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  • $998,000

    72 Gray St, St Charles, IL 60174

    6beds
    4,226sqft
    Single Family Residence
    Built in 1995
    0.33 Acres Lot
    $1,052,400 Zestimate®
    $236/sqft
    $5,020 Estimated rent

    Home value

    $1,052,400

    $947,000 - $1.17M

    $5,020/mo

    Zestimate® history
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    What's special

    Effortlessly stylish and thoughtfully designed, this home delivers a refined living experience with rich, layered character. Extensively updated throughout, the main level features hardwood flooring, a completely renovated kitchen with Bosch appliances (including an induction range), a large island, bar seating, and a sunny eating area. A walk-in pantry, mudroom, and main floor laundry room invite seamless daily routines. The main floor primary suite is a true retreat, offering direct access to the spacious backyard, a luxurious closet, and a spa-worthy bathroom with heated floors and exquisite tilework. The family room is both comfortable and elevated with custom built-ins and coffered ceilings, anchored by a striking two-sided fireplace that also serves the parlor. Perhaps the most unforgettable room in the house...with rich walnut shelves and an elevated, dramatic vibe, it's equal parts cozy and sophisticated. Upstairs, five well-appointed bedrooms and two full baths (including a convenient Jack-and-Jill) offer space and privacy for everyone. The finished basement expands the living area even further, with a generous rec room and a second kitchen equipped with full-size appliances (excluding a dishwasher), ideal for entertaining or multigenerational living. Additional highlights include a newer roof, Hardie board siding on the facade, exterior paint, gutter guards, and recently updated windows on much of the main level (all within the last 2 years). Perfectly located within 1.5 miles of both downtown Geneva and St. Charles, with boutique shopping, riverfront trails, and top-notch dining, this home offers luxury, comfort and convenience in equal measure-perfect for the way modern families live.

    Zillow last checked:

    Listing updated:

    Listing courtesy of:

    Jody Sexton 630-286-9204,

    @properties Christie's International Real Estate

    Bought with:

    Julie Lucas

    @properties Christie's International Real Estate

    Source: MRED as distributed by MLS GRID,MLS#: 12403383MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 5
    • Full bathrooms: 4
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Bathroom (Full, Double Sink)
    • Level: Main
    • Area: 247 Square Feet
    • Dimensions: 19X13
    Bedroom 2
    • Level: Second
    • Area: 238 Square Feet
    • Dimensions: 14X17
    Bedroom 3
    • Level: Second
    • Area: 156 Square Feet
    • Dimensions: 13X12
    Bedroom 4
    • Level: Second
    • Area: 204 Square Feet
    • Dimensions: 12X17
    Bedroom 5
    • Level: Second
    • Area: 196 Square Feet
    • Dimensions: 14X14
    Bedroom 6
    • Level: Second
    • Area: 182 Square Feet
    • Dimensions: 13X14
    Dining room
    • Level: Main
    • Area: 238 Square Feet
    • Dimensions: 14X17
    Eating area
    • Level: Main
    • Area: 100 Square Feet
    • Dimensions: 10X10
    Family room
    • Level: Main
    • Area: 357 Square Feet
    • Dimensions: 21X17
    Kitchen
    • Features: Kitchen (Eating Area-Table Space, Island, Pantry-Walk-in, Updated Kitchen)
    • Level: Main
    • Area: 324 Square Feet
    • Dimensions: 18X18
    Kitchen 2nd
    • Level: Basement
    • Area: 96 Square Feet
    • Dimensions: 8X12
    Laundry
    • Level: Main
    • Area: 99 Square Feet
    • Dimensions: 11X9
    Library
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 11X10
    Mud room
    • Level: Main
    • Area: 96 Square Feet
    • Dimensions: 8X12
    Office
    • Level: Main
    • Area: 110 Square Feet
    • Dimensions: 11X10
    Walk in closet
    • Level: Main
    • Area: 99 Square Feet
    • Dimensions: 9X11
    Heating
    • Natural Gas, Forced Air, Sep Heating Systems - 2+
    Cooling
    • Central Air
    Appliances
    • Included: Double Oven, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Stainless Steel Appliance(s), Wine Refrigerator, Cooktop, Range Hood, Humidifier
    • Laundry: Main Level
    Features
    • 1st Floor Bedroom, Built-in Features, Coffered Ceiling(s), Separate Dining Room
    • Flooring: Hardwood
    • Basement: Finished,Full
    • Number of fireplaces: 1
    • Fireplace features: Double Sided, Family Room
    Interior area
    • Total structure area: 6,426
    • Total interior livable area: 4,226 sqft
    • Finished area below ground: 2,200

    Property

    Parking
    • Total spaces: 2.5
    • Parking features: Garage Door Opener, Tandem, On Site, Garage Owned, Attached, Garage
    • Attached garage spaces: 2.5
    • Has uncovered spaces: Yes
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    Lot
    • Size: 0.33 Acres
    Details
    • Parcel number: 0934386013
    • Special conditions: None
    • Other equipment: Water-Softener Owned, Intercom, Ceiling Fan(s), Fan-Whole House

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Cedar, Other
    Condition
    • New construction: No
    • Year built: 1995

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Community
    • Community features: Park, Other
    Location
    • Region: St Charles

    HOA & financial

    HOA
    • Services included: None

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    7/29/2025Sold$998,000+0.1%$236/sqft
    Source: MRED as distributed by MLS GRID #12403383 Report a problem
    7/18/2025Pending sale$997,500$236/sqft
    Source: MRED as distributed by MLS GRID #12403383 Report a problem
    6/29/2025Contingent$997,500$236/sqft
    Source: MRED as distributed by MLS GRID #12403383 Report a problem
    6/26/2025Listed for sale$997,500+94.8%$236/sqft
    Source: MRED as distributed by MLS GRID #12403383 Report a problem
    12/23/2020Sold$512,000-6.9%$121/sqft
    Source: MRED as distributed by MLS GRID #10829717 Report a problem
    10/12/2020Pending sale$550,000$130/sqft
    Source: eXp Realty LLC #10829717 Report a problem
    8/25/2020Price change$550,000+2%$130/sqft
    Source: Midwest Real Estate Data #10829717 Report a problem
    7/20/2020Price change$539,000-1.8%$128/sqft
    Source: eXp Realty #10746483 Report a problem
    6/13/2020Price change$549,000-3.2%$130/sqft
    Source: eXp Realty #10746483 Report a problem
    5/9/2020Price change$567,000-1.9%$134/sqft
    Source: Keller Williams Inspire #10668156 Report a problem
    3/15/2020Listed for sale$577,700-1.7%$137/sqft
    Source: Keller Williams Inspire #10668156 Report a problem
    2/14/2020Listing removed$587,700$139/sqft
    Source: RE/MAX Action #10581306 Report a problem
    1/30/2020Price change$587,700-1.7%$139/sqft
    Source: RE/MAX Action #10581306 Report a problem
    1/11/2020Price change$597,700-1.5%$141/sqft
    Source: RE/MAX Action #10581306 Report a problem
    12/9/2019Listed for sale$607,000+27.4%$144/sqft
    Source: RE/MAX Action #10581306 Report a problem
    8/1/2003Sold$476,500$113/sqft
    Source: Public Record Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$14,426 +4.6%$210,335 +11.7%
    2023$13,786 -0.4%$188,253 +3.2%
    2022$13,842 +4.2%$182,430 +4.9%
    2021$13,285 -6.3%$173,892 -5.1%
    2020$14,182 -13.2%$183,315 -12.3%
    2019$16,341 +4.2%$208,992 +4.5%
    2018$15,675 +2.7%$199,983 +3.5%
    2017$15,262 -10.4%$193,145 +3.6%
    2016$17,024 $186,362 +6.9%
    2015-- $174,389 +5.8%
    2014-- $164,859 -0.5%
    2013-- $165,672 -7.9%
    2012-- $179,937 -5.6%
    2011-- $190,692 -4.4%
    2010-- $199,551 -6.6%
    2009-- $213,680 -0.3%
    2008-- $214,406 +4%
    2007-- $206,113 +16.4%
    2006-- $176,999 +6.6%
    2005-- $165,969 +5.3%
    2004-- $157,573 +4.6%
    2003-- $150,664 +4.9%
    2002-- $143,578 +9.4%
    2001-- $131,246 -1.2%
    2000-- $132,825

    Find assessor info on the county website

    Neighborhood: 60174

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • Elementary: Davis Elementary School
    • Middle: Thompson Middle School
    • High: St Charles East High School
    • District: 303

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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    Estimated market value
    $1,052,400
    Get a cash offer in 3 minutes
    Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
    Estimated market value
    $1,052,400