Come on over and check out this 3 bedroom, 1.5 bath home offering comfortable living space and endless possibilities. The main level features 2 decent-sized bedrooms along with a full bath, while upstairs you will find a spacious third bedroom with plenty of closet space and its own convenient half bath. The unfinished basement offers great potential for additional living space, storage, hobby area, or workshop. You will also love the oversized double garage featuring an added 8x24 extension, giving you even more room for vehicles, tools, toys, or extra storage. This home offers great space, functionality, and opportunity to make it your own.
For sale
Price cut: $5K (6/7)
$109,900
706 Kern St, Waterloo, IA 50703
3beds
1,240sqft
Single Family Residence
Built in 1951
6,969 Square Feet Lot
$104,400 Zestimate®
$89/sqft
$-- HOA
What's special
- 47 days |
- 364 |
- 27 |
Zillow last checked:
Listing updated:
Listed by:
Karmen Schwake 319-239-1281,
Oakridge Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20262055
Loading...
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- 1/2 bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Free-Standing Range, Refrigerator, Electric Water Heater
- Laundry: Lower Level
Features
- Ceiling Fan(s)
- Flooring: Hardwood
- Basement: Block,Floor Drain,Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,240 sqft
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: 2 Stall, Detached Garage, Oversized, Workshop in Garage
- Carport spaces: 2
Features
- Patio & porch: Deck
Lot
- Size: 6,969 Square Feet
- Dimensions: 52x130
Details
- Parcel number: 891314378013
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Slate
- Roof: Shingle,Asphalt
Condition
- Year built: 1951
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $89/sqft
- Tax assessed value: $100,620
- Annual tax amount: $1,933
- Date on market: 5/13/2026
- Cumulative days on market: 48 days
- Road surface type: Concrete, Hard Surface Road
Estimated market value
$104,400
$99,000 - $110,000
$1,077/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/7/2026 | Price change | $109,900-4.4%$89/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20262055 Report a problem | ||
| 5/13/2026 | Listed for sale | $114,900+91.5%$93/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262055 Report a problem | ||
| 10/9/2015 | Sold | $60,000-7.7%$48/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20153200 Report a problem | ||
| 9/9/2015 | Price change | $64,999-10.3%$52/sqft |
Source: Oakridge Realtors #20153200 Report a problem | ||
| 9/1/2015 | Price change | $72,500-3.3%$58/sqft |
Source: Oakridge Realtors #20153200 Report a problem | ||
| 8/17/2015 | Price change | $74,999-6.3%$60/sqft |
Source: Oakridge Realtors #20153200 Report a problem | ||
| 7/28/2015 | Price change | $79,999-3%$65/sqft |
Source: Oakridge Realtors #20153200 Report a problem | ||
| 6/23/2015 | Price change | $82,500-2.9%$67/sqft |
Source: Oakridge Realtors #20153200 Report a problem | ||
| 5/13/2015 | Listed for sale | $85,000$69/sqft |
Source: Visual Tour #20153200 Report a problem | ||
| 9/7/2006 | Sold | $85,000$69/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,933 +8.5% | $100,620 +12.9% |
| 2024 | $1,781 +13.5% | $89,120 |
| 2023 | $1,569 +2.7% | $89,120 +24.7% |
| 2022 | $1,527 -8.6% | $71,440 |
| 2021 | $1,671 +1.9% | $71,440 -3.2% |
| 2020 | $1,640 -4.4% | $73,770 +0.3% |
| 2019 | $1,715 +0.8% | $73,580 -3.5% |
| 2018 | $1,701 +0% | $76,280 |
| 2017 | $1,700 +16.6% | $76,280 |
| 2016 | $1,458 | $76,280 |
| 2015 | $1,458 +17.8% | $76,280 +13.4% |
| 2014 | $1,238 -13.9% | $67,290 -6.3% |
| 2012 | $1,438 +5.3% | $71,790 |
| 2011 | $1,366 +3.5% | $71,790 +2.9% |
| 2010 | $1,320 +3.4% | $69,750 |
| 2009 | $1,277 +2.4% | $69,750 +0.4% |
| 2008 | $1,247 -4.5% | $69,480 +7% |
| 2007 | $1,305 -0.5% | $64,930 |
| 2006 | $1,311 +30.7% | $64,930 |
| 2005 | $1,003 +15.7% | $64,930 +53.6% |
| 2003 | $867 +1.6% | $42,280 |
| 2002 | $854 +11.6% | $42,280 +18% |
| 2001 | $765 | $35,830 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: Riverfront
Nearby schools
GreatSchools rating
- 3/10Lincoln Elementary SchoolGrades: PK-5Distance: 0.7 mi
- 2/10George Washington Carver AcademyGrades: 6-8Distance: 0.7 mi
- 2/10East High SchoolGrades: 9-12Distance: 1.4 mi
Schools provided by the listing agent
- Elementary: Lincoln Elementary Waterloo
- Middle: George Washington Carver Academy
- High: East High
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- Iowa
- Black Hawk County
- Waterloo
- 50703
- Riverfront
- 706 Kern St
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Waterloo Topics
