Shared spaces include: Living Room, Dining Room, Kitchen, Basement Common Space Renters Insurance: 1: Tenant is required to maintain a personal liability insurance policy (renters insurance) with a minimum limit of $300,000 per occurrence throughout the duration of the lease. 2: Tenant acknowledges that Landlord's insurance does not cover Tenant's personal belongings (e.g., furniture, electronics, clothing) against loss or damage from fire, theft, or water damage . Tenant is responsible for insuring their own personal property. 3: Tenant must provide a Certificate of Insurance to the Landlord prior to move-in or within 15 days of the lease start date. 4: Proof of continued coverage must be provided at the time of each lease renewal. 5: Tenant shall name Landlord, by name, as an "Interested Party" or "Certificate Holder" on the policy. 6: Failure to maintain the required insurance is considered a material breach of the lease agreement. Indemnification Regarding Use of Property: 1: To the extent permitted by law, the tenant generally agrees to hold the landlord harmless for claims, damages, and expenses arising from the tenant's use of the property, actions by the tenant's guests, or breach of the lease. 2: This indemnification shall not apply to any liability, loss, or damage arising from the active or actionable negligence, willful misconduct, or breach of law by the Landlord or Landlord's agents. No Smoking Clause: 1. Smoke-Free Definition: "Smoking" means inhaling, exhaling, burning, or carrying any lighted or heated cigar, cigarette, pipe, or any other tobacco or plant product (including marijuana) in any manner or in any form. Electronic Smoking Devices: This policy specifically includes the use of e-cigarettes, vapes, and other electronic nicotine delivery systems that create an aerosol or vapor. 2: Prohibited Areas Indoor Spaces: Smoking is strictly prohibited inside the dwelling unit and all enclosed indoor areas of the building, including but not limited to community rooms, laundry facilities, stairwells, and offices. Outdoor Areas: Smoking is prohibited on balconies, patios, and decks associated with the unit. Smoking is also prohibited on the grounds within 25 feet of building entrances, windows, and air intake units. 3. Responsibility for Guests: Tenant is responsible for ensuring that all household members, guests, and visitors comply with this smoke-free environment. 4. Breach of Lease: A material breach of this smoke-free policy shall be considered a material breach of the lease agreement and may be grounds for termination of the tenancy and eviction. Alchohol: 1: Tenant agrees to comply with all federal, state, and local laws regarding the possession and consumption of alcoholic beverages. Under no circumstances shall Tenant or Tenant's guests allow any person under the legal drinking age of 21 to possess or consume alcohol on the Premises. 2: Tenant assumes all liability for the service of alcohol at the Premises. Tenant shall be responsible for ensuring that all guests consuming alcohol are of legal age. 3: Tenant agrees to indemnify and hold Landlord harmless from any and all claims, damages, or liabilities arising from the consumption of alcohol by Tenant or guests on the Premises 4: Prohibited Items and Activity: Bulk Containers: Possession of kegs, mini-kegs, or other common-source containers. Rapid Consumption Devices: Use of beer bongs, funnels, or other mechanisms designed for rapid alcohol consumption. Drinking Games: Organized drinking games, including but not limited to beer pong or flip-cup. High-Proof Alcohol: Possession of grain alcohol (e.g., Everclear) Overnight Guests: 1: No more than 4 consecutive nights 2: A total limit of 12 nights within a three-month period 3: Any person staying beyond these limits is considered a tenant and must be added to the lease subject to your screening and potential rent increases. 4: Occupancy Limit: Tenants to obtain written approval for any guest stay exceeding 4 days. Quiet Hours: 11:00 PM CT to 7:00 AM CT -To prevent neighborhood disturbances. Tenants are legally responsible for their guests' behavior. Alterations and Improvements: 1: Tenant shall not make any alterations, additions, or improvements including but not limited to painting, wallpapering, or structural changes to the Premises without the prior written consent of the Landlord 2:Any such improvements made without consent shall, at Landlord's option, become the property of the Landlord upon termination of this Agreement or be removed at the Tenant's expense to restore the Premises to its original condition. Paint and Wall Damage: 1: Painting of any walls, ceilings, or trim is strictly prohibited without written approval. If approval is granted, the Tenant may be required to return the walls to their original color using professional-grade paint before move-out. 2: Wall Hangings: Tenants may use small nails (no larger than 1/8 inch) for hanging light-weight pictures. The use of screws, large bolts, adhesive strips (e.g., Command strips), or wall anchors is prohibited without prior consent. 3: Excessive Damage: More than six nail holes per wall will be considered excessive damage rather than normal wear and tear. 4: Repair Costs: If walls require patching, sanding, or repainting due to Tenant modifications or damage (such as large holes, deep scratches, or unauthorized paint), the cost of professional restoration will be deducted from the Tenant's Security Deposit.
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