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For sale
$149,900
2beds
1,190sqft

700 MIRROR TERRACE NW #511, WINTER HAVEN, FL 33881

2beds
1,190sqft
Condominium
Built in 1970
1 Carport space
$126 price/sqft
$667/mo HOA

What's special

Private boat docksLakefront livingConvenient center island cartEnsuite bathSpacious primary suitePorcelain countertopsRecessed lighting

Enjoy maintenance-free lakefront living in this 2-bedroom, 2-bathroom condominium located in the highly sought-after Spring Lake Towers, a premier 55+ active adult community in the heart of Winter Haven. Updated in 2020, this inviting residence offers BREATHTAKING VIEWS OF SPRING LAKE, part of the scenic Spring Lake Meander, and a bright, open living space that feels like an indoor lanai, where walls of windows create the perfect setting to relax while overlooking the tranquil water. Both the primary bedroom and the second bedroom have direct access to this enclosed lakefront space, creating a seamless connection to the serene waterfront and providing the perfect spot to enjoy your morning coffee, unwind with a book, or simply take in the picturesque views of Spring Lake throughout the day. The updated kitchen is designed for both style and function, featuring soft-close cabinetry, porcelain countertops, recessed lighting, a decorative tile backsplash, a convection oven, and a convenient center island cart. Luxury vinyl flooring flows throughout the main living areas, while the bedrooms offer the comfort of carpet. The spacious primary suite features a walk-in closet and an ensuite bath, while the secondary bathroom has been tastefully updated with a beautifully tiled glass-enclosed shower. The all-inclusive condo fee provides exceptional value, covering cable TV, high-speed internet, water, sewer, trash removal, exterior building maintenance, roof maintenance, building insurance, reserve funds, on-site management, groundskeeping, and assigned covered parking. Residents enjoy an impressive selection of community amenities, including a waterfront in-ground concrete pool, fitness center, recreation room with a full kitchen, library, game area, shuffleboard courts, laundry facilities, private boat docks, and a year-round social calendar. Take advantage of the community's private dock, where boat slips are available on a first-come, first-served basis for a minimal monthly fee, offering convenient access to Spring Lake Meander for boating, fishing, or simply enjoying the peaceful waterfront setting. Ideally located just minutes from historic downtown Winter Haven, the renowned Chain of Lakes, shopping, dining, medical facilities, golf courses, and LEGOLAND® Florida Resort, this waterfront condo offers the perfect blend of low-maintenance living, spectacular views, and an active Florida lifestyle.

50 days
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279
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7
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Source: Stellar MLS,MLS#: L4963333MLS LogoOriginating MLS: East Polk
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

David Small 407-601-8351,

KELLER WILLIAMS REALTY SMART 1 863-508-3000,

June Asher 352-348-0791,

KELLER WILLIAMS REALTY SMART 1

Source: Stellar MLS,MLS#: L4963333MLS LogoOriginating MLS: East Polk

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
Primary bedroom
  • Features: En Suite Bathroom, Single Vanity, Built-in Closet
  • Level: First
  • Dimensions: 12x18
Kitchen
  • Features: Kitchen Island
  • Level: First
  • Dimensions: 8x12
Living room
  • Level: First
  • Dimensions: 12x22
Heating
  • Central
Cooling
  • Central Air
Appliances
  • Included: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • Laundry: Inside, Laundry Room
Features
  • Elevator, Living Room/Dining Room Combo, Open Floorplan, Walk-In Closet(s)
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Has fireplace: No
Interior area
  • Total structure area: 1,190
  • Total interior livable area: 1,190 sqft
Video & virtual tour

Property

Parking
  • Total spaces: 1
  • Parking features: Assigned, Covered
  • Carport spaces: 1
Features
  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Lighting
  • Has view: Yes
  • View description: Trees/Woods, Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake Front, Lake - Chain of Lakes, Lake Privileges, Skiing Allowed
  • Body of water: SPRING LAKE
Lot
  • Size: 146 Square Feet
  • Residential vegetation: Trees/Landscaped
Details
  • Parcel number: 262820570421005110
  • Special conditions: None

Construction

Type & style
  • Home type: Condo
  • Property subtype: Condominium
Materials
  • Block, Stucco
  • Foundation: Slab
  • Roof: Membrane
Condition
  • New construction: No
  • Year built: 1970

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Public
  • Utilities for property: Electricity Connected, Public, Water Connected

Community & HOA

Community
  • Features: Buyer Approval Required, Pool
  • Pet fee: $0 monthly
  • Senior community: Yes
  • Subdivision: SPRING LAKE TOWERS
HOA
  • Has HOA: Yes
  • Services included: Community Pool, Reserve Fund, Maintenance Structure, Maintenance Grounds, Manager, Pool Maintenance, Recreational Facilities, Sewer, Trash, Water
  • HOA fee: $667 monthly
  • HOA name: Carrie Howland
  • HOA phone: 863-299-5591
Location
  • Region: Winter Haven

Financial & listing details

  • Price per square foot: $126/sqft
  • Tax assessed value: $117,000
  • Annual tax amount: $990
  • Date on market: 7/17/2026
  • Cumulative days on market: 32 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Condominium
  • Total actual rent: 0
  • Electric utility on property: Yes
  • Road surface type: Asphalt, Paved

Price history

DateEventPrice
7/17/2026Listed for sale$149,900+51.4%$126/sqft
Source: Stellar MLS #L4963333 Report a problem
6/26/2020Sold$99,000+4.2%$83/sqft
Source: Stellar MLS #P4910883 Report a problem
6/10/2020Pending sale$95,000$80/sqft
Source: TOWN & COUNTRY REAL ESTATE #P4910883 Report a problem
6/5/2020Listed for sale$95,000+144.2%$80/sqft
Source: TOWN & COUNTRY REAL ESTATE #P4910883 Report a problem
6/30/2014Listing removed$38,900$33/sqft
Source: Judy B. Cleaves Properties, Inc. #P4627076 Report a problem
6/28/2014Listed for sale$38,900+2.6%$33/sqft
Source: Judy B. Cleaves Properties, Inc. #P4627076 Report a problem
6/20/2014Sold$37,900-2.6%$32/sqft
Source: Stellar MLS #P4627076 Report a problem
3/20/2014Price change$38,900-2.5%$33/sqft
Source: JUDY B CLEAVES PROPERTIES INC #P4627076 Report a problem
2/14/2014Price change$39,900-11.1%$34/sqft
Source: JUDY B CLEAVES PROPERTIES INC #P4627076 Report a problem
12/19/2013Price change$44,900-5.5%$38/sqft
Source: JUDY B. CLEAVES PROPERTIES #P4627076 Report a problem
9/8/2013Listed for sale$47,500+58.3%$40/sqft
Source: JUDY B. CLEAVES PROPERTIES #P4627076 Report a problem
9/8/2013Listing removed$795$1/sqft
Source: JUDY B. CLEAVES PROPERTIES #P4626072 Report a problem
7/25/2013Listed for rent$795$1/sqft
Source: JUDY B. CLEAVES PROPERTIES #P4626072 Report a problem
11/7/2012Sold$30,000-33.3%$25/sqft
Source: Public Record Report a problem
8/2/2012Listing removed$45,000$38/sqft
Source: Coldwell Banker Residential Real Estate - Winter Haven #P4619390 Report a problem
1/26/2012Listed for sale$45,000-43.8%$38/sqft
Source: Coldwell Banker Residential Real Estate - Winter Haven #P4619390 Report a problem
8/7/2008Sold$80,000$67/sqft
Source: Public Record Report a problem

Public tax history

YearProperty taxesTax assessment
2025$991 +4.2%$95,639 +2.9%
2024$951 +4.5%$92,944 +3%
2023$910 +4.7%$90,237 +3%
2022$869 +1.8%$87,609 +3%
2021$853 -37.3%$85,057 +27%
2020$1,360 +538.7%$67,000 +87.3%
2019$213 $35,771 +1.9%
2018$213 +6%$35,104 +2.1%
2017$201 +21.8%$34,382 +2.1%
2016$165 +1.1%$33,675 +0.7%
2015$163 -75.5%$33,441 -0.2%
2014$666 +3066%$33,500 +19.6%
2013$21 -97.1%$28,000 -15.2%
2012$732 +15.1%$33,000 +10%
2011$636 -44.1%$30,000 -43.4%
2010$1,138 +278%$53,000 -14.6%
2009$301 -49.2%$62,050 +6.6%
2008$592 $58,184
2007-- --
2006$727 --
2005-- --
2004$648 +3.7%--
2003$624 +4%$50,979 +2.4%
2002$600 +3.3%$49,784 +1.6%
2001$581 $49,000

Find assessor info on the county website

Monthly payment

Est. payment
$1,665/mo
Principal & interest
$806
HOA Fees
$667
Property taxes
$192
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Estimated market value

Not available

Estimated sales range

Not available

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Climate risks

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Neighborhood: 33881

Nearby schools

Fred G. Garner Elementary School
Grades PK-51.5 miles
4/10
GreatSchools® Rating
Test Score Rating
4/10
Student Progress Rating
3/10
Westwood Middle School
Grades 6-82.1 miles
4/10
GreatSchools® Rating
Test Score Rating
3/10
Student Progress Rating
5/10
Winter Haven Senior High School
Grades 9-121.9 miles
3/10
GreatSchools® Rating
Test Score Rating
4/10
College Readiness Rating
3/10
Student Progress Rating
3/10