Welcome to this delightful waterfront cottage, nestled in a serene 1.69-acre setting along Lodge Creek, where daily visits from ospreys and herons add a sense of wonder. Built in 2003, this single-level modular construction home features an open floor plan with three comfortable bedrooms and two full baths. The heart of the home—the kitchen—was updated in 2020 with gleaming granite countertops, a stylish new backsplash, and new refrigerator and range. It flows seamlessly into the inviting living and dining area, where a wood stove with a striking marble surround offers cozy warmth and charm. A wall of glass opens to the deck, creating a perfect indoor-outdoor connection. Outdoors, the private pier with boat lift invites you to explore the creek or cruise over to the Crazy Crab for a waterfront meal. The expansive yard is fully fenced and secured with a motorized gate, making it a wonderful playground for pets—or even pet chickens! There’s plenty of space for gardening, lawn games, or simply enjoying the quiet natural surroundings. An oversized detached garage is a dream come true for hobbyists and DIY enthusiasts, complete with workbenches, shelving, and ample storage. The home is also equipped with an on demand tankless water heater, a cutting-edge solar backup power system for peace of mind, and high-speed internet is currently provided by All Points Broadband.
Sold for $430,000
$430,000
695 Chambers Ln, Lottsburg, VA 22511
3beds
1,176sqft
Single Family Residence
Built in 2003
1.69 Acres Lot
$443,200 Zestimate®
$366/sqft
$1,889 Estimated rent
Home value
$443,200
Estimated sales range
Not available
$1,889/mo
Zestimate® history
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List your homeWhat's special
Waterfront cottageOpen floor planGleaming granite countertopsExpansive yardComfortable bedroomsWall of glass
Zillow last checked:
Listing updated:
Listed by:
Andrea Holt 804-854-9530,
IsaBell K. Horsley Real Estate,
Shelly Ritter 301-717-5157,
Isabell K. Horsley Real Estate
Bought with:
Deb Hagan, 0225272658
Isabell K. Horsley Real Estate
Source: Chesapeake Bay & Rivers AOR,MLS#: 2513302Originating MLS: Chesapeake Bay Area MLS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Electric, Heat Pump, Wood, Wood Stove
Cooling
- Central Air, Heat Pump
Appliances
- Included: Dryer, Dishwasher, Electric Cooking, Microwave, Propane Water Heater, Refrigerator, Stove, Tankless Water Heater, Washer
- Laundry: Washer Hookup, Dryer Hookup
Features
- Bedroom on Main Level, Ceiling Fan(s), Dining Area, Granite Counters, Kitchen Island, Recessed Lighting, Window Treatments
- Flooring: Laminate, Vinyl
- Windows: Window Treatments
- Basement: Crawl Space
- Attic: Pull Down Stairs
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total interior livable area: 1,176 sqft
- Finished area above ground: 1,176
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Detached, Garage, Garage Door Opener, Oversized, Two Spaces, Unpaved, Workshop in Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck
- Exterior features: Boat Lift, Deck, Dock, Storage, Shed, Unpaved Driveway
- Pool features: None
- Fencing: Full,Fenced
- On waterfront: Yes
- Waterfront features: Creek, Boat Ramp/Lift Access, Waterfront
- Body of water: Lodge Creek
- Frontage length: 135.0000,135.0000
Lot
- Size: 1.69 Acres
- Features: Dead End, Waterfront
Details
- Additional structures: Shed(s)
- Parcel number: 901014I
- Zoning description: Res
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Bungalow,Cottage,Modular/Prefab
- Property subtype: Single Family Residence
Materials
- Drywall, Frame, Vinyl Siding
- Roof: Composition,Shingle
Condition
- Resale
- New construction: No
- Year built: 2003
Utilities & green energy
- Electric: Generator Hookup
- Sewer: Other, Septic Tank
- Water: Well
Green energy
- Energy efficient items: Solar Panel(s)
- Energy generation: Solar
Community & HOA
Community
- Subdivision: Lewisetta
Location
- Region: Lottsburg
Financial & listing details
- Price per square foot: $366/sqft
- Tax assessed value: $252,300
- Annual tax amount: $1,665
- Date on market: 12/27/2025
- Ownership: Individuals
- Ownership type: Sole Proprietor
Price history
| Date | Event | Price |
|---|---|---|
| 6/5/2025 | Sold | $430,000+1.2%$366/sqft |
Source: Chesapeake Bay & Rivers AOR #2513302 Report a problem | ||
| 5/16/2025 | Contingent | $425,000$361/sqft |
Source: Northern Neck AOR #118805 Report a problem | ||
| 5/16/2025 | Pending sale | $425,000$361/sqft |
Source: Chesapeake Bay & Rivers AOR #2513302 Report a problem | ||
| 5/14/2025 | Listed for sale | $425,000+63.5%$361/sqft |
Source: Chesapeake Bay & Rivers AOR #2513302 Report a problem | ||
| 10/2/2019 | Sold | $260,000-5.3%$221/sqft |
Source: Northern Neck AOR #105599 Report a problem | ||
| 8/21/2019 | Pending sale | $274,500$233/sqft |
Source: VanLand Realty #105599 Report a problem | ||
| 7/23/2019 | Price change | $274,500-5.2%$233/sqft |
Source: VanLand Realty #105599 Report a problem | ||
| 6/19/2019 | Listed for sale | $289,500$246/sqft |
Source: VanLand Realty #105599 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,867 +12.1% | $252,300 |
| 2024 | $1,665 +8.2% | $252,300 |
| 2023 | $1,539 -2.5% | $252,300 -2.5% |
| 2022 | $1,578 | $258,700 |
| 2021 | $1,578 +3.4% | $258,700 |
| 2020 | $1,526 -4.6% | $258,700 -4.6% |
| 2019 | $1,600 | $271,200 |
| 2018 | -- | $271,200 |
| 2017 | -- | $271,200 |
| 2016 | -- | $271,200 |
| 2015 | -- | $271,200 |
| 2014 | -- | $271,200 -12.4% |
| 2013 | -- | $309,700 |
| 2012 | -- | $309,700 |
| 2011 | -- | $309,700 |
| 2010 | -- | $309,700 |
Find assessor info on the county website
Neighborhood: 22511
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Nearby schools
GreatSchools rating
- 6/10Northumberland Elementary SchoolGrades: PK-5Distance: 7.3 mi
- 5/10Northumberland Middle SchoolGrades: 6-8Distance: 7.1 mi
- 5/10Northumberland High SchoolGrades: 9-12Distance: 7.1 mi
Schools provided by the listing agent
- Elementary: Northumberland
- Middle: Northumberland
- High: Northumberland
Source: Chesapeake Bay & Rivers AOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Virginia
- Northumberland County
- Lottsburg
- 22511
- 695 Chambers Ln
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