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Active
    • Price cut: $10K (8/10)
    $289,900

    694 Lovers Ln, Toccoa, GA 30577

    4beds
    2,951sqft
    : 
    $1,908/mo
    Get pre-qualified
    Single Family Residence
    Built in 1989
    0.63 Acres Lot
    $289,300 Zestimate®
    $98/sqft
    $-- HOA

    What's special

    Cozy fireplaceAbundant natural light throughoutBright and airy feelSpacious layoutUpdated flooringNeutral tones
    "AGGRESSIVE SELLER!!" Beautifully Updated Home Near Downtown Toccoa & Toccoa Falls College! Welcome to this charming and move-in ready home ideally located just minutes from the downtown city of Toccoa and Toccoa Falls College. This inviting property offers a perfect blend of comfort, style, and convenience. Step inside to find a spacious layout featuring a warm and welcoming living area with a cozy fireplace-perfect for relaxing evenings at home. The home showcases updated flooring, neutral tones, and abundant natural light throughout, creating a bright and airy feel. The kitchen and dining area provide a functional and open space ideal for everyday living and entertaining. Bedrooms are generously sized, offering comfort and flexibility for family, guests, or a home office. Enjoy the outdoors from your property, with room to relax, garden, or entertain. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this home checks all the boxes. Conveniently located near shopping, dining, schools, and just a short drive to downtown Toccoa and Toccoa Falls College-this is one you don't want to miss!
    163 days
    |
    1,366
    |
    100
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Crystal L Garner 706-599-2233,

    Hammock Realty North Georgia

    Source: GAMLS,MLS#: 10707363MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Laundry
      Dining room
      • Features: Dining Rm/Living Rm Combo
      Kitchen
      • Features: Breakfast Area, Kitchen Island
      Heating
      • Central, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Gas Water Heater, Oven/Range (Combo), Refrigerator
      • Laundry: In Hall
      Features
      • Master On Main Level
      • Flooring: Carpet, Tile
      • Basement: Bath/Stubbed,Concrete,Exterior Entry,Finished,Interior Entry,Partial,Unfinished
      • Number of fireplaces: 1
      • Fireplace features: Family Room, Gas Log, Gas Starter, Living Room
      Interior area
      • Total structure area: 2,951
      • Total interior livable area: 2,951 sqft
      • Finished area above ground: 2,041
      • Finished area below ground: 910
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Garage
      • Has garage: Yes
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Porch
      • Fencing: Back Yard,Chain Link
      • On waterfront: Yes
      • Waterfront features: Creek
      Lot
      • Size: 0.63 Acres
      • Features: Other
      Details
      • Additional structures: Other
      • Parcel number: T32 019
      • Special conditions: As Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Roof: Composition
      Condition
      • Resale
      • New construction: No
      • Year built: 1989

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Available, High Speed Internet, Natural Gas Available, Sewer Connected

      Community & HOA

      Community
      • Features: None
      • Subdivision: none
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Toccoa

      Financial & listing details

      • Price per square foot: $98/sqft
      • Tax assessed value: $290,990
      • Annual tax amount: $3,455
      • Date on market: 3/10/2026
      • Cumulative days on market: 163 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan

        Estimated market value

        $289,300

        $275,000 - $304,000

        $2,409/mo

        Price history

        DateEventPrice
        8/10/2026Price change$289,900-3.3%$98/sqft
        Source: GAMLS #10707363 Report a problem
        7/12/2026Price change$299,900-9.1%$102/sqft
        Source: GAMLS #10707363 Report a problem
        7/1/2026Price change$329,900-2.9%$112/sqft
        Source: GAMLS #10707363 Report a problem
        6/11/2026Price change$339,900-2.9%$115/sqft
        Source: GAMLS #10707363 Report a problem
        4/23/2026Price change$349,900-5.2%$119/sqft
        Source: GAMLS #10707363 Report a problem
        4/7/2026Price change$369,000-5.1%$125/sqft
        Source: GAMLS #10707363 Report a problem
        3/24/2026Price change$389,000-2.5%$132/sqft
        Source: GAMLS #10707363 Report a problem
        3/10/2026Listed for sale$399,000+66.9%$135/sqft
        Source: GAMLS #10707363 Report a problem
        9/2/2022Sold$239,000$81/sqft
        Source: Public Record Report a problem
        8/10/2022Pending sale$239,000$81/sqft
        Source: GAMLS #20041925 Report a problem
        8/8/2022Listed for sale$239,000$81/sqft
        Source: GAMLS #20041925 Report a problem
        8/5/2022Pending sale$239,000$81/sqft
        Source: GAMLS #20041925 Report a problem
        8/1/2022Price change$239,000-4%$81/sqft
        Source: GAMLS #20041925 Report a problem
        7/26/2022Price change$249,000-3.9%$84/sqft
        Source: GAMLS #20041925 Report a problem
        7/20/2022Price change$259,000-2.2%$88/sqft
        Source: GAMLS #20041925 Report a problem
        7/13/2022Price change$264,900-1.5%$90/sqft
        Source: GAMLS #20041925 Report a problem
        7/1/2022Price change$268,900-2.2%$91/sqft
        Source: GAMLS #20041925 Report a problem
        6/13/2022Price change$275,000-2.5%$93/sqft
        Source: GAMLS #20041925 Report a problem
        6/3/2022Price change$282,000-2.4%$96/sqft
        Source: GAMLS #20041925 Report a problem
        5/26/2022Price change$289,000-3.3%$98/sqft
        Source: GAMLS #20041925 Report a problem
        5/21/2022Price change$299,000-6.3%$101/sqft
        Source: GAMLS #20041925 Report a problem
        5/17/2022Listed for sale$319,000+152.2%$108/sqft
        Source: GAMLS #20041925 Report a problem
        5/18/2016Sold$126,500-8.7%$43/sqft
        Source: Public Record Report a problem
        4/26/2016Pending sale$138,500$47/sqft
        Source: HAMMOCK REALTY NORTH GEORGIA #07558219 Report a problem
        4/14/2016Price change$138,500+2.2%$47/sqft
        Source: HAMMOCK REALTY NORTH GEORGIA #07558219 Report a problem
        3/28/2016Listed for sale$135,500$46/sqft
        Source: HAMMOCK REALTY NORTH GEORGIA #07558219 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,061 +39.7%$116,396 +50.1%
        2024$2,908 +12.7%$77,544 +7.2%
        2023$2,580 +44.1%$72,362 +43%
        2022$1,790 +2%$50,600 +7.4%
        2021$1,755 -2.5%$47,120 -1.7%
        2020$1,801 -0.4%$47,944
        2019$1,808 -1.3%$47,944
        2018$1,832 +20.5%$47,944
        2017$1,520 +4.4%$47,944
        2016$1,457 $47,944 +12.7%
        2015$1,457 +8.2%$42,529 -2.4%
        2014$1,346 -4.1%$43,570 -3%
        2013$1,403 $44,931
        2012-- --
        2011-- --
        2010-- --
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.
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        Climate risks

        Neighborhood: 30577

        Getting around

        3 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Toccoa
        • Middle: Stephens
        • High: Stephens

        Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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        A local lender can help you make sure your offer is ready when you are.

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