Well-located up-and-down duplex in St Pauls North End neighborhood offering strong rental functionality and convenient access to downtown St Paul, Interstate 94, public transportation, and University Avenue amenities. The property features two 2-bedroom, 1-bath units, each with private entrances, providing added tenant privacy and long-term rental appeal.
The duplex layout and unit configuration create a practical investment opportunity in an established rental corridor with consistent housing demand. Convenient access to nearby shopping, restaurants, employment centers, and transit routes supports stable long-term occupancy potential.
Utilities are currently partially owner-paid, with ownership implementing a RUBS utility reimbursement program across the portfolio beginning Q3 2026. Future ownership will have the opportunity to improve NOI through utility cost recovery and operational efficiencies. Strong value-add opportunity through continued operational improvements and management optimization.
Active
Price cut: $31.8K (6/26)
$315,000
684 Virginia St, Saint Paul, MN 55103
4beds
2baths
2,904sqft
Duplex Up and Down
Built in 1900
-- sqft lot
$307,200 Zestimate®
$108/sqft
$-- HOA
What's special
- 54 days |
- 128 |
- 5 |
Zillow last checked:
Listing updated:
Listed by:
Luke Nilles 651-207-9956,
Gold Group Realty, LLC,
Aaron Goldstein 612-382-4774
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7074600
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
Heating
- Boiler
Appliances
- Laundry: None
Features
- Basement: Block,Finished
Interior area
- Total structure area: 2,904
- Total interior livable area: 2,904 sqft
- Finished area above ground: 1,936
- Finished area below ground: 968
Property
Parking
- Parking features: Gravel
Accessibility
- Accessibility features: Doors 36"+
Features
- Levels: Two
- Patio & porch: Deck, Rear Porch
Lot
- Size: 5,009 Square Feet
- Dimensions: 41 x 126
- Features: Near Public Transit
- Topography: Level
Details
- Foundation area: 968
- Parcel number: 362923120049
- Zoning description: Residential-Multi-Family
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Duplex Up and Down
Materials
- Concrete
- Roof: Age Over 8 Years,Asphalt,Pitched
Condition
- New construction: No
- Year built: 1900
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Electric, Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & HOA
Community
- Subdivision: Humphreys Add To, Saint P
Location
- Region: Saint Paul
Financial & listing details
- Price per square foot: $108/sqft
- Tax assessed value: $210,300
- Annual tax amount: $4,410
- Date on market: 5/15/2026
- Tenant pays: All Utilities, Electricity, Gas, Hot Water, See Remarks
- Road surface type: Paved
Estimated market value
$307,200
$292,000 - $323,000
$1,538/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/26/2026 | Price change | $315,000-9.2%$108/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7074600 Report a problem | ||
| 5/16/2026 | Listed for sale | $346,750+2211.7%$119/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7074600 Report a problem | ||
| 4/1/1989 | Sold | $15,000$5/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,642 +18.6% | $210,300 +15.5% |
| 2024 | $3,914 +11.3% | $182,000 +13% |
| 2023 | $3,518 -18.5% | $161,000 -2% |
| 2022 | $4,314 +1.1% | $164,300 +16.4% |
| 2021 | $4,268 +60.8% | $141,200 -3% |
| 2020 | $2,655 +50.4% | $145,600 +32.5% |
| 2019 | $1,765 | $109,900 |
| 2018 | $1,765 -14% | $109,900 +25% |
| 2017 | $2,052 | $87,900 |
| 2016 | $2,052 +5.3% | -- |
| 2015 | $1,948 +6.9% | $77,100 |
| 2014 | $1,822 -1.5% | -- |
| 2013 | $1,850 +5.1% | -- |
| 2012 | $1,760 +11.5% | -- |
| 2011 | $1,578 | -- |
| 2010 | -- | -- |
| 2009 | $2,470 -13.9% | -- |
| 2008 | $2,868 +39.2% | -- |
| 2007 | $2,060 -0.4% | -- |
| 2006 | $2,068 +56.4% | -- |
| 2005 | $1,322 +22.9% | -- |
| 2004 | $1,076 +32.2% | -- |
| 2003 | $814 +3% | -- |
| 2002 | $790 -0.3% | -- |
| 2001 | $792 +50.4% | -- |
| 2000 | $527 | -- |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Thomas Dale
Nearby schools
GreatSchools rating
- 1/10Maxfield Magnet Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 3/10Hidden River Middle SchoolGrades: 6-8Distance: 2.3 mi
- 7/10Central Senior High SchoolGrades: 9-12Distance: 1.9 mi
A local agent can set up tours, give advice and negotiate with sellers.
- Minnesota
- Ramsey County
- Saint Paul
- 55103
- Thomas Dale
- 684 Virginia St
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Saint Paul Topics
