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ActivePrice cut: $15.1K (8/25)
$399,900
4beds
2,236sqft

731 W 5th St, Saint Jacob, IL 62281

4beds
2,236sqft
Single family residence
Built in 2013
0.27 Acres
2 Attached garage spaces
$179 price/sqft
$17/mo HOA

What's special

Waterfront ranchTwo additional main-level bedroomsPeaceful viewsPrivate primary suiteSpacious family roomFilled with natural lightOverlooking the neighborhood lake

Perfectly positioned at the end of a quiet cul-de-sac in the highly desirable Meadows of St. Jacob, this beautifully maintained waterfront ranch offers the kind of setting buyers dream about but rarely find. Overlooking the neighborhood lake, this home blends timeless design, everyday functionality, and peaceful surroundings into a property that's as enjoyable inside as it is out. From the moment you arrive, you'll appreciate the pride of ownership, inviting curb appeal, and the tranquil atmosphere that makes this neighborhood so special. Inside, the thoughtfully designed open floor plan is filled with natural light, creating bright, welcoming spaces that effortlessly connect the kitchen, dining area, and living room. Whether hosting family for the holidays, entertaining friends, or simply enjoying a quiet evening at home, the layout was designed for the way people live today. The private primary suite offers a relaxing escape with its spacious ensuite bath and walk-in closet, while two additional main-level bedrooms provide flexibility for family, guests, or a dedicated home office. The finished daylight lower level expands the home's versatility with a spacious family room, fourth bedroom, full bath, and generous unfinished storage space. Large windows allow natural light to pour in, creating an inviting extension of the home that's ideal for movie nights, a recreation room, guest accommodations, a fitness area, or whatever best fits your lifestyle. The backyard is where this property truly separates itself. Imagine beginning each morning with coffee overlooking the shimmering water, spending afternoons fishing from your own backyard, watching wildlife pass by, or ending the day with breathtaking sunsets reflecting across the lake. The elevated deck offers the perfect place to gather with friends, fire up the grill, or simply unwind while taking in the peaceful views. It's a setting that encourages you to slow down, step outside, and enjoy every season. Located within the award-winning Triad School District and just a short drive to Edwardsville, Scott Air Force Base, and downtown St. Louis, this home offers the perfect balance of quiet small-town living with convenient access to everything the Metro East has to offer. Waterfront opportunities in established neighborhoods like this are exceptionally limited, making 731 W. 5th Street more than just a home—it's a chance to embrace a lifestyle defined by comfort, community, and the simple luxury of waking up to the water every day.

21 days
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2,938
|
71
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Likely to sell faster than

Source: MARIS,MLS#: 26048228MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS
Travel times

Living Room

Kitchen

Primary Bedroom

Zillow last checked:

Listing updated:

Listed by:

Christopher M Kelly 314-445-7436,

Real Broker LLC

Source: MARIS,MLS#: 26048228MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3
Heating
  • Forced Air, Natural Gas
Cooling
  • Central Air, Electric
Appliances
  • Included: Stainless Steel Appliance(s), Dishwasher, Microwave, Electric Oven, Electric Range, Refrigerator
  • Laundry: Main Level
Features
  • Breakfast Bar, Breakfast Room, Double Vanity, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Pantry
  • Doors: Panel Door(s)
  • Basement: Partially Finished,Full,Sleeping Area,Storage Space
  • Number of fireplaces: 1
  • Fireplace features: Electric, Family Room
Interior area
  • Total structure area: 2,236
  • Total interior livable area: 2,236 sqft
  • Finished area above ground: 1,596
  • Finished area below ground: 640
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Attached
  • Attached garage spaces: 2
Features
  • Levels: One
  • Patio & porch: Deck, Patio
  • Exterior features: Dock
  • Fencing: None
  • Has view: Yes
  • View description: Lake
  • Water view: Lake
  • Waterfront features: Lake
Lot
  • Size: 0.27 Acres
  • Features: Cul-De-Sac
Details
  • Parcel number: 052230918301034
  • Special conditions: Standard

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subtype: Single Family Residence
Materials
  • Stone Veneer, Vinyl Siding
  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
Condition
  • Year built: 2013

Utilities & green energy

  • Electric: Single Phase
  • Sewer: Public Sewer
  • Water: Public

Community & HOA

Community
  • Subdivision: Meadows/St Jacob
HOA
  • Has HOA: No
  • Amenities included: Lake
  • HOA fee: $200 annually
Location
  • Region: Saint Jacob

Financial & listing details

  • Price per square foot: $179/sqft
  • Tax assessed value: $286,410
  • Annual tax amount: $7,083
  • Date on market: 8/5/2026
  • Cumulative days on market: 21 days
  • Listing terms: Cash,Conventional,FHA,VA Loan
  • Ownership: Private

Price history

DateEventPrice
8/25/2026Price change$399,900-3.6%$179/sqft
Source: MARIS #26048228 Report a problem
8/5/2026Listed for sale$415,000+64.4%$186/sqft
Source: MARIS #26048228 Report a problem
8/24/2020Sold$252,500-2.9%$113/sqft
Source: MARIS #20048633 Report a problem
7/9/2020Pending sale$260,000$116/sqft
Source: Re/Max Alliance #20048633 Report a problem
7/9/2020Listed for sale$260,000+38.3%$116/sqft
Source: Re/Max Alliance #20048633 Report a problem
3/12/2013Sold$188,000-1%$84/sqft
Source: Public Record Report a problem
9/27/2012Listed for sale$189,900$85/sqft
Source: RE MAX Alliance #4112324 Report a problem

Public tax history

YearProperty taxesTax assessment
2024$6,478 +9.2%$95,470 +12.4%
2023$5,930 +5%$84,960 +8.5%
2022$5,646 +6.3%$78,330 +9.3%
2021$5,310 +0.2%$71,640 +2%
2020$5,302 +5%$70,240 +6.3%
2019$5,048 $66,050 +9.2%
2018-- $60,500
2017$4,793 +8.9%$60,500 +2.9%
2016$4,400 $58,780 +2.5%
2015$4,400 $57,340
2014$4,400 $57,340 -2.4%
2013$4,400 $58,780

Find assessor info on the county website

Monthly payment

Est. payment
$2,705/mo
Principal & interest
$2065
Property taxes
$623
HOA Fees
$17
More affordability toolsChevron Right

Estimated market value

$391,200

$372,000 - $411,000

$2,646/mo

Climate risks

Explore flood, wildfire, and other predictive climate risk information for this property on First Street®️.

Neighborhood: 62281

Nearby schools

St Jacob Elementary School
Grades PK-50.3 miles
8/10
GreatSchools® Rating
Test Score Rating
9/10
Student Progress Rating
7/10
Triad Middle School
Grades 6-82.3 miles
7/10
GreatSchools® Rating
Test Score Rating
8/10
Student Progress Rating
5/10
Triad High School
Grades 9-124.2 miles
9/10
GreatSchools® Rating
College Readiness Rating
9/10