For sale

$230,000

713 S Water St, Monona, IA 52159

4beds

2,744sqft

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Single Family Residence

Built in 1904

0.47 Acres Lot

$221,400 Zestimate^®

$84/sqft

$-- HOA

What's special

Bright versatile layoutPeaceful country-feeling lot

Welcome home to this spacious 4-bedroom property on a peaceful, country-feeling lot at the edge of Monona. This beautifully maintained home perfectly blends timeless character with modern updates. Inside, you will find a bright, versatile layout with ample room for family, guests, or a dedicated home office. The highlights continue outside with a stunning, private backyard made for entertaining and relaxing. Plus, this property is a hobbyist's dream, featuring two separate 2-stall heated garages—offering unparalleled space for vehicles, a workshop, and storage. If you want character, modern convenience, and rare garage space, this Monona gem is ready for you!

16 days

320

11

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Facts & features

Interior

Bedrooms & bathrooms

Bedrooms: 4
Bathrooms: 2
Full bathrooms: 1
1/2 bathrooms: 1

Rooms

Room types: 1st Floor Entry, Dining Room Separate, Exercise Room, Family Room, Great Room, Library/Office, Main Floor Laundry, Primary Bedroom, Recreation Room, Dining/Living Room Combo, Living Room Separate

Primary bedroom

Level: Main
Area: 196 Square Feet
Dimensions: 14x14

Other

Level: Upper

Other

Level: Main

Other

Level: Lower

Dining room

Level: Main
Area: 188.5 Square Feet
Dimensions: 13x14'6

Family room

Level: Main
Area: 275 Square Feet
Dimensions: 11x25

Kitchen

Level: Main
Area: 299 Square Feet
Dimensions: 13x23

Living room

Level: Main
Area: 300 Square Feet
Dimensions: 15x20

Heating

Forced Air, Natural Gas, Zoned

Cooling

Ceiling Fan(s), Central Air, Zoned

Appliances

Included: Appliances Negotiable, Dishwasher, Gas Water Heater, Water Softener Owned
Laundry: 1st Floor, In Hall, Washer Hookup

Features

Ceiling Fan(s)
Doors: Pocket Doors
Basement: Concrete,Interior Entry,Exterior Entry,Floor Drain,Stone/Rock,Walk-Out Access,Partially Finished
Has fireplace: Yes
Fireplace features: One, Gas, Living Room

Interior area

Total interior livable area: 2,744 sqft
Finished area below ground: 400

Property

Parking

Total spaces: 3
Parking features: 2 Stall, 3 or More Stalls, Attached Garage, Garage Door Opener, Heated Garage, Workshop in Garage
Has attached garage: Yes
Carport spaces: 3

Features

Levels: Two
Patio & porch: Deck
Exterior features: Garden

Lot

Size: 0.47 Acres
Dimensions: 140x145
Features: Landscaped, Corner Lot

Details

Additional structures: Storage
Parcel number: 3613159001
Zoning: R-1
Special conditions: Standard

Construction

Type & style

Home type: SingleFamily
Property subtype: Single Family Residence

Materials

Vinyl Siding
Roof: Shingle,Asphalt

Condition

Year built: 1904

Utilities & green energy

Sewer: Public Sewer
Water: Public

Community & HOA

Community

Features: Sidewalks
Security: Smoke Detector(s)

Location

Region: Monona

Financial & listing details

Price per square foot: $84/sqft
Tax assessed value: $235,715
Annual tax amount: $3,164
Date on market: 6/30/2026
Cumulative days on market: 17 days
Road surface type: Concrete, Paved

Estimated market value

$221,400

$210,000 - $232,000

$1,549/mo

Price history

Date	Event	Price
7/10/2026	Listed for sale	$230,000$84/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262957 Report a problem
7/1/2026	Pending sale	$230,000$84/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262957 Report a problem
6/30/2026	Listed for sale	$230,000+1433.3%$84/sqft
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20262957 Report a problem
4/11/1997	Sold	$15,000$5/sqft
Source: Agent Provided Report a problem

Public tax history

Year	Property taxes	Tax assessment
2025	$3,164 +4.6%	$235,715 +18.8%
2024	$3,024 -13.2%	$198,470
2023	$3,484 +4%	$198,470 +10.8%
2022	$3,350 +0.5%	$179,116
2021	$3,334 -0.8%	$179,116 +5.5%
2020	$3,361 -1.4%	$169,832 +3.5%
2019	$3,410 +0.5%	$164,029 -2.5%
2018	$3,393 +8.3%	$168,168 0%
2017	$3,132 +12.1%	$168,169 +10.4%
2015	$2,794 +2.6%	$152,268
2014	$2,722 +5.9%	$152,268 0%
2013	$2,570 +2%	$152,269
2012	$2,520 +8.3%	$152,269
2011	$2,326 +11.7%	$152,269 +3%
2010	$2,082	$147,866

Find assessor info on the county website

Monthly payment

Est. payment

Payment breakdown

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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included

All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.

HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.

Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.

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Climate risks

Neighborhood: 52159

Getting around

48 / 100

Car-Dependent

33 / 100

Somewhat Bikeable

Nearby schools

GreatSchools rating

6/10
MFL MarMac Elementary School
Grades: PK-3Distance: 0.3 mi
10/10
MFL MarMac Middle School
Grades: 6-8Distance: 10.3 mi
9/10
MFL MarMac High School
Grades: 9-12Distance: 0.3 mi

Schools provided by the listing agent

Elementary: MFL Mar Mac
Middle: MFL Mar Mac
High: MFL Mar Mac

Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.