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Pending
  • $200,000

    701 Whitaker Ln, Ferguson, KY 42533

    4beds
    2,030sqft
    : 
    $1,293/mo
    Get pre-qualified
    Single Family Residence
    Built in 1970
    2 Acres Lot
    $194,100 Zestimate®
    $99/sqft
    $-- HOA

    What's special

    One-level living
    Investor opportunity near Lake Cumberland! This 4-bedroom, 1.5-bath ranch offers the convenience of one-level living with an unfinished basement providing valuable storage and plenty of room for future expansion or additional finished space. There are 2 additional space that offer opportunities and potential income. In the basement there is an unffinished space previoulsy used as an apartment. The property also features a separate ADU of 3 units at the back of the property (deeded seperately but being sold together.) This creates potential flexibility for rental income, guest accommodations, multigenerational living, or an owner-occupied investment strategy. This home is situated in Ferguson with convenient access to Lake Cumberland and the surrounding Somerset area. This is a property is a great way to add value and create multiple income-producing possibilities. The existing layout and additional dwelling provide a solid starting point for an investor, while the property's overall potential allows you to bring your own vision and make it your own. Due to the additional dwelling structure, this property is not eligible for FHA, VA, or conventional financing and is best suited for cash buyers, local bank financing or investors. If you're looking for a property with upside, flexibility, and multiple ways to maximize its potential, take a closer look at 701 Whitaker Lane! Pulaski County is immediately adjacent to Somerset. Ferguson itself is a small community just south of downtown Somerset, so the property's biggest location advantage is access to Somerset while retaining a more small-town setting. Ferguson is also near Lake Cumberland, with the Cumberland River/Lake Cumberland area southwest of the community, and Burnside is roughly 5 miles south of Ferguson.
    13 days
    |
    438
    |
    46
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    Miranda Hinchman 859-621-8073,

    Keller Williams Bluegrass Realty

    Source: Imagine MLS,MLS#: 26021537MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: First
      Bedroom 1
      • Level: First
      Bedroom 2
      • Level: First
      Bedroom 3
      • Level: First
      Bathroom 1
      • Level: First
      Bathroom 2
      • Description: Half
      • Level: First
      Family room
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Utility room
      • Level: Lower
      Heating
      • Heat Pump, Other
      Cooling
      • Electric, Heat Pump
      Appliances
      • Included: Dishwasher, Microwave, Refrigerator, Oven
      • Laundry: Lower Level
      Features
      • Entrance Foyer, Eat-in Kitchen, Ceiling Fan(s)
      • Flooring: Carpet, Laminate, Vinyl
      • Basement: Full
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 2,030
      • Total interior livable area: 2,030 sqft
      • Finished area above ground: 2,030
      • Finished area below ground: 0

      Property

      Parking
      • Parking features: Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      Lot
      • Size: 2 Acres
      • Features: Wooded, Many Trees
      Details
      • Additional structures: Other
      • Parcel number: 0619274 & 0619274IMP01
      • Horses can be raised: Yes

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Brick Veneer, Vinyl Siding
      • Foundation: Block
      • Roof: Metal
      Condition
      • Year built: 1970

      Utilities & green energy

      • Sewer: Septic Tank
      • Water: Public

      Community & HOA

      HOA
      • Has HOA: No
      Location
      • Region: Ferguson

      Financial & listing details

      • Price per square foot: $99/sqft
      • Tax assessed value: $58,000
      • Annual tax amount: $438
      • Date on market: 8/10/2026

        Estimated market value

        $194,100

        $184,000 - $204,000

        $1,610/mo

        Price history

        DateEventPrice
        8/14/2026Pending sale$200,000$99/sqft
        Source: Imagine MLS #26021537 Report a problem
        8/10/2026Listed for sale$200,000$99/sqft
        Source: Imagine MLS #26021537 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$438 $58,000
        2023-- $58,000
        2022-- $58,000
        2021-- $58,000
        2020$480 $58,000
        2019$480 -3.2%$58,000
        2018$496 +1.6%$58,000
        2017$488 +2%$58,000
        2016$479 +5.1%$58,000
        2014$455 +8.4%$58,000
        2010$420 $58,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 42533

        Getting around

        5 / 100
        Car-Dependent

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Southern
        • Middle: Southern
        • High: Southwestern

        Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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