Welcome to the highly sought-after Crossroads community—where this stunning 5-bedroom, 3.5-bath home is ready to impress and invite you to call it your own.
From the moment you step through the front door, you’re greeted by a spacious foyer and a private office with elegant French doors—perfect for working from home. As you continue, you’ll pass a formal dining room before entering the heart of the home: an open-concept living space designed for both comfort and entertaining. The expansive family room features a cozy fireplace and an abundance of windows that fill the space with natural light.
The chef-inspired kitchen is a true highlight, complete with a large island, stainless steel appliances, gorgeous granite, a walk-in pantry, and a convenient desk area. Just off the kitchen, the generous breakfast area offers the perfect spot for casual dining.
Upstairs, you’ll find all five bedrooms, including a spacious primary suite designed for relaxation. The luxurious primary bath features a full-sized shower, creating a spa-like retreat. An upper-level laundry room adds everyday convenience, along with three full bathrooms to accommodate family and guests.
Step outside to enjoy the extended patio and level backyard—ideal for entertaining or simply relaxing while taking in North Carolina’s beautiful seasons.
As part of the Crossroads community, you’ll enjoy amenities including a pool, walking trails, playground, and scenic pond.
Don’t miss your opportunity to experience everything this magnificent home and community have to offer—your search truly ends here.
Active
Price cut: $5K (6/24)
$439,900
664 Saddlebred Ln, Locust, NC 28097
5beds
3,108sqft
Single Family Residence
Built in 2021
0.24 Acres Lot
$434,600 Zestimate®
$142/sqft
$81/mo HOA
What's special
Cozy fireplaceChef-inspired kitchenGenerous breakfast areaLarge islandExtended patioUpper-level laundry roomWalk-in pantry
- 105 days |
- 208 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Donna Davis Hines donnasellslisthomes@gmail.com,
Southern Homes of the Carolinas, Inc
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4360110
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Breakfast
- Level: Main
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Upper
Office
- Level: Main
Heating
- Electric, Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Electric Range, Electric Water Heater, Microwave
- Laundry: Laundry Room, Upper Level
Features
- Flooring: Carpet, Laminate, Vinyl
- Has basement: No
Interior area
- Total structure area: 3,108
- Total interior livable area: 3,108 sqft
- Finished area above ground: 3,108
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Garage Door Opener, Garage on Main Level
- Attached garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Patio
- Pool features: Community
Lot
- Size: 0.24 Acres
Details
- Parcel number: 557402992396
- Zoning: SFR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Stone Veneer, Vinyl
- Foundation: Slab
Condition
- New construction: No
- Year built: 2021
Details
- Builder model: Columbia C
- Builder name: DR Horton
Utilities & green energy
- Sewer: County Sewer
- Water: County Water
Community & HOA
Community
- Features: Clubhouse, Playground, Pond, Sidewalks, Walking Trails
- Subdivision: Crossroads
HOA
- Has HOA: Yes
- HOA fee: $244 quarterly
Location
- Region: Locust
Financial & listing details
- Price per square foot: $142/sqft
- Tax assessed value: $417,436
- Annual tax amount: $3,840
- Date on market: 3/21/2026
- Cumulative days on market: 106 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Concrete, Paved
Estimated market value
$434,600
$413,000 - $456,000
$2,781/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/24/2026 | Price change | $439,900-1.1%$142/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4360110 Report a problem | ||
| 6/17/2026 | Price change | $444,900-1.1%$143/sqft |
Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem | ||
| 3/21/2026 | Listed for sale | $449,900+13.5%$145/sqft |
Source: Canopy MLS as distributed by MLS GRID #4360110 Report a problem | ||
| 3/30/2022 | Sold | $396,500+0.1%$128/sqft |
Source: Public Record Report a problem | ||
| 11/9/2021 | Pending sale | $396,140$127/sqft |
Source:  DR Horton Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,840 +5.3% | $417,436 +24.7% |
| 2024 | $3,648 | $334,718 |
| 2023 | $3,648 +18.2% | $334,718 +21.9% |
| 2022 | $3,086 | $274,667 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 28097
Nearby schools
GreatSchools rating
- 6/10Stanfield Elementary SchoolGrades: K-5Distance: 1.8 mi
- 7/10West Stanly Middle SchoolGrades: 6-8Distance: 2.2 mi
- 6/10West Stanly High SchoolGrades: 9-12Distance: 3.7 mi
A local agent can set up tours, give advice and negotiate with sellers.
- North Carolina
- Stanly County
- Locust
- 28097
- 664 Saddlebred Ln
Nearby cities
Nearby zip codes
Other Locust Topics
