UNPARALLELED OCEANFRONT LIVING - Experience coastal luxury in this three-bedroom plus bonus loft, three-and-one-half-bath residence with panoramic ocean views, an assigned 39-foot dock, and an oversized garage. Gracious, vaulted ceilings and a floor-to-ceiling glass facade define the open-concept main level. Expansive sliding doors across the great room and primary suite invite natural light and ocean breezes, complemented by remote-controlled blinds and roll-down screens. Entertaining areas flow from the chef's kitchen, with island and bar seating, to the dining area, breakfast nook, oceanfront sitting area, and entertainment bar with television, surround sound, built-in refrigerator and ice maker. The oceanfront primary suite offers magnificent views, two custom walk-in closets, and an ensuite bath with a custom shower. A powder room, full-size laundry, built-in desk, storage space, custom window treatments, and designer finishes complete this level. Upstairs are two private guest suites: one with a king bed, bath, and pool-view balcony; the other with a queen bed, ensuite bath, and walk-in closet. The versatile loft is ideal as a library, cozy conversation space, play or relaxation space, or additional sleeping space with a queen sleeper sofa. In 2020, this residence was fully reconstructed and expanded when the building underwent a complete transformation, stripped to the studs and entirely reconstructed with modern enhancements, an elevator, and updated architectural features. The oversized private garage accommodates a full-size vehicle or more than two golf carts and includes built-in cabinetry, generous storage, and custom acrylic windows that provide protection while allowing ocean breezes to flow through. New in 2026: a Trane 4-ton, 16 SEER2 HVAC system with UV-light air purification, a commercial common-area elevator cab with custom finishes, and a major seawall upgrade The floating JetDock and kayak access make boating effortless.
Contingent
$7,400,000
69 Pumpkin Cay Rd #B, Key Largo, FL 33037
3beds
2,169sqft
Condominium
Built in 1974
-- sqft lot
$6,923,700 Zestimate®
$3,412/sqft
$2,969/mo HOA
What's special
Oceanfront sitting areaDesigner finishesFloor-to-ceiling glass facadeOversized garageCustom window treatmentsStorage spacePanoramic ocean views
- 17 days
- 329
- 20
Likely to sell faster than
Zillow last checked:
Listing updated:
Listed by:
Helena Morton,
Ocean Reef Club Sotheby's International Realty
Source: CLS at Ocean Reef,MLS#: 5040
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Appliances
- Included: Washer, Dryer, Dishwasher, Refrigerator, Microwave
Features
- Private Elevator
- Windows: Impact Glass
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 2,169
- Total interior livable area: 2,169 sqft
Video & virtual tour
Property
Features
- Stories: 2
- Exterior features: Dock
- On waterfront: Yes
Lot
- Features: Sprinkler System
Details
- Parcel number: 00569513000410
- Special conditions: Traditional
Construction
Type & style
- Home type: Condo
- Property subtype: Condominium
Condition
- New construction: No
- Year built: 1974
- Major remodel year: 2020
Community & HOA
Community
- Subdivision: Pumpkin Cay
HOA
- Has HOA: Yes
- HOA fee: $8,906 quarterly
Location
- Region: Key Largo
Financial & listing details
- Price per square foot: $3,412/sqft
- Tax assessed value: $6,509,988
- Annual tax amount: $36,934
- Date on market: 8/25/2026
Estimated market value
$6,923,700
$6.58M - $7.27M
$6,894/mo
Price history
| Date | Event | Price |
|---|---|---|
| 9/11/2026 | Contingent | $7,400,000$3,412/sqft |
Source: | ||
| 8/25/2026 | Listed for sale | $7,400,000$3,412/sqft |
Source: | ||
| 5/26/2026 | Listing removed | $7,400,000$3,412/sqft |
Source: | ||
| 4/28/2026 | Price change | $7,400,000-6.9%$3,412/sqft |
Source: | ||
| 2/28/2026 | Price change | $7,950,000-5.9%$3,665/sqft |
Source: | ||
| 9/6/2025 | Listed for sale | $8,450,000-0.6%$3,896/sqft |
Source: | ||
| 5/23/2025 | Listing removed | $8,500,000$3,919/sqft |
Source: | ||
| 4/2/2025 | Price change | $8,500,000-7.6%$3,919/sqft |
Source: | ||
| 3/7/2025 | Price change | $9,200,000-4.2%$4,242/sqft |
Source: | ||
| 1/27/2025 | Listed for sale | $9,600,000+141.5%$4,426/sqft |
Source: | ||
| 5/15/2020 | Sold | $3,975,000-11.6%$1,833/sqft |
Source: | ||
| 4/29/2020 | Pending sale | $4,499,000$2,074/sqft |
Source: Ocean Reef Club Sotheby's International Realty #1939 Report a problem | ||
| 3/30/2020 | Listed for sale | $4,499,000+499.9%$2,074/sqft |
Source: Ocean Reef Club Sotheby's International Realty #1939 Report a problem | ||
| 8/4/2011 | Sold | $750,000$346/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $38,473 +5% | $4,940,379 +10% |
| 2024 | $36,657 +12.1% | $4,491,254 +10% |
| 2023 | $32,686 +12.7% | $4,082,958 +10% |
| 2022 | $29,003 +18.8% | $3,711,780 +10% |
| 2021 | $24,417 +9.6% | $3,374,345 +13.8% |
| 2020 | $22,278 | $2,964,529 +10% |
| 2019 | $22,278 +12.8% | $2,695,026 +145% |
| 2018 | $19,758 +133.8% | $1,099,976 +10.8% |
| 2017 | $8,450 +10.1% | $992,564 +8.1% |
| 2016 | $7,673 +2.2% | $918,501 -0.2% |
| 2015 | $7,508 | $919,916 |
Find assessor info on the county website
Monthly payment
Est. payment





