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Under contract
  • Price cut: $900 (4/30)
    $550,000

    7277 Cardinal St, Algonac, MI 48001

    3beds
    2,265sqft
    : 
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    Single Family Residence
    Built in 1995
    7,840 Square Feet Lot
    $567,000 Zestimate®
    $243/sqft
    $-- HOA

    What's special

    Waterfront Perfection – Truly A Must See! From the moment you arrive, it’s clear this brick canal home has been lovingly cared for and thoughtfully updated. Inside, durable life-proof flooring flows through the main living areas, freshly carpeted stairs add a welcoming touch, and both the full and half baths on the main floor were beautifully renovated in 2025—blending modern style with everyday convenience. The spacious primary suite offers a private retreat with a jetted tub and sauna, the perfect place to unwind and warm up after a classic Michigan winter day. Ample storage throughout, plus attic and dormer space and a spotless crawl space, ensure everything has its place. Step outside and the lifestyle truly begins. A deep, wide canal sets the stage for boating, relaxing, and entertaining with ease. Enjoy a 12-foot platform dock, 50-amp boat hoist to hold up 10k capacity, hot tub, and a dedicated gas line ready for grilling—ideal for summer gatherings or quiet evenings by the water. Peace of mind comes with solid major updates, including a 13-year roof, 8-year HVAC system, and a 200-amp electrical panel with a generator hook up. Best of all, there’s no HOA. This is more than a home—it’s a waterfront experience, meticulously maintained and ready for its next chapter. House was appraised November of 2025 for $600,000 you will instantly have equity. Make it yours and start creating memories on the water.
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    Zillow last checked:

    Listing updated:

    Listed by:

    Kelly A Smith 810-771-8540,

    Smith Street 810-771-8540

    Source: Realcomp II,MLS#: 20261030176MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      • Area: 224
      • Dimensions: 14 X 16
      Bedroom
      • Level: Second
      • Area: 130
      • Dimensions: 13 X 10
      Bedroom
      • Level: Entry
      • Area: 192
      • Dimensions: 16 X 12
      Primary bathroom
      • Level: Second
      • Area: 150
      • Dimensions: 15 X 10
      Other
      • Level: Entry
      • Area: 40
      • Dimensions: 8 X 5
      Other
      • Level: Entry
      • Area: 20
      • Dimensions: 5 X 4
      Heating
      • Electric, Forced Air, Natural Gas
      Cooling
      • Ceiling Fans, Central Air, Wall Units
      Appliances
      • Included: Dishwasher, Gas Cooktop
      Features
      • Has basement: No
      • Has fireplace: Yes
      • Fireplace features: Family Room
      Interior area
      • Total interior livable area: 2,265 sqft
      • Finished area above ground: 2,265

      Property

      Parking
      • Total spaces: 2
      • Parking features: Two Car Garage, Attached, Direct Access, Driveway, Electricityin Garage, Garage Door Opener, Garage Faces Side
      • Attached garage spaces: 2
      Features
      • Levels: One And One Half
      • Stories: 1.5
      • Entry location: GroundLevelwSteps
      • Exterior features: Balcony, Spa Hottub
      • Pool features: None
      • On waterfront: Yes
      • Waterfront features: Canal Front, Seawall
      • Body of water: Lake St. Clair
      Lot
      • Size: 7,840 Square Feet
      • Dimensions: 65 x 120
      Details
      • Parcel number: 74141990035000
      • Special conditions: Short Sale No,Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Other
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1995
      • Major remodel year: 2025

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Subdivision: BLUE WATER ISLES 2
      HOA
      • Has HOA: No
      Location
      • Region: Algonac

      Financial & listing details

      • Price per square foot: $243/sqft
      • Tax assessed value: $149,851
      • Annual tax amount: $5,051
      • Date on market: 4/30/2026
      • Cumulative days on market: 98 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,Usda Loan

        Estimated market value

        $567,000

        $539,000 - $595,000

        $2,063/mo

        Price history

        DateEventPrice
        5/11/2026Contingent$569,000$251/sqft
        Source: Realcomp II #20261030176 Report a problem
        4/30/2026Price change$569,000-0.2%$251/sqft
        Source: Realcomp II #20261030176 Report a problem
        4/23/2026Price change$569,900-0.9%$252/sqft
        Source: Realcomp II #20261006932 Report a problem
        3/2/2026Price change$575,000-1.7%$254/sqft
        Source: Realcomp II #20261006932 Report a problem
        2/21/2026Price change$585,000-1.7%$258/sqft
        Source: Realcomp II #20261006932 Report a problem
        2/6/2026Listed for sale$595,000+153.2%$263/sqft
        Source: Realcomp II #20261006932 Report a problem
        5/21/2013Sold$235,000$104/sqft
        Source: MiRealSource #31133505 Report a problem

        Public tax history

        Tax history is unavailable.

        Monthly payment

        Est. payment

          Payment breakdown

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          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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          Climate risks

          Neighborhood: 48001

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

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