For sale

Price cut: $20K (6/4)

$169,000

679B Bell Phipps Rd, Monticello, KY 42633

2beds

2,040sqft

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Duplex

Built in 1993

-- sqft lot

$-- Zestimate^®

$83/sqft

$-- HOA

What's special

Additional half bathLarge lotTwo well-sized units

This charming duplex offers a fantastic opportunity for both investors and vacation property seekers, featuring two well-sized units—an upstairs unit with over 700 square feet and a spacious lower unit with over 1,300 square feet that also includes an additional half bath—providing comfortable, low-maintenance living ideal for long-term tenants or short-term rentals. Situated on a large lot, the property includes a spacious rear deck perfect for relaxing or entertaining, along with a large, detached garage with electric that provides ample storage for boats, vehicles, or recreational equipment. Recent updates include a new roof in 2019 and a new HVAC system in 2021, offering peace of mind and added value. Located just minutes from multiple boat ramps and close to Lake Cumberland, this property is perfectly positioned to attract outdoor enthusiasts, making it an excellent choice for an investment property or vacation rental. Call today to schedule a private showing!

56 days

689

51

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 2
Bathrooms: 3
Full bathrooms: 2
1/2 bathrooms: 1

Primary bedroom

Level: Lower

Bedroom 2

Level: Second

Bathroom 1

Level: First

Bathroom 3

Level: Second

Kitchen

Level: First

Kitchen

Level: Second

Living room

Level: First

Living room

Level: Second

Heating

Heat Pump

Cooling

Central Air

Appliances

Included: Refrigerator, Range
Laundry: Electric Dryer Hookup, Washer Hookup

Features

Flooring: Laminate, Vinyl
Basement: Crawl Space
Has fireplace: No

Interior area

Total structure area: 2,040
Total interior livable area: 2,040 sqft
Finished area above ground: 2,040
Finished area below ground: 0

Property

Parking

Total spaces: 1
Parking features: Detached Garage, Driveway
Garage spaces: 1
Has uncovered spaces: Yes

Features

Levels: Two

Lot

Size: 0.9 Acres

Details

Parcel number: 0140000015.061

Construction

Type & style

Home type: MultiFamily
Property subtype: Duplex
Attached to another structure: Yes

Materials

Vinyl Siding
Foundation: Block
Roof: Metal

Condition

Year built: 1993

Utilities & green energy

Sewer: Septic Tank
Water: Public
Utilities for property: Electricity Available

Community & HOA

Community

Subdivision: Rural

HOA

Has HOA: No

Location

Region: Monticello

Financial & listing details

Price per square foot: $83/sqft
Date on market: 4/27/2026

Estimated market value

Not available

Estimated sales range

Not available

$943/mo

Price history

Date	Event	Price
6/4/2026	Price change	$169,000-10.6%$83/sqft
Source: Imagine MLS #26009192 Report a problem
4/27/2026	Listed for sale	$189,000$93/sqft
Source: Imagine MLS #26009192 Report a problem

Public tax history

Tax history is unavailable.

Monthly payment

Est. payment

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All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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