This charming 3-bedroom, 2-bath ranch sits on a perfectly sized lot directly across from the Saginaw Bay. The interior features a cozy living room and a primary suite designed for relaxation, complete with cathedral ceilings, an en-suite bath, and a spacious walk-in closet.The attached garage has been converted into a heated workshop, currently serving as a dual-purpose office and workout space. The outdoor space offers a very relaxing atmosphere, featuring a fully fenced front and backyard, a storage shed, and a back deck/patio area ideal for quiet afternoons or summer entertaining. Move-in ready and situated in an unbeatable location, this home is a fantastic opportunity for any buyer or investor! Listing agent has ownership interest in the property.
Pending
Price cut: $3.9K (5/18)
$165,000
704 Bay Rd, Bay City, MI 48706
3beds
1,750sqft
Single Family Residence
Built in 1940
9,583 Square Feet Lot
$164,500 Zestimate®
$94/sqft
$-- HOA
What's special
Heated workshopStorage shedEn-suite bathCathedral ceilingsSpacious walk-in closet
- 16 days |
- 688 |
- 53 |
Zillow last checked:
Listing updated:
Listed by:
Zachary Kuch 269-600-4397,
EXP Realty LLC 269-600-4397
Source: MiRealSource,MLS#: 50209048
Originating MLS: MiRealSource
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Features: Vinyl
- Level: First
- Area: 180
- Dimensions: 15 x 12
Bedroom 2
- Features: Carpet
- Level: First
- Area: 99
- Dimensions: 11 x 9
Bedroom 3
- Features: Carpet
- Level: First
- Area: 63
- Dimensions: 9 x 7
Bathroom 1
- Level: First
- Area: 48
- Dimensions: 8 x 6
Bathroom 2
- Level: First
- Area: 50
- Dimensions: 5 x 10
Dining room
- Level: First
- Area: 88
- Dimensions: 11 x 8
Kitchen
- Level: First
- Area: 135
- Dimensions: 15 x 9
Living room
- Features: Vinyl
- Level: First
- Area: 187
- Dimensions: 17 x 11
Heating
- Forced Air, Natural Gas
Cooling
- Window Unit(s)
Features
- Flooring: Vinyl, Carpet
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,750
- Total interior livable area: 1,750 sqft
- Finished area above ground: 1,750
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Attached
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Frontage type: Road
- Frontage length: 74
Lot
- Size: 9,583 Square Feet
- Dimensions: 74 x 126
Details
- Parcel number: 010A1600008400
- Special conditions: Private
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Cedar
- Foundation: Slab
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Public Sanitary
- Water: Public
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Bay City
Financial & listing details
- Price per square foot: $94/sqft
- Tax assessed value: $104,600
- Annual tax amount: $3,153
- Date on market: 5/27/2026
- Cumulative days on market: 194 days
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
Estimated market value
$164,500
$156,000 - $173,000
$1,549/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/4/2026 | Pending sale | $165,000$94/sqft |
Source: | ||
| 5/18/2026 | Price change | $165,000-2.3%$94/sqft |
Source: | ||
| 5/5/2026 | Price change | $168,900-3.5%$97/sqft |
Source: | ||
| 3/9/2026 | Price change | $175,000-2.2%$100/sqft |
Source: | ||
| 2/11/2026 | Listed for sale | $178,900-2%$102/sqft |
Source: | ||
| 2/5/2026 | Listing removed | $182,500$104/sqft |
Source: eXp Realty #58050194983 Report a problem | ||
| 1/22/2026 | Price change | $182,500-1.3%$104/sqft |
Source: | ||
| 11/24/2025 | Listed for sale | $184,900+10.7%$106/sqft |
Source: | ||
| 5/8/2024 | Listing removed | -- |
Source: | ||
| 4/5/2024 | Price change | $167,000-1.8%$95/sqft |
Source: | ||
| 3/19/2024 | Price change | $170,000-1.2%$97/sqft |
Source: | ||
| 3/6/2024 | Price change | $172,000-1.7%$98/sqft |
Source: | ||
| 2/5/2024 | Listed for sale | $175,000+4.8%$100/sqft |
Source: | ||
| 12/2/2022 | Listing removed | -- |
Source: | ||
| 11/9/2022 | Price change | $167,000-1.8%$95/sqft |
Source: | ||
| 10/20/2022 | Price change | $170,000-2.9%$97/sqft |
Source: | ||
| 10/6/2022 | Price change | $175,000-2.8%$100/sqft |
Source: | ||
| 9/26/2022 | Price change | $180,000-1.1%$103/sqft |
Source: | ||
| 9/13/2022 | Listed for sale | $182,000+13.8%$104/sqft |
Source: | ||
| 4/4/2022 | Sold | $160,000-15.8%$91/sqft |
Source: | ||
| 3/23/2022 | Pending sale | $189,999$109/sqft |
Source: | ||
| 3/21/2022 | Price change | $189,999+26.8%$109/sqft |
Source: | ||
| 2/20/2022 | Pending sale | $149,900$86/sqft |
Source: | ||
| 2/17/2022 | Price change | $149,900-16.3%$86/sqft |
Source: | ||
| 2/15/2022 | Listed for sale | $179,000+744.3%$102/sqft |
Source: | ||
| 8/25/2017 | Sold | $21,200-72.8%$12/sqft |
Source: | ||
| 6/3/2013 | Sold | $77,894+14.7%$45/sqft |
Source: Public Record Report a problem | ||
| 8/19/2005 | Sold | $67,933$39/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,743 +10.3% | $52,300 +13.9% |
| 2024 | $1,580 | $45,900 +14.6% |
| 2023 | -- | $40,050 +12.7% |
| 2022 | -- | $35,550 +6.8% |
| 2021 | -- | $33,300 +8.3% |
| 2020 | $1,599 | $30,750 +13.5% |
| 2019 | -- | $27,100 -4.6% |
| 2018 | $1,599 | $28,400 +0.2% |
| 2017 | -- | $28,350 +5.6% |
| 2016 | -- | $26,850 +7.2% |
| 2015 | -- | $25,050 +9.2% |
| 2014 | -- | $22,950 +0.7% |
| 2013 | -- | $22,800 +0.9% |
| 2012 | -- | $22,600 -3.4% |
| 2011 | -- | $23,400 -11.7% |
| 2010 | -- | $26,500 -18.8% |
| 2009 | -- | $32,650 -11.5% |
| 2008 | -- | $36,900 +8.2% |
| 2007 | -- | $34,100 |
| 2006 | -- | $34,100 +5.4% |
| 2005 | -- | $32,350 |
| 2004 | -- | $32,350 +1.6% |
| 2003 | -- | $31,850 +0.6% |
| 2002 | -- | $31,650 +2.6% |
| 2001 | -- | $30,850 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 48706
Nearby schools
GreatSchools rating
- 4/10Bangor Central SchoolGrades: PK-5Distance: 1.5 mi
- 5/10Christa McAuliffe Middle SchoolGrades: 6-8Distance: 3.7 mi
- 7/10John Glenn High SchoolGrades: 9-12Distance: 3.6 mi
Schools provided by the listing agent
- District: Bangor Township Schools
Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Michigan
- Bay County
- Bangor Township
- 48706
- 704 Bay Rd






