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Active
    • Price cut: $2K (7/30)
    $429,800

    664 Saddlebred Ln, Locust, NC 28097

    5beds
    3,108sqft
    : 
    $2,640/mo
    Get pre-qualified
    Single Family Residence
    Built in 2021
    0.24 Acres Lot
    $427,000 Zestimate®
    $138/sqft
    $81/mo HOA

    What's special

    Cozy fireplaceAbundant natural lightChef-inspired kitchenSpacious breakfast nookLarge center islandLevel backyardGorgeous granite countertops
    Seller is offering a 1% concession that can be used toward a rate buy-down, closing costs, or as approved by the buyer’s lender! Welcome to the highly sought-after Crossroads Community! This beautifully maintained 5-bedroom, 3.5-bath home offers the perfect blend of space, comfort, and convenience. Step inside to a spacious foyer with a private office featuring elegant French doors—ideal for working from home. Continue into the formal dining room before entering the heart of the home: a bright, open-concept living area with a cozy fireplace and abundant natural light. The chef-inspired kitchen features gorgeous granite countertops, a large center island, stainless steel appliances, a walk-in pantry, convenient desk area, and a spacious breakfast nook. Upstairs you’ll find all five bedrooms, including a relaxing primary suite with a spa-like bathroom featuring a full-size shower. An upstairs laundry room and three full bathrooms provide comfort and convenience for the entire family. Step outside to enjoy the extended patio and level backyard complete with a gazebo that conveys with the home, creating the perfect space for entertaining or relaxing. Included with the home: Washer & dryer Refrigerator Backyard gazebo As part of the desirable Crossroads community, you’ll also enjoy: Community swimming pool Walking trails Playground Scenic pond Minutes from shopping, dining, parks, and everyday conveniences This move-in-ready home combines generous living space, desirable community amenities, and valuable seller incentives—all in one incredible package. Schedule your showing today!
    153 days
    |
    136
    |
    10
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Donna Davis Hines donnasellslisthomes@gmail.com,

    Southern Homes of the Carolinas, Inc

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4360110MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bedroom s
      • Level: Upper
      Bathroom half
      • Level: Main
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Bathroom full
      • Level: Upper
      Breakfast
      • Level: Main
      Dining room
      • Level: Main
      Family room
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Upper
      Office
      • Level: Main
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
      • Laundry: Laundry Room, Upper Level
      Features
      • Flooring: Carpet, Laminate, Vinyl
      • Has basement: No
      Interior area
      • Total structure area: 3,108
      • Total interior livable area: 3,108 sqft
      • Finished area above ground: 3,108
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached Garage, Garage Door Opener, Garage on Main Level
      • Attached garage spaces: 2
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Pool features: Community
      Lot
      • Size: 0.24 Acres
      Details
      • Parcel number: 557402992396
      • Zoning: SFR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stone Veneer, Vinyl
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2021
      Details
      • Builder model: Columbia C
      • Builder name: DR Horton

      Utilities & green energy

      • Sewer: County Sewer
      • Water: County Water

      Community & HOA

      Community
      • Features: Clubhouse, Playground, Pond, Sidewalks, Walking Trails
      • Subdivision: Crossroads
      HOA
      • Has HOA: Yes
      • HOA fee: $244 quarterly
      Location
      • Region: Locust

      Financial & listing details

      • Price per square foot: $138/sqft
      • Tax assessed value: $417,436
      • Annual tax amount: $3,840
      • Date on market: 3/21/2026
      • Cumulative days on market: 153 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Road surface type: Concrete, Paved

        Estimated market value

        $427,000

        $406,000 - $448,000

        $2,682/mo

        Price history

        DateEventPrice
        7/30/2026Price change$429,800-0.5%$138/sqft
        Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem
        7/25/2026Price change$431,800-1.8%$139/sqft
        Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem
        7/9/2026Price change$439,8000%$142/sqft
        Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem
        6/24/2026Price change$439,900-1.1%$142/sqft
        Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem
        6/17/2026Price change$444,900-1.1%$143/sqft
        Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem
        3/21/2026Listed for sale$449,900+13.5%$145/sqft
        Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem
        3/30/2022Sold$396,500+0.1%$128/sqft
        Source: Public Record Report a problem
        11/9/2021Pending sale$396,140$127/sqft
        Source: DR Horton Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,840 +5.3%$417,436 +24.7%
        2024$3,648 $334,718
        2023$3,648 +18.2%$334,718 +21.9%
        2022$3,086 $274,667
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 28097

        Getting around

        1 / 100
        Car-Dependent
        18 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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