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    • Price cut: $30K (6/1)
    $1,099,990

    684 SW Pennfield Terrace, Stuart, FL 34997

    4beds
    2,971sqft
    : 
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    Single Family Residence
    Built in 2021
    0.26 Acres Lot
    $1,057,700 Zestimate®
    $370/sqft
    $325/mo HOA

    What's special

    Abundance of natural lightQuartz countertopsBuilt in pocket officeTwo-story great roomCustom trim workOpen-concept layoutModern cabinetry
    PRICED TO SELL! Impeccably built in 2021, this stunning 4 bedroom, 3.5 bathroom residence with 3 car garage home is the home you've been waiting for! From the moment you enter, you'll be captivated by the two-story great room and abundance of natural light creating a bright, airy atmosphere within the open-concept layout. The expansive great room flows seamlessly into the gourmet kitchen, featuring quartz countertops, double wall ovens, a sleek cooktop, modern cabinetry, and an oversized walk-in pantry. This space was designed for both the home chef and the entertainer. The owner's suite is a true retreat with a coffered ceiling, customized spa-inspired bathroom featuring a luxurious walk-in shower, beautifully crafted cabinetry, and two oversized walk-in closets overlooking the preserve. Additionally featuring built in pocket office, mudroom, custom trim work, full garage gym with epoxy floor, den, and so much more. Nestled on the tranquil preserve for the complete indoor outdoor lifestyle with oversized deck for entertaining, salt water pool with sun shelf, heater and expansive fenced in yard. Located in the gated community of Banyan Bay, residents enjoy a low maintenance lifestyle with lawn care, irrigation, quarterly pest control, and fertilization. Community amenities include St. Lucie River access with a fishing dock, kayak and paddle board launch, and gazebo. The clubhouse features a fitness center, heated pool, activity room, and catering kitchen perfect for gatherings or simply enjoying the Florida lifestyle.
    122 days
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    728
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    Zillow last checked:

    Listing updated:

    Listed by:

    Alexa N McDonald 772-708-2773,

    The Agency Florida LLC,

    Tonya L McDonald 772-634-3828,

    The Agency Florida LLC

    Source: BeachesMLS,MLS#: R11166808MLS LogoOriginating MLS: BeachesMLS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Central, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Cooktop, Dryer, Dishwasher, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Oven, Water Heater, Washer
      • Laundry: Inside
      Features
      • Built-in Features, Dual Sinks, Entrance Foyer, High Ceilings, Kitchen Island, Kitchen/Dining Combo, Pantry, Split Bedrooms, Separate Shower, Walk-In Closet(s)
      • Flooring: Carpet
      • Windows: Storm Window(s)
      Interior area
      • Total structure area: 3,926
      • Total interior livable area: 2,971 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 7
      • Parking features: Attached, Garage, Garage Door Opener
      • Attached garage spaces: 3
      • Uncovered spaces: 4
      Features
      • Levels: Two
      • Stories: 2
      • Entry location: Entry Level Living Area Y
      • Patio & porch: Covered, Patio, Porch
      • Exterior features: Outdoor Living Area
      • Has private pool: Yes
      • Pool features: Gunite, Heated, In Ground, Salt Water, Association
      • Fencing: Fenced
      • Has view: Yes
      • View description: Pool, Preserve
      • Waterfront features: None
      Lot
      • Size: 0.26 Acres
      • Features: Cul-De-Sac, 1/4 to 1/2 Acre Lot, Sprinklers Automatic
      Details
      • Parcel number: 413841009000007200
      • Zoning: residential
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Traditional
      • Property subtype: Single Family Residence
      Materials
      • Block, Concrete
      • Roof: Concrete,Flat,Tile
      Condition
      • Resale
      • New construction: No
      • Year built: 2021
      Details
      • Builder model: Barkley
      • Builder name: Ryan Homes

      Utilities & green energy

      • Electric: 3 Phase
      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, Sewer Available, Water Available

      Community & HOA

      Community
      • Features: Home Owners Association, Gated, Street Lights
      • Security: Gated Community
      • Subdivision: BANYAN BAY PUD PHASE 2A & 2B
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fitness Center, Library, Picnic Area, Pool, Sidewalks, Trail(s)
      • Services included: Common Areas, Maintenance Grounds, Pest Control, Recreation Facilities, Security
      • HOA fee: $325 monthly
      • HOA phone: 772-286-0030
      Location
      • Region: Stuart

      Financial & listing details

      • Price per square foot: $370/sqft
      • Tax assessed value: $701,200
      • Annual tax amount: $11,535
      • Date on market: 2/26/2026
      • Cumulative days on market: 118 days
      • Listing terms: Cash,Conventional

        Estimated market value

        $1,057,700

        $1.00M - $1.11M

        $5,935/mo

        Price history

        DateEventPrice
        6/1/2026Price change$1,099,990-2.7%$370/sqft
        Source: BeachesMLS #R11166808 Report a problem
        5/21/2026Price change$1,130,000-1.7%$380/sqft
        Source: BeachesMLS #R11166808 Report a problem
        4/24/2026Price change$1,150,000-3.4%$387/sqft
        Source: BeachesMLS #R11166808 Report a problem
        4/16/2026Price change$1,190,000-2.4%$401/sqft
        Source: BeachesMLS #R11166808 Report a problem
        3/31/2026Price change$1,219,000-2.4%$410/sqft
        Source: BeachesMLS #R11166808 Report a problem
        2/26/2026Listed for sale$1,249,000+81.4%$420/sqft
        Source: BeachesMLS #RX-11166808 Report a problem
        12/21/2021Sold$688,700+11.1%$232/sqft
        Source: Public Record Report a problem
        4/1/2021Price change$619,990+1.6%$209/sqft
        Source: BeachesMLS #F10255808 Report a problem
        3/2/2021Price change$609,990+1.7%$205/sqft
        Source: BeachesMLS #F10255808 Report a problem
        2/6/2021Price change$599,990+0.8%$202/sqft
        Source: BeachesMLS #F10255808 Report a problem
        1/26/2021Price change$594,990+0.8%$200/sqft
        Source: BeachesMLS #F10255808 Report a problem
        1/7/2021Price change$589,990+0.9%$199/sqft
        Source: Maltbie Realtors #F10255808 Report a problem
        11/12/2020Listed for sale$584,990$197/sqft
        Source: Maltbie Realtors #F10255808 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$11,535 +7.6%$701,200 +12.2%
        2024$10,717 -4.5%$624,780 -3.4%
        2023$11,224 +13.2%$646,650 +5.7%
        2022$9,919 +525.8%$611,540 +958.9%
        2021$1,585 +72.6%$57,750 +10%
        2020$919 -1.2%$52,500
        2019$930 $52,500

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 34997

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: J.D. Parker
          • Middle: Dr. David L. Anderson
          • High: Martin County

          Source: BeachesMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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