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For sale
    • Price cut: $5K (6/30)
    $530,000

    7090 Penny Ln, Sunderland, MD 20689

    3beds
    2,895sqft
    : 
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    Single Family Residence
    Built in 2003
    1.5 Acres Lot
    $528,000 Zestimate®
    $183/sqft
    $-- HOA

    What's special

    Dining spaceMassive bonus roomGenerous walk-in closetOverlooking your private acreageCorner showerSoaring cathedral ceilingsLarge back deck
    Welcome to secluded Penny Lane! Set on a sprawling 1.5-acre wooded lot, this beautifully maintained Rancher offers nearly 2,900 square feet of finished living space. Tucked away as the next-to-last home on a quiet street, this property provides unparalleled privacy and plenty of room to breathe, inside and out. No HOA! Step inside to a bright, open-concept living area showcasing gleaming hardwood floors and soaring cathedral ceilings that create a grand, welcoming entrance. The thoughtfully designed split-bedroom floor plan ensures maximum everyday privacy. On the left wing the primary suite serves as a true getaway, featuring a generous walk-in closet and a spacious en-suite bath complete with a large soaking tub, a corner shower, and abundant counter space. The right wing houses two additional bedrooms—including one bedroom with a convenient built-in closet organizer system—and a shared full bath. At the heart of the home is a cheerful eat-in kitchen featuring crisp white appliances, durable vinyl flooring, and a tucked-away laundry closet. Upstairs also gives you direct access to a large back deck—perfect for morning coffee or entertaining while overlooking your private acreage. The fully finished lower level is an incredible asset that doubles your usable footprint and offers immediate financial flexibility. It boasts a complete second kitchen, a dining space, a family room, a spacious bathroom with a brand-new corner shower, and a massive bonus room currently utilized by the tenant. Generating $14,400 per year in rental income from a month-to-month tenant, this lower level is perfect for an in-law suite, multi-generational living, or a savvy "house hack" to help pay down your mortgage. The tenant is flexible and can stay to provide immediate income or vacate prior to settlement. Don't miss this expansive retreat!
    43 days
    |
    651
    |
    33
    |

    Zillow last checked:

    Listing updated:

    Listed by:

    Genna Fleming 443-532-8917,

    Hyatt & Company Real Estate LLC 4107056296

    Source: Bright MLS,MLS#: MDCA2027330MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Family Room, Recreation Room, Bathroom 2, Bathroom 3, Primary Bathroom
      Primary bedroom
      • Level: Main
      Bedroom 2
      • Level: Main
      Bedroom 3
      • Level: Main
      Primary bathroom
      • Level: Main
      Bathroom 2
      • Level: Main
      Bathroom 3
      • Level: Lower
      Dining room
      • Level: Lower
      Family room
      • Level: Lower
      Kitchen
      • Level: Main
      Kitchen
      • Level: Lower
      Living room
      • Level: Main
      Recreation room
      • Level: Lower
      Heating
      • Forced Air, Electric, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air, Electric
      Appliances
      • Included: Cooktop, Dishwasher, Dryer, Oven, Refrigerator, Washer, Water Conditioner - Owned, Water Treat System, Electric Water Heater
      • Laundry: Upper Level
      Features
      • 2nd Kitchen, Soaking Tub, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Eat-in Kitchen, Kitchen Island, Pantry, Recessed Lighting, Walk-In Closet(s), Dry Wall, Cathedral Ceiling(s)
      • Flooring: Carpet, Wood
      • Basement: Connecting Stairway,Partial,Full,Finished,Side Entrance,Walk-Out Access,Windows
      • Has fireplace: No
      Interior area
      • Total structure area: 2,895
      • Total interior livable area: 2,895 sqft
      • Finished area above ground: 1,574
      • Finished area below ground: 1,321

      Property

      Parking
      • Total spaces: 4
      • Parking features: Crushed Stone, Driveway
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: Accessible Entrance
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Deck, Patio
      • Pool features: None
      • Has view: Yes
      • View description: Trees/Woods
      Lot
      • Size: 1.5 Acres
      • Features: Backs to Trees, Front Yard, Private, Rural, Secluded, Wooded
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 0503000567
      • Zoning: RUR
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Block, Vinyl Siding
      • Foundation: Block, Slab
      • Roof: Composition
      Condition
      • Excellent,Very Good,Good
      • New construction: No
      • Year built: 2003

      Utilities & green energy

      • Electric: 200+ Amp Service
      • Sewer: Private Septic Tank
      • Water: Well
      • Utilities for property: Cable Connected, Propane, LTE Internet Service, Cable, Fiber Optic

      Community & HOA

      Community
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: Sunderland

      Financial & listing details

      • Price per square foot: $183/sqft
      • Tax assessed value: $385,933
      • Annual tax amount: $4,452
      • Date on market: 6/1/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan,Assumable
      • Ownership: Fee Simple
      • Total actual rent: 14400

        Estimated market value

        $528,000

        $502,000 - $554,000

        $3,405/mo

        Price history

        DateEventPrice
        6/30/2026Price change$530,000-0.9%$183/sqft
        Source: Bright MLS #MDCA2027330 Report a problem
        6/1/2026Listed for sale$535,000+164.9%$185/sqft
        Source: Bright MLS #MDCA2027330 Report a problem
        4/4/2003Sold$202,000+267.3%$70/sqft
        Source: Public Record Report a problem
        8/20/2002Sold$55,000$19/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$4,042 +7%$374,600 +7%
        2024$3,776 +11.7%$349,967 +7.6%
        2023$3,380 +8.2%$325,333 +8.2%
        2022$3,124 +3%$300,700 +3%
        2021$3,034 +2.6%$292,000 +3.1%
        2020$2,958 +2.7%$283,300 +3.2%
        2019$2,881 +5.8%$274,600 +5.8%
        2018$2,724 +4.6%$259,633 +6.1%
        2017$2,603 +3%$244,667 +6.5%
        2016$2,527 $229,700
        2015$2,527 $229,700
        2014$2,527 $229,700 -3.2%
        2013-- $237,400
        2012-- $237,400
        2011-- $237,400 -20.2%
        2010-- $297,520 +6%
        2009-- $280,702 +6.4%
        2008-- $263,886 +6.8%
        2007-- $247,070 +12.2%
        2006-- $220,266 +13.9%
        2005-- $193,463 +16.1%
        2004-- $166,660 +5.1%
        2003-- $158,566 +307.1%
        2002-- $38,946 +2%
        2001-- $38,200
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 20689

        Getting around

        2 / 100
        Car-Dependent
        8 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Sunderland
        • Middle: Windy Hill
        • High: Northern
        • District: Calvert County Public Schools

        Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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