Skip main navigation
Pre-foreclosure
    • Est. $365,800

    677 Seneca Trl, Saint Cloud, FL 34772

    3beds
    1,673sqft
    Single Family Residence
    Built in 2010
    0.26 Acres Lot
    $365,800 Zestimate®
    $219/sqft
    $84/mo HOA

    What's special

    Freshly paintedExceptional curb appealSpacious primary suitePremium corner lotSoaking tubSeparate showerExtended driveway
    Welcome to this beautifully maintained 3-bedroom, 2-bath home situated on a premium corner lot, one of the largest in the subdivision in the desirable Indian Lakes community of St. Cloud. This property offers exceptional curb appeal with a 2-car garage, extended driveway, and a unique side entrance that enhances both privacy and the sense of space. Step inside to find a versatile office/den at the entry, leading into an open-concept living, dining, and kitchen combo perfect for entertaining and everyday living. The spacious primary suite includes a dual-sink vanity, soaking tub, and separate shower, while two additional bedrooms share a full bath. Enjoy outdoor living with a covered lanai overlooking the expansive side and backyard, ideal for relaxing or hosting gatherings. This home has been freshly painted and comes complete with appliances. Major updates provide peace of mind, including a roof (2021), A/C (2021), and newly replaced heating coils for the water heater. The community offers great amenities including a clubhouse, pool, dog park, and tennis court, and is conveniently located near major highways, shopping, and dining; making this home the perfect blend of comfort, space, and location.
    64 days
    |
    94
    |
    3
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sana Butt, LLC 407-413-4316,

    THE FIRM RE 407-227-3345,

    Amer Lababidi 407-800-3631,

    THE FIRM RE

    Source: Stellar MLS,MLS#: S5146504MLS LogoOriginating MLS: Osceola

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Rooms
      • Room types: Den/Library/Office
      Primary bedroom
      • Features: Ceiling Fan(s), Walk-In Closet(s)
      • Level: First
      • Area: 202.24 Square Feet
      • Dimensions: 15.8x12.8
      Bedroom 2
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 164.97 Square Feet
      • Dimensions: 14.1x11.7
      Bedroom 3
      • Features: Ceiling Fan(s), Built-in Closet
      • Level: First
      • Area: 143.55 Square Feet
      • Dimensions: 9.9x14.5
      Primary bathroom
      • Features: Dual Sinks, En Suite Bathroom, Exhaust Fan, Granite Counters, Tub with Separate Shower Stall
      • Level: First
      • Area: 77.08 Square Feet
      • Dimensions: 8.2x9.4
      Bathroom 2
      • Features: Exhaust Fan, Granite Counters, Single Vanity, Tub With Shower
      • Level: First
      • Area: 47.74 Square Feet
      • Dimensions: 6.2x7.7
      Balcony porch lanai
      • Level: First
      • Area: 198.12 Square Feet
      • Dimensions: 7.8x25.4
      Dining room
      • Level: First
      • Area: 140.14 Square Feet
      • Dimensions: 9.1x15.4
      Kitchen
      • Features: Pantry, Kitchen Island, Exhaust Fan
      • Level: First
      • Area: 200.2 Square Feet
      • Dimensions: 15.4x13
      Laundry
      • Level: First
      • Area: 41.04 Square Feet
      • Dimensions: 7.6x5.4
      Living room
      • Features: Ceiling Fan(s)
      • Level: First
      • Area: 260.26 Square Feet
      • Dimensions: 16.9x15.4
      Heating
      • Central, Electric
      Cooling
      • Central Air
      Appliances
      • Included: Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Range, Refrigerator
      • Laundry: Laundry Room
      Features
      • Built-in Features, Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Walk-In Closet(s)
      • Flooring: Carpet, Tile
      • Doors: Sliding Doors
      • Has fireplace: No
      • Common walls with other units/homes: Corner Unit
      Interior area
      • Total structure area: 11,489
      • Total interior livable area: 1,673 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Driveway, Garage Door Opener, On Street
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Covered, Patio
      • Exterior features: Lighting, Private Mailbox, Rain Gutters, Sidewalk
      Lot
      • Size: 0.26 Acres
      • Features: Corner Lot, Landscaped, Oversized Lot, Sidewalk
      Details
      • Parcel number: 142630006600013720
      • Zoning: SR1B
      • Special conditions: None

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete, Stucco
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2010

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Street Lights, Underground Utilities, Water Connected

      Community & HOA

      Community
      • Features: Clubhouse, Dog Park, Playground, Pool, Sidewalks, Tennis Court(s)
      • Security: Smoke Detector(s)
      • Pet fee: $0 monthly
      • Subdivision: INDIAN LAKES PH 8
      HOA
      • Has HOA: Yes
      • HOA fee: $84 monthly
      • HOA name: Kaitlin Marshall
      Location
      • Region: Saint Cloud

      Financial & listing details

      • Price per square foot: $219/sqft
      • Tax assessed value: $317,900
      • Annual tax amount: $1,795
      • Date on market: 4/4/2026
      • Cumulative days on market: 34 days
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Paved

      Visit our professional directory to find a foreclosure specialist in your area that can help with your home search.

      Find a foreclosure agent

        Foreclosure details

        Estimated market value

        $365,800

        $337,000 - $395,000

        $2,143/mo

        Price history

        DateEventPrice
        7/2/2026Sold$365,990+5.8%$219/sqft
        Source: Stellar MLS #S5146504 Report a problem
        5/18/2026Pending sale$345,990$207/sqft
        Source: Stellar MLS #S5146504 Report a problem
        5/7/2026Price change$345,990-1.1%$207/sqft
        Source: Stellar MLS #S5146504 Report a problem
        4/28/2026Listed for sale$349,990$209/sqft
        Source: Stellar MLS #S5146504 Report a problem
        4/24/2026Pending sale$349,990$209/sqft
        Source: Stellar MLS #S5146504 Report a problem
        4/15/2026Price change$349,990-6.2%$209/sqft
        Source: Stellar MLS #S5146504 Report a problem
        4/12/2026Price change$372,990-0.8%$223/sqft
        Source: Stellar MLS #S5146504 Report a problem
        4/4/2026Listed for sale$375,990+141%$225/sqft
        Source: Stellar MLS #S5146504 Report a problem
        1/3/2011Sold$156,000-59.8%$93/sqft
        Source: Public Record Report a problem
        10/5/2006Sold$388,000$232/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$1,795 +3.9%$317,900 -3.2%
        2024$1,729 +3.3%$328,300 -0.4%
        2023$1,674 +4.3%$329,600 +23.8%
        2022$1,605 +1.8%$266,200 +27.9%
        2021$1,577 +1.2%$208,200 +6.2%
        2020$1,558 +1.9%$196,100 +7.9%
        2019$1,529 $181,700 +50.8%
        2018$1,529 +1.7%$120,473 +2.1%
        2017$1,503 +0.9%$117,996 +2.1%
        2016$1,490 +2.2%$115,570 +0.7%
        2015$1,458 -0.8%$114,767 +0.8%
        2014$1,469 $113,857 +1.5%
        2013-- $112,175 +1.7%
        2012-- $110,300 -5.4%
        2011-- $116,600
        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment$1,822
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.
        Get pre-qualified

        Climate risks

        Neighborhood: 34772

        Getting around

        1 / 100
        Car-Dependent
        30 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Michigan Avenue Elem (K 5)
        • Middle: St. Cloud Middle (6-8)
        • High: St. Cloud High School

        Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        Similar homes

          Nearby cities

          Nearby neighborhoods

          Nearby zip codes

          Other Saint Cloud Topics

            Search
            Updates
            Favorites
            Plan
            Inbox