Experience the charm of downtown St. Joseph in this one-of-a-kind 2-bedroom, 2-bath loft that perfectly blends historic character with modern updates. Natural light pours through expansive windows, creating a bright and inviting atmosphere throughout the open-concept living and dining areas. Fresh interior paint and brand-new carpet on the main level provide a move-in-ready feel, while soaring ceilings enhance the spacious layout. A versatile bonus room offers endless possibilities as a home office, mudroom, hobby space, or playroom. The unique loft overlooking the main living area is ideal for a reading nook, game room, or creative studio. The lower level features all the bedrooms, a second full bath, convenient laundry area, and a striking bedroom with exposed brick accents that add warmth and personality. Located just moments from downtown shopping, restaurants, and entertainment, this distinctive home offers the perfect combination of comfort, style, and convenience.
Active
$142,500
712 Francis St APT A, Saint Joseph, MO 64501
2beds
2,400sqft
Condominium
Built in 1910
-- sqft lot
$-- Zestimate®
$59/sqft
$103/mo HOA
What's special
- 36 days
- 706
- 32
Zillow last checked:
Listing updated:
Listed by:
Tiffany Campbell 816-577-1457,
Keller Williams KC North,
MOJOKC Team 816-268-6068,
Keller Williams KC North
Source: Heartland MLS as distributed by MLS GRID,MLS#: 2633661
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: Basement
Primary bathroom
- Features: Luxury Vinyl
- Level: Basement
Bathroom 2
- Features: Luxury Vinyl
Dining room
- Features: All Carpet
- Level: Main
Kitchen
- Features: Pantry, Vinyl
- Level: Main
Living room
- Features: All Carpet
- Level: Main
Heating
- Natural Gas
Cooling
- Electric
Appliances
- Included: Gas Range
- Laundry: Main Level
Features
- Flooring: Carpet, Wood
- Basement: Basement BR,Finished,Full
- Has fireplace: No
Interior area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
- Finished area above ground: 1,800
- Finished area below ground: 600
Property
Parking
- Parking features: Off Street
Lot
- Size: 4,791 Square Feet
- Features: City Lot
Details
- Parcel number: 063.008004002055.900
Construction
Type & style
- Home type: Condo
- Architectural style: Other
- Property subtype: Condominium
Materials
- Brick/Mortar
- Roof: Tar/Gravel
Condition
- Year built: 1910
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: Yes
- HOA fee: $309 quarterly
- HOA name: Gateway Condominium Association
Location
- Region: Saint Joseph
Financial & listing details
- Price per square foot: $59/sqft
- Tax assessed value: $38,600
- Annual tax amount: $597
- Date on market: 7/30/2026
- Listing terms: Cash,Conventional
- Ownership: Private
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
| Date | Event | Price |
|---|---|---|
| 7/30/2026 | Listed for sale | $142,500$59/sqft |
Source:  Heartland MLS as distributed by MLS GRID #2633661 Report a problem | ||
| 7/1/2026 | Listing removed | $142,500$59/sqft |
Source: Heartland MLS as distributed by MLS GRID #2559049 Report a problem | ||
| 4/2/2026 | Listed for sale | $142,500$59/sqft |
Source: Heartland MLS as distributed by MLS GRID #2559049 Report a problem | ||
| 2/6/2026 | Pending sale | $142,500$59/sqft |
Source: Heartland MLS as distributed by MLS GRID #2559049 Report a problem | ||
| 12/22/2025 | Price change | $142,500-4.9%$59/sqft |
Source: Heartland MLS as distributed by MLS GRID #2559049 Report a problem | ||
| 7/17/2025 | Listed for sale | $149,900$62/sqft |
Source: Heartland MLS as distributed by MLS GRID #2559049 Report a problem | ||
| 9/6/2011 | Listed for rent | $69,000$29/sqft |
Source: RE/MAX PROFESSIONALS OF ST. JOSEPH #98418 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2018 | $444 | $7,330 |
| 2017 | $444 -0.9% | $7,330 |
| 2015 | $448 +373091.7% | $7,330 |
| 2014 | $0 | $7,330 |
| 2012 | $449 -10.2% | $7,330 |
| 2011 | $500 | $7,330 |
| 2010 | $500 | $7,330 |
Find assessor info on the county website
Monthly payment
Est. payment
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.Climate risks
Neighborhood: 64501
Nearby schools
Schools provided by the listing agent
- Elementary: Lindbergh
- Middle: Robidoux
- High: Lafayette
Source: Heartland MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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