Charming Rancher with Private Fenced Retreat – Minutes from the Bay! Welcome home to this beautifully maintained 3-bedroom rancher, perfectly situated in the heart of Lusby. Designed for easy, one-level living, this home offers the perfect blend of cozy interior comfort and an expansive outdoor oasis.
For sale
Price cut: $5K (5/22)
$309,900
724 Spruce Dr, Lusby, MD 20657
3beds
1,026sqft
Single Family Residence
Built in 1992
6,500 Square Feet Lot
$309,800 Zestimate®
$302/sqft
$17/mo HOA
What's special
Easy one-level livingCozy interior comfortExpansive outdoor oasis
- 206 days |
- 113 |
- 9 |
Zillow last checked:
Listing updated:
Listed by:
Mary Kiessling 240-286-1915,
Home Towne Real Estate 8882252736,
Listing Team: The Towne Mahaffee Team, Co-Listing Team: The Towne Mahaffee Team,Co-Listing Agent: Kelly T Niland Mahaffee 443-975-1345,
Home Towne Real Estate
Source: Bright MLS,MLS#: MDCA2024372
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Exhaust Fan, Water Heater, Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 1,026
- Total interior livable area: 1,026 sqft
- Finished area above ground: 1,026
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 6,500 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501150952
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Aluminum Siding
- Foundation: Block
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Private Septic Tank
- Water: Well
Community & HOA
Community
- Subdivision: White Sands
HOA
- Has HOA: Yes
- HOA fee: $200 annually
- HOA name: WHITE SANDS CIVIC ASSOCIATION
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $302/sqft
- Tax assessed value: $197,033
- Annual tax amount: $2,536
- Date on market: 12/17/2025
- Listing agreement: Exclusive Right To Sell
- Listing terms: FHA,Rural Development,USDA Loan,VA Loan
- Ownership: Fee Simple
Estimated market value
$309,800
$294,000 - $325,000
$1,953/mo
Price history
| Date | Event | Price |
|---|---|---|
| 5/22/2026 | Price change | $309,900-1.6%$302/sqft |
Source:  Bright MLS #MDCA2024372 Report a problem | ||
| 4/14/2026 | Price change | $314,900-1.6%$307/sqft |
Source: Bright MLS #MDCA2024372 Report a problem | ||
| 12/17/2025 | Listed for sale | $319,900+16.3%$312/sqft |
Source: Bright MLS #MDCA2024372 Report a problem | ||
| 3/26/2024 | Sold | $275,000+5.8%$268/sqft |
Source: Bright MLS #MDCA2014674 Report a problem | ||
| 3/15/2024 | Pending sale | $260,000$253/sqft |
Source: Bright MLS #MDCA2014674 Report a problem | ||
| 2/26/2024 | Contingent | $260,000$253/sqft |
Source: Bright MLS #MDCA2014674 Report a problem | ||
| 2/22/2024 | Listed for sale | $260,000+30.7%$253/sqft |
Source: Bright MLS #MDCA2014674 Report a problem | ||
| 1/8/2021 | Listing removed | -- |
Source:  Bright MLS Report a problem | ||
| 11/7/2020 | Pending sale | $199,000$194/sqft |
Source: PAX Real Estate #MDCA179444 Report a problem | ||
| 11/1/2020 | Listed for sale | $199,000+110.6%$194/sqft |
Source: PAX Real Estate #MDCA179444 Report a problem | ||
| 7/6/2018 | Listing removed | $1,325$1/sqft |
Source: Owner Report a problem | ||
| 6/19/2018 | Listed for rent | $1,325$1/sqft |
Source: Owner Report a problem | ||
| 7/16/2013 | Sold | $94,500-0.4%$92/sqft |
Source: Public Record Report a problem | ||
| 6/5/2013 | Price change | $94,900-5%$92/sqft |
Source: MDC Realty #CA8001995 Report a problem | ||
| 3/29/2013 | Price change | $99,900-4.8%$97/sqft |
Source: MDC Realty #CA8001995 Report a problem | ||
| 2/26/2013 | Price change | $104,900-7.1%$102/sqft |
Source: MDC Realty #CA8001995 Report a problem | ||
| 1/24/2013 | Listed for sale | $112,900+34.2%$110/sqft |
Source: Classic Realty, Ltd. #CA7929855 Report a problem | ||
| 1/18/2013 | Sold | $84,150-29%$82/sqft |
Source: Public Record Report a problem | ||
| 12/22/2012 | Price change | $118,500-5.1%$115/sqft |
Source: Classic Realty, Ltd. #CA7929855 Report a problem | ||
| 11/21/2012 | Price change | $124,900-3.8%$122/sqft |
Source: Classic Realty, Ltd. #CA7929855 Report a problem | ||
| 10/20/2012 | Price change | $129,900-4.4%$127/sqft |
Source: Classic Realty, Ltd. #CA7929855 Report a problem | ||
| 9/19/2012 | Listed for sale | $135,900-33.7%$132/sqft |
Source: Classic Realty, Ltd. #CA7929855 Report a problem | ||
| 11/9/2005 | Sold | $205,000$200/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,126 +10.1% | $197,033 +10.1% |
| 2024 | $1,931 +15.5% | $178,967 +11.2% |
| 2023 | $1,672 +3.2% | $160,900 |
| 2022 | $1,620 +3.3% | $160,900 +6.6% |
| 2021 | $1,568 +2.9% | $150,900 +3.4% |
| 2020 | $1,523 +3.4% | $145,900 |
| 2019 | $1,473 +4.1% | $145,900 +8.1% |
| 2018 | $1,416 +2.8% | $134,967 +4.2% |
| 2017 | $1,378 -19.4% | $129,500 |
| 2016 | $1,709 | $129,500 |
| 2015 | $1,709 | $129,500 -10.8% |
| 2014 | $1,709 | $145,200 |
| 2013 | -- | $145,200 |
| 2012 | -- | $145,200 -13.9% |
| 2011 | -- | $168,630 |
| 2010 | -- | $168,630 |
| 2009 | -- | $168,630 -3% |
| 2008 | -- | $173,810 +19.2% |
| 2007 | -- | $145,870 +23.7% |
| 2006 | -- | $117,930 +31% |
| 2005 | -- | $89,990 +4.2% |
| 2004 | -- | $86,366 +4.4% |
| 2003 | -- | $82,743 +4.6% |
| 2002 | -- | $79,120 |
| 2001 | -- | $79,120 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 20657
Nearby schools
GreatSchools rating
- 5/10St Leonard Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 3/10Southern Middle SchoolGrades: 6-8Distance: 2 mi
- 6/10Calvert High SchoolGrades: 9-12Distance: 10.9 mi
Schools provided by the listing agent
- District: Calvert County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
- $341,900-- bd2 ba1.4k sqft728 Spruce Dr, Lusby, MD 20657Off Market
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A local agent can set up tours, give advice and negotiate with sellers.
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- Maryland
- Calvert County
- Lusby
- 20657
- 724 Spruce Dr
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