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Pending
  • Price cut: $100K (7/2)
    $549,999

    678 Lake Caroline Dr, Ruther Glen, VA 22546

    4beds
    2,016sqft
    : 
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    Single Family Residence
    Built in 1980
    1.23 Acres Lot
    $543,200 Zestimate®
    $273/sqft
    $134/mo HOA

    What's special

    Waterfront homeSandy beachMultiple playgroundsPicnic areasStunning lake viewsCommunity pool
    MOTIVATED SELLER! This beautiful waterfront home is full of potential and ready for your personal touch. Situated on one of the largest and flattest lots in Lake Caroline, the property offers approximately 1.23 acres along with an impressive 166 feet of water frontage and stunning lake views. The home is solidly constructed with great bones, providing a strong foundation for updates and customization. This property is a remarkable waterfront retreat. Lake Caroline is a full-service lake offering an incredible lifestyle on the water—enjoy waterskiing, jet skiing, wakeboarding, fishing tournaments, kayaking, paddle boarding, and relaxing pontoon rides. Lake Caroline is a gated community offering a variety of amenities, including security, a community pool, sandy beach, picnic areas, clubhouse, and multiple playgrounds—perfect for enjoying time with family and friends. Take advantage of this rare opportunity to own your dream home in a highly desirable lakefront setting.
    91 days
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    721
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    32
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    Zillow last checked:

    Listing updated:

    Listed by:

    Mike Dowling 571-283-2493,

    Samson Properties 540-681-1500

    Source: CVRMLS,MLS#: 2611734MLS LogoOriginating MLS: Central Virginia Regional MLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      Primary bedroom
      • Level: First
      • Dimensions: 0 x 0
      Bedroom 2
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom 3
      • Level: Second
      • Dimensions: 0 x 0
      Bedroom 4
      • Description: 4th Bedroom is NTC
      • Level: Second
      • Dimensions: 0 x 0
      Other
      • Description: Tub & Shower
      • Level: First
      Other
      • Description: Tub & Shower
      • Level: Second
      Heating
      • Electric, Forced Air, Heat Pump, Propane, Wood Stove
      Cooling
      • Electric, Zoned
      Appliances
      • Included: Propane Water Heater
      Features
      • Bedroom on Main Level, Workshop
      • Flooring: Tile, Wood
      • Basement: Unfinished,Walk-Out Access
      • Attic: Access Only,Pull Down Stairs,Walk-In
      • Number of fireplaces: 1
      • Fireplace features: Masonry, Wood Burning
      Interior area
      • Total interior livable area: 2,016 sqft
      • Finished area above ground: 2,016
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Circular Driveway, Driveway, Garage, Unpaved
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck
      • Exterior features: Deck, Dock, Storage, Shed, Unpaved Driveway
      • Pool features: Pool, Community
      • Fencing: Fenced,Split Rail
      • Has view: Yes
      • View description: Water
      • Has water view: Yes
      • Water view: Water
      • Waterfront features: Lake, Lake Front, Waterfront
      • Body of water: Lake Caroline
      Lot
      • Size: 1.23 Acres
      • Features: Waterfront
      Details
      • Parcel number: 67A21364R

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary,Two Story
      • Property subtype: Single Family Residence
      Materials
      • Brick, Block, Other, Concrete
      • Roof: Asphalt,Shingle
      Condition
      • Resale
      • New construction: No
      • Year built: 1980

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      Community
      • Features: Basketball Court, Beach, Boat Facilities, Common Grounds/Area, Clubhouse, Community Pool, Dock, Gated, Lake, Playground, Park, Pond, Pool, Tennis Court(s)
      • Security: Gated Community, Security Guard
      • Subdivision: Lake Caroline
      HOA
      • Has HOA: Yes
      • Services included: Association Management, Clubhouse, Common Areas, Pool(s), Recreation Facilities, Reserve Fund, Road Maintenance, Security
      • HOA fee: $1,612 annually
      Location
      • Region: Ruther Glen

      Financial & listing details

      • Price per square foot: $273/sqft
      • Tax assessed value: $152,000
      • Annual tax amount: $2,699
      • Date on market: 4/15/2026
      • Ownership: Individuals
      • Ownership type: Sole Proprietor

        Estimated market value

        $543,200

        $516,000 - $570,000

        $2,435/mo

        Price history

        DateEventPrice
        7/4/2026Pending sale$549,999$273/sqft
        Source: Bright MLS #VACV2009938 Report a problem
        7/2/2026Price change$549,999-15.4%$273/sqft
        Source: Bright MLS #VACV2009938 Report a problem
        6/15/2026Price change$649,999-10.9%$322/sqft
        Source: Bright MLS #VACV2009938 Report a problem
        4/24/2026Price change$729,900-8.8%$362/sqft
        Source: Bright MLS #VACV2009938 Report a problem
        4/16/2026Listed for sale$799,900+75.8%$397/sqft
        Source: Bright MLS #VACV2009938 Report a problem
        6/16/2022Sold$455,000$226/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$2,699 -17.7%$519,016 +23.5%
        2024$3,279 +1.3%$420,418
        2023$3,237 $420,418
        2022$3,237 $420,418
        2021$3,237 $420,418 +18.1%
        2020-- $356,058
        2019-- $356,058 0%
        2018$2,956 +20.1%$356,100
        2017$2,461 $356,100
        2016$2,461 $356,100 +4.2%
        2015$2,461 $341,800
        2014$2,461 $341,800
        2013-- --
        2012-- --
        2011-- --
        2010-- --
        2009-- --
        2008-- --
        2007-- --
        2006-- --
        2005-- --
        2004-- --
        2003-- --
        2002-- $192,600
        2001$1,445 $192,600
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 22546

        Getting around

        0 / 100
        Car-Dependent
        23 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Lewis & Clark
        • Middle: Caroline
        • High: Caroline

        Source: CVRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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