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For sale
    • Price cut: $25K (7/16)
    $424,500

    706 University Cir, Madisonville, KY 42431

    5beds
    3,060sqft
    : 
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    Single Family Residence
    Built in 1987
    1.27 Acres Lot
    $410,700 Zestimate®
    $139/sqft
    $-- HOA

    What's special

    Elegant moldingRefined detailsStately brick homeNew hvac systemCustom built-insRich hardwood floors
    Timeless elegance meets enduring craftsmanship in this stately brick home on University Circle. Custom-built and lovingly cared for by one family since its completion, this residence radiates warmth, grace, and quality at every turn. Refined details—rich hardwood floors, elegant molding, and custom built-ins—reflect the quality and care poured into this home. With 5 bedrooms, 4 full baths, and 1,189 sq ft of additional space in the partially finished basement, there's room for both grand entertaining and everyday comfort. Set on more than an acre of manicured, park-like grounds shaded by magnolias and mature trees, the setting feels like a private retreat. Enjoy year-round views from the sunroom with a new HVAC system. Regal in presence yet inviting in spirit, this is a rare opportunity to own a home where tradition and timeless beauty endure. Contact Sara Spencer to experience it in person. ** Priced below recent appraisal and ready for new owners! **
    278 days
    |
    809
    |
    43
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Sara Spencer 270-836-2771,

    Haven Realty, LLC

    Source: MHCBOR,MLS#: 117361

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 4
      • Full bathrooms: 4
      • Main level bathrooms: 1
      • Main level bedrooms: 1
      Rooms
      • Room types: Sunroom
      Bedroom
      • Level: Main,Upper
      Bathroom
      • Level: Basement,Main,Upper
      Dining room
      • Level: Main
      Family room
      • Level: Basement,Main
      Kitchen
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Central Electric
      Appliances
      • Included: Gas Water Heater, Dishwasher, Dryer, Microwave, Electric Range, Refrigerator, Washer
      • Laundry: In Basement, Main Level
      Features
      • Ceiling Fan(s), Crown Molding, Kitchen Island, Walk-In Closet(s)
      • Flooring: Hardwood, Tile
      • Windows: Double Pane Windows
      • Basement: Partial,Partially Finished,Walk-Out Access
      • Number of fireplaces: 2
      • Fireplace features: 2, Wood Burning
      Interior area
      • Total structure area: 3,060
      • Total interior livable area: 3,060 sqft
      • Finished area below ground: 849
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Car, Attached, Blacktop
      • Attached garage spaces: 2
      • Has uncovered spaces: Yes
      Features
      • Levels: Two
      • Patio & porch: Deck
      • Exterior features: Gas Grill, Gas Light
      Lot
      • Size: 1.27 Acres
      • Dimensions: 1.27
      • Features: Landscaped, Wooded
      Details
      • Parcel number: M19116106
      • Other equipment: Dehumidifier

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Block
      • Roof: Composition
      Condition
      • Year built: 1987

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: City Sewer
      • Water: City

      Community & HOA

      Community
      • Security: Smoke Detector(s), Security Lights
      • Subdivision: Other
      Location
      • Region: Madisonville

      Financial & listing details

      • Price per square foot: $139/sqft
      • Tax assessed value: $336,900
      • Annual tax amount: $2,888
      • Date on market: 10/14/2025
      • Road surface type: Paved

        Estimated market value

        $410,700

        $390,000 - $431,000

        $3,078/mo

        Price history

        DateEventPrice
        7/16/2026Price change$424,500-5.6%$139/sqft
        Source: MHCBOR #117361 Report a problem
        5/27/2026Price change$449,500-5.4%$147/sqft
        Source: MHCBOR #117361 Report a problem
        3/24/2026Price change$475,000-4%$155/sqft
        Source: MHCBOR #117361 Report a problem
        11/17/2025Price change$495,000-3.9%$162/sqft
        Source: MHCBOR #117361 Report a problem
        10/14/2025Listed for sale$515,000$168/sqft
        Source: MHCBOR #117361 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$2,888 +29.3%$336,900 +25.6%
        2023$2,234 -2.6%$268,200
        2022$2,293 -0.4%$268,200
        2021$2,302 -0.8%$268,200
        2020$2,321 -6.8%$268,200
        2019$2,490 $268,200 -4.7%
        2018$2,490 +0.6%$281,500
        2017$2,476 +10%$281,500
        2016$2,251 $281,500 +2.7%
        2015$2,251 $274,200
        2014$2,251 +2.5%$274,200
        2013$2,196 $274,200
        2012-- $274,200
        2011-- $274,200
        2010$2,167 $274,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 42431

        Getting around

        3 / 100
        Car-Dependent
        19 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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