Beautiful lakefront home located in the sought-after Hopkins Point subdivision with STUNNING WATER VIEWS! Don’t miss this rare opportunity to own a lakefront retreat with panoramic water views and direct access to the lake. This spacious 3-level home offers open living areas, a finished walkout basement, and plenty of room for entertaining family and guests. The lower level features a den/rec room with pool table included, making it the perfect game room or entertainment space. Step outside to enjoy a large deck, lower patio area, screened-in porch, and low-maintenance composite decking—ideal for relaxing and taking in the view. Down at the water, you’ll find a private dock with boat lift, touchless boat cover, and a large sundeck area for hanging out on the dock. A tram to the water (only 5 years old) provides easy access—no stairs needed. Additional highlights include a new roof. Whether you're looking for a full-time residence, vacation home, or investment property, this waterfront home checks all the boxes.
Closed
Zestimate®
$1,100,000
686 Bluff Dr, Winchester, TN 37398
4beds
4,668sqft
Single Family Residence, Residential
Built in 1997
0.57 Acres Lot
$1,100,000 Zestimate®
$236/sqft
$3,723 Estimated rent
Home value
$1,100,000
$1.04M - $1.16M
$3,723/mo
Zestimate® history
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$5,164/mo
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List your homeWhat's special
Lakefront homeLower patio areaScreened-in porchLow-maintenance composite deckingNew roofPanoramic water viewsStunning water views
Zillow last checked:
Listing updated:
Listing Provided by:
Ashley Lynch 931-636-2205,
Lynch Rigsby Realty & Auction, LLC,
Jackson Lynch 931-691-6797,
Lynch Rigsby Realty & Auction, LLC
Bought with:
Heather Boldizsar, 356775
Lake Homes Realty, LLC
Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3186125
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bedroom 1
- Features: Suite
- Level: Suite
- Area: 247 Square Feet
- Dimensions: 13x19
Bedroom 2
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 304 Square Feet
- Dimensions: 16x19
Bedroom 3
- Features: Extra Large Closet
- Level: Extra Large Closet
- Area: 247 Square Feet
- Dimensions: 13x19
Bedroom 4
- Area: 168 Square Feet
- Dimensions: 12x14
Primary bathroom
- Features: Double Vanity
- Level: Double Vanity
Dining room
- Features: Formal
- Level: Formal
- Area: 196 Square Feet
- Dimensions: 14x14
Kitchen
- Area: 140 Square Feet
- Dimensions: 10x14
Living room
- Area: 416 Square Feet
- Dimensions: 16x26
Other
- Features: Breakfast Room
- Level: Breakfast Room
- Area: 120 Square Feet
- Dimensions: 10x12
Other
- Features: Utility Room
- Level: Utility Room
- Area: 64 Square Feet
- Dimensions: 8x8
Recreation room
- Features: Basement Level
- Level: Basement Level
- Area: 375 Square Feet
- Dimensions: 15x25
Heating
- Central
Cooling
- Central Air, Electric
Appliances
- Included: Electric Oven, Cooktop, Trash Compactor, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Features
- Ceiling Fan(s), Extra Closets, Walk-In Closet(s), Kitchen Island
- Flooring: Carpet, Wood, Tile
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 4,668
- Total interior livable area: 4,668 sqft
- Finished area above ground: 3,112
- Finished area below ground: 1,556
Property
Parking
- Total spaces: 2
- Parking features: Garage Faces Front
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 2
- Patio & porch: Porch, Covered, Deck, Screened
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front
Lot
- Size: 0.57 Acres
- Dimensions: 100 x 233.96 IRR
Details
- Parcel number: 053H A 01000 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Vinyl Siding
Condition
- New construction: No
- Year built: 1997
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, Water Available
Community & neighborhood
Location
- Region: Winchester
- Subdivision: Hopkins Point Ph I
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Sold | $1,100,000-15.4%$236/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3186125 Report a problem | ||
| 6/1/2026 | Contingent | $1,300,000$278/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3186125 Report a problem | ||
| 5/1/2026 | Listed for sale | $1,300,000+246.7%$278/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3186125 Report a problem | ||
| 5/31/2002 | Sold | $375,000+380.8%$80/sqft |
Source: Public Record Report a problem | ||
| 8/5/1996 | Sold | $78,000$17/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,055 | $203,225 |
| 2024 | $4,055 | $203,225 |
| 2023 | $4,055 +5.9% | $203,225 -0.5% |
| 2022 | $3,830 -4.4% | $204,225 +46.7% |
| 2021 | $4,006 | $139,175 |
| 2020 | $4,006 +12.4% | $139,175 |
| 2019 | $3,565 -4.2% | $139,175 |
| 2018 | $3,721 0% | $139,175 |
| 2017 | $3,721 +6.9% | $139,175 +6.9% |
| 2016 | $3,482 | $130,250 |
| 2015 | $3,482 0% | $130,250 0% |
| 2014 | $3,482 | $130,252 |
| 2013 | $3,482 | $130,252 |
| 2012 | -- | $130,252 |
| 2011 | -- | $130,252 -7.3% |
| 2010 | $3,465 +5.1% | $140,517 |
| 2009 | $3,297 +1.4% | $140,517 +1.4% |
| 2008 | $3,250 +4.4% | $138,509 |
| 2007 | $3,112 -23.3% | $138,509 |
| 2006 | $4,058 +63.5% | $138,509 +63.5% |
| 2005 | $2,482 | $84,720 |
| 2004 | $2,482 +10.2% | $84,720 |
| 2002 | $2,254 | $84,720 |
| 2001 | -- | $84,720 -60.5% |
| 2000 | -- | $214,434 |
Find assessor info on the county website
Neighborhood: 37398
Nearby schools
GreatSchools rating
- 7/10Broadview Elementary SchoolGrades: PK-5Distance: 2.8 mi
- 4/10North Middle SchoolGrades: 6-8Distance: 6.9 mi
- 4/10Franklin Co High SchoolGrades: 9-12Distance: 8 mi
Schools provided by the listing agent
- Elementary: Broadview Elementary
- Middle: South Middle School
- High: Franklin Co High School
Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$1,100,000
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$1,100,000
- Tennessee
- Franklin County
- Winchester
- 37398
- 686 Bluff Dr
Nearby cities
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