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Contingent
  • $7,400,000

    69 Pumpkin Cay Rd #B, Key Largo, FL 33037

    3beds
    2,169sqft
    : 
    $50,218/mo
    Get pre-qualified
    Condominium
    Built in 1974
    -- sqft lot
    $6,923,700 Zestimate®
    $3,412/sqft
    $2,969/mo HOA

    What's special

    Oceanfront sitting areaDesigner finishesFloor-to-ceiling glass facadeOversized garageCustom window treatmentsStorage spacePanoramic ocean views
    UNPARALLELED OCEANFRONT LIVING - Experience coastal luxury in this three-bedroom plus bonus loft, three-and-one-half-bath residence with panoramic ocean views, an assigned 39-foot dock, and an oversized garage. Gracious, vaulted ceilings and a floor-to-ceiling glass facade define the open-concept main level. Expansive sliding doors across the great room and primary suite invite natural light and ocean breezes, complemented by remote-controlled blinds and roll-down screens. Entertaining areas flow from the chef's kitchen, with island and bar seating, to the dining area, breakfast nook, oceanfront sitting area, and entertainment bar with television, surround sound, built-in refrigerator and ice maker. The oceanfront primary suite offers magnificent views, two custom walk-in closets, and an ensuite bath with a custom shower. A powder room, full-size laundry, built-in desk, storage space, custom window treatments, and designer finishes complete this level. Upstairs are two private guest suites: one with a king bed, bath, and pool-view balcony; the other with a queen bed, ensuite bath, and walk-in closet. The versatile loft is ideal as a library, cozy conversation space, play or relaxation space, or additional sleeping space with a queen sleeper sofa. In 2020, this residence was fully reconstructed and expanded when the building underwent a complete transformation, stripped to the studs and entirely reconstructed with modern enhancements, an elevator, and updated architectural features. The oversized private garage accommodates a full-size vehicle or more than two golf carts and includes built-in cabinetry, generous storage, and custom acrylic windows that provide protection while allowing ocean breezes to flow through. New in 2026: a Trane 4-ton, 16 SEER2 HVAC system with UV-light air purification, a commercial common-area elevator cab with custom finishes, and a major seawall upgrade The floating JetDock and kayak access make boating effortless.
    17 days
    329
    20

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Helena Morton,

    Ocean Reef Club Sotheby's International Realty

    Source: CLS at Ocean Reef,MLS#: 5040MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Appliances
      • Included: Washer, Dryer, Dishwasher, Refrigerator, Microwave
      Features
      • Private Elevator
      • Windows: Impact Glass
      • Has fireplace: Yes
      • Furnished: Yes
      Interior area
      • Total structure area: 2,169
      • Total interior livable area: 2,169 sqft
      Video & virtual tour

      Property

      Features
      • Stories: 2
      • Exterior features: Dock
      • On waterfront: Yes
      Lot
      • Features: Sprinkler System
      Details
      • Parcel number: 00569513000410
      • Special conditions: Traditional

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium
      Condition
      • New construction: No
      • Year built: 1974
      • Major remodel year: 2020

      Community & HOA

      Community
      • Subdivision: Pumpkin Cay
      HOA
      • Has HOA: Yes
      • HOA fee: $8,906 quarterly
      Location
      • Region: Key Largo

      Financial & listing details

      • Price per square foot: $3,412/sqft
      • Tax assessed value: $6,509,988
      • Annual tax amount: $36,934
      • Date on market: 8/25/2026

        Estimated market value

        $6,923,700

        $6.58M - $7.27M

        $6,894/mo

        Price history

        DateEventPrice
        9/11/2026Contingent$7,400,000$3,412/sqft
        Source: CLS at Ocean Reef #5040 Report a problem
        8/25/2026Listed for sale$7,400,000$3,412/sqft
        Source: CLS at Ocean Reef #5040 Report a problem
        5/26/2026Listing removed$7,400,000$3,412/sqft
        Source: CLS at Ocean Reef #2890 Report a problem
        4/28/2026Price change$7,400,000-6.9%$3,412/sqft
        Source: CLS at Ocean Reef #2890 Report a problem
        2/28/2026Price change$7,950,000-5.9%$3,665/sqft
        Source: CLS at Ocean Reef #2890 Report a problem
        9/6/2025Listed for sale$8,450,000-0.6%$3,896/sqft
        Source: CLS at Ocean Reef #2890 Report a problem
        5/23/2025Listing removed$8,500,000$3,919/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        4/2/2025Price change$8,500,000-7.6%$3,919/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        3/7/2025Price change$9,200,000-4.2%$4,242/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        1/27/2025Listed for sale$9,600,000+141.5%$4,426/sqft
        Source: CLS at Ocean Reef #2813 Report a problem
        5/15/2020Sold$3,975,000-11.6%$1,833/sqft
        Source: CLS at Ocean Reef #1939 Report a problem
        4/29/2020Pending sale$4,499,000$2,074/sqft
        Source: Ocean Reef Club Sotheby's International Realty #1939 Report a problem
        3/30/2020Listed for sale$4,499,000+499.9%$2,074/sqft
        Source: Ocean Reef Club Sotheby's International Realty #1939 Report a problem
        8/4/2011Sold$750,000$346/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$38,473 +5%$4,940,379 +10%
        2024$36,657 +12.1%$4,491,254 +10%
        2023$32,686 +12.7%$4,082,958 +10%
        2022$29,003 +18.8%$3,711,780 +10%
        2021$24,417 +9.6%$3,374,345 +13.8%
        2020$22,278 $2,964,529 +10%
        2019$22,278 +12.8%$2,695,026 +145%
        2018$19,758 +133.8%$1,099,976 +10.8%
        2017$8,450 +10.1%$992,564 +8.1%
        2016$7,673 +2.2%$918,501 -0.2%
        2015$7,508 $919,916
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
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        Climate risks

        Neighborhood: 33037

        Getting around

        5 / 100
        Car-Dependent
        50 / 100
        Bikeable

        Nearby schools

        GreatSchools rating

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