	$830	$30,000
2019	$830	$30,000
2018	$830 -49.4%	$30,000
2017	$1,639 +7.6%	$30,000
2016	$1,523	--
2015	$1,523	$27,750
2014	$1,523 +1.8%	--
2013	$1,497	$27,750 -5.9%
2012	$1,497	$29,500
2011	$1,497	$29,500
2010	$1,497 +7.9%	$29,500
2009	$1,388	$29,500 +13.2%
2008	--	$26,050
2007	--	$26,050
2006	--	$26,050
2005	--	$26,050 +17.3%
2004	--	$22,200
2003	--	$22,200
2002	--	$22,200
2001	--	$22,200 +12.8%
2000	--	$19,675

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

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Climate risks

Neighborhood: Shepherd

Getting around

33 / 100

Car-Dependent

26 / 100

Some Transit

28 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

5/10
Bess T Shepherd Elementary School
Grades: PK-5Distance: 1.7 mi
4/10
Tyner Middle Academy
Grades: 6-8Distance: 1.7 mi
5/10
Tyner Academy
Grades: 9-12Distance: 1.6 mi

Schools provided by the listing agent

Elementary: Bess T. Shepherd Elementary
Middle: Tyner Middle Academy
High: Tyner Academy

Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.