Waterfront Perfection in Montego Bay – Bay Views, Deep Water Access & More Welcome to 712 Gulf Stream Drive—an exceptional waterfront property nestled along one of the widest canals in Ocean City’s beloved Montego Bay community. With sweeping views of the bay and direct access to open water, this rare offering combines an unbeatable location with turnkey comfort, offering the ultimate coastal lifestyle for boaters and beach lovers alike. Positioned on a premium canal-front lot, this home enjoys not only scenic beauty but also practical advantages. Two (yes TWO) private boat lifts are perched over some of the deepest water in Ocean City, making it ideal for larger boats or vessels with deeper drafts—something not easily found elsewhere. Whether you’re a serious boater or a weekend cruiser, this setup is unmatched for convenience, safety, and accessibility. The home features three spacious bedrooms and a bright, meticulously maintained interior that reflects true pride of ownership. The open-concept living space flows effortlessly into a charming three-season room overlooking the water—perfect for enjoying morning coffee, hosting friends, or unwinding with a sunset view after a day on the water. Thoughtful finishes and clean, coastal design elements make this home feel warm, inviting, and move-in ready. Step outside to discover your oversized waterfront dock, offering plenty of room for entertaining, lounging in the sun, or casting a line from your own backyard. Whether you're seeking a second home, an investment property, or a full-time residence, this home delivers exceptional value and unforgettable views. Located in Montego Bay, one of North Ocean City’s most sought-after communities, you'll enjoy access to amenities like two outdoor pools, tennis courts, a community fishing pier, and scenic walking trails—all with no ground rent and low HOA fees. Plus, you’re just a few short blocks from the beach, Northside Park, dining, and entertainment. 712 Gulf Stream Drive is more than just a home—it’s a waterfront sanctuary where every day feels like a vacation. No issues with Property Insurance with this home. Quotes for Homeowners and Flood insurance are available in the Agents Documents section of the MLS. Est combined for both is only $2600-2700/yr
Sold for $630,000
$630,000
712 Gulf Stream Dr, Ocean City, MD 21842
3beds
1,392sqft
Single Family Residence
Built in 1991
3,623 Square Feet Lot
$636,200 Zestimate®
$453/sqft
$3,003 Estimated rent
Home value
$636,200
$566,000 - $719,000
$3,003/mo
Zestimate® history
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Waterfront propertyPremium canal-front lotBright meticulously maintained interiorPrivate boat liftsCharming three-season roomOversized waterfront dockSpacious bedrooms
Zillow last checked:
Listing updated:
Listed by:
Grant Fritschle 410-430-5880,
Keller Williams Realty Delmarva,
Listing Team: The Fritschle Barker Group
Bought with:
Tom Ruch, RS-0025135
Northrop Realty
Source: Bright MLS,MLS#: MDWO2030178
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Freezer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Electric Water Heater
- Laundry: Dryer In Unit, Washer In Unit
Features
- Entry Level Bedroom
- Doors: Storm Door(s)
- Windows: Insulated Windows, Screens, Storm Window(s), Window Treatments
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,392
- Total interior livable area: 1,392 sqft
- Finished area above ground: 1,392
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Off Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Patio
- Pool features: Community
- Has view: Yes
- View description: Canal, Water
- Has water view: Yes
- Water view: Canal,Water
- Waterfront features: Canal
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 3,623 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 2410318343
- Zoning: TR
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding
- Foundation: Block, Crawl Space
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Pool
- Subdivision: Montego Bay
HOA
- Has HOA: Yes
- Amenities included: Common Grounds, Pool, Tennis Court(s)
- Services included: Common Area Maintenance, Management, Reserve Funds
- HOA fee: $400 annually
- HOA name: MONTEGO BAY CIVIC ASSOCIATION
Location
- Region: Ocean City
- Municipality: Ocean City
Financial & listing details
- Price per square foot: $453/sqft
- Tax assessed value: $558,333
- Annual tax amount: $6,741
- Date on market: 4/28/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: Conventional,Cash
- Inclusions: See Inventory Addendum
- Exclusions: See Inventory Addendum
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 1/16/2026 | Sold | $630,000-9.9%$453/sqft |
Source:  Bright MLS #MDWO2030178 Report a problem | ||
| 11/20/2025 | Contingent | $699,000$502/sqft |
Source: Bright MLS #MDWO2030178 Report a problem | ||
| 7/23/2025 | Listed for sale | $699,000$502/sqft |
Source: Bright MLS #MDWO2030178 Report a problem | ||
| 7/15/2025 | Pending sale | $699,000$502/sqft |
Source: Bright MLS #MDWO2030178 Report a problem | ||
| 7/14/2025 | Price change | $699,000-4.1%$502/sqft |
Source: Bright MLS #MDWO2030178 Report a problem | ||
| 5/16/2025 | Price change | $729,000-2.7%$524/sqft |
Source: Bright MLS #MDWO2030178 Report a problem | ||
| 4/28/2025 | Listed for sale | $749,000+90.1%$538/sqft |
Source: Bright MLS #MDWO2030178 Report a problem | ||
| 9/9/2003 | Sold | $394,000$283/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,647 +13.4% | $558,333 +15.9% |
| 2024 | $6,741 +18.1% | $481,667 +18.9% |
| 2023 | $5,709 +6% | $405,000 |
| 2022 | $5,385 +6.2% | $405,000 +12.8% |
| 2021 | $5,072 +6.8% | $359,000 +6.8% |
| 2020 | $4,747 -0.7% | $336,000 |
| 2019 | $4,780 +0.7% | $336,000 |
| 2018 | $4,746 -12.1% | $336,000 -12.1% |
| 2017 | $5,398 +6.1% | $382,300 +2.4% |
| 2016 | $5,088 | $373,433 +2.4% |
| 2015 | $5,088 | $364,567 +2.5% |
| 2014 | $5,088 | $355,700 |
| 2013 | -- | $355,700 |
| 2012 | -- | $355,700 -16.1% |
| 2011 | -- | $423,970 |
| 2010 | -- | $423,970 |
| 2009 | -- | $423,970 -0.3% |
| 2008 | -- | $425,250 +19.3% |
| 2007 | -- | $356,576 +23.9% |
| 2006 | -- | $287,903 +31.3% |
| 2005 | -- | $219,230 +6.5% |
| 2004 | -- | $205,772 +7% |
| 2003 | -- | $192,316 +7.5% |
| 2002 | -- | $178,860 +2.8% |
| 2001 | -- | $173,956 |
Find assessor info on the county website
Neighborhood: North Ocean City
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Nearby schools
GreatSchools rating
- 10/10Ocean City Elementary SchoolGrades: PK-4Distance: 7 mi
- 10/10Stephen Decatur Middle SchoolGrades: 7-8Distance: 10 mi
- 7/10Stephen Decatur High SchoolGrades: 9-12Distance: 9.8 mi
Schools provided by the listing agent
- District: Worcester County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Maryland
- Worcester County
- Ocean City
- 21842
- North Ocean City
- 712 Gulf Stream Dr
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