**ASSUMABLE 3.25% INTEREST RATE – Save Hundreds Monthly!**
Welcome to a rare opportunity in today’s market — this beautifully maintained 4-bedroom, 2-bath home in the highly sought-after Zachary School District comes with an assumable mortgage at just 3.25%, offering significantly lower monthly payments compared to today’s rates.
?? Why this matters:
With current interest rates near 6–7%, buyers could save hundreds per month and tens of thousands over time by taking over this existing loan.
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? The Home
Built in 2022, this home offers the perfect blend of modern design, comfort, and functionality:
• Spacious open-concept living area ideal for entertaining
• Oversized kitchen island — perfect for gatherings and everyday living
• Expansive primary suite with walk-in closet and private bath
• Freshly painted laundry room and three bedrooms
• Custom cabinetry in the laundry room for added storage
• Ceiling fan in guest bedroom + elegant fandeliar in the primary suite
• Six mounted TV brackets (every bedroom, plus living room & kitchen)
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?? Outdoor & Community Perks
• Large backyard with plenty of space to relax or entertain
• Inviting curb appeal in a quiet, well-kept neighborhood
• Located in one of Louisiana’s top-rated school districts
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?? Prime Location
• Minutes from shopping, dining, and parks
• Easy access to Baton Rouge
• Family-friendly subdivision with a peaceful atmosphere
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?? The Opportunity
• Approximate loan balance: $242K
• Purchase price: $285,000
• Buyer can assume the existing low-rate mortgage and avoid today’s high interest rates
?? Seller may also consider closing cost assistance with an acceptable offer.
?
?? Why You Need to See This Home
Opportunities like this are rare — you’re not just buying a home, you’re securing a 3.25% interest rate in a high-rate market.
?
?? Schedule your showing today and ask about how the assumable loan works.
What the owner loves about this home
?? ASSUMABLE 3.25% INTEREST RATE – Save Hundreds Monthly! ??
96 days
|
256
|
20
|
Listed by:
Property Owner(225) 316-0802
This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.
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Principal & interest
$1,547
Mortgage insurance
$0
Property taxes
$170
Home insurance
$105
HOA fees
$0
Utilities
Not included
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.