Nestled in Covington's historic Licking Riverside district, 732 Garrard Street blends modern comfort with timeless charm. This four-bedroom, four-bath home offers nearly 2,500 square feet of open, light-filled living. The main level flows seamlessly from the spacious kitchen and dining area to a bright living room ideal for entertaining. Upstairs, the primary suite features a private deck and spa-style bath, while additional bedrooms offer flexibility for guests or office space. Efficiency upgrades include all-new luxury Pella windows, enhanced insulation, split HVAC systems, and a tankless water heater. Outdoor living shines with dual decks, covered parking, and a generous fenced lot—rare for this walkable neighborhood. Moments from MainStrasse, the riverfront, and downtown Cincinnati, this home combines luxury, efficiency, and location in perfect balance.
Sold for $650,000
$650,000
732 Garrard St, Covington, KY 41011
4beds
2,365sqft
Single Family Residence, Residential
Built in ----
9,583.2 Square Feet Lot
$661,200 Zestimate®
$275/sqft
$2,578 Estimated rent
Home value
$661,200
$602,000 - $727,000
$2,578/mo
Zestimate® history
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List your homeWhat's special
Timeless charmModern comfortSpa-style bathDining areaGenerous fenced lotSpacious kitchenCovered parking
Zillow last checked:
Listing updated:
Listed by:
Ana Williams 859-443-1117,
eXp Realty, LLC
Bought with:
Nicole Rankin, 270887
Coldwell Banker Realty FM
Source: NKMLS,MLS#: 637048
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 156.51
- Dimensions: 14.1 x 11.1
Bedroom 2
- Level: Second
- Area: 102.11
- Dimensions: 10.11 x 10.1
Bedroom 3
- Level: Second
- Area: 154.5
- Dimensions: 15 x 10.3
Bedroom 4
- Level: Third
- Area: 230.88
- Dimensions: 14.8 x 15.6
Bathroom 2
- Level: First
- Area: 22.56
- Dimensions: 4.8 x 4.7
Bathroom 3
- Level: Second
- Area: 48.27
- Dimensions: 7.9 x 6.11
Bathroom 4
- Level: Third
- Area: 37.31
- Dimensions: 9.1 x 4.1
Dining room
- Level: First
- Area: 108.15
- Dimensions: 10.3 x 10.5
Kitchen
- Level: First
- Area: 317.68
- Dimensions: 15.2 x 20.9
Laundry
- Level: Second
- Area: 31.62
- Dimensions: 6.2 x 5.1
Living room
- Level: First
- Area: 466.44
- Dimensions: 16.9 x 27.6
Other
- Description: Patio
- Features: See Remarks
- Level: First
- Area: 87.15
- Dimensions: 8.3 x 10.5
Primary bath
- Level: Second
- Area: 70.98
- Dimensions: 9.1 x 7.8
Heating
- Heat Pump, Forced Air, Electric
Cooling
- Central Air
Appliances
- Included: Stainless Steel Appliance(s), Gas Range, Refrigerator
Interior area
- Total structure area: 2,365
- Total interior livable area: 2,365 sqft
Property
Parking
- Total spaces: 2
- Parking features: Off Street
- Garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
Lot
- Size: 9,583 sqft
- Dimensions: 24 x 190
Details
- Parcel number: 0542327003.00
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other,Historic
- Property subtype: Single Family Residence, Residential
Materials
- Brick, Wood Siding
- Foundation: Stone
- Roof: Asphalt,Shingle
Condition
- Existing Structure
- New construction: No
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Natural Gas Available
Community & neighborhood
Location
- Region: Covington
Price history
| Date | Event | Price |
|---|---|---|
| 3/5/2026 | Sold | $650,000-4.4%$275/sqft |
Source:  NKMLS #637048 Report a problem | ||
| 1/19/2026 | Pending sale | $680,000$288/sqft |
Source: NKMLS #637048 Report a problem | ||
| 12/15/2025 | Price change | $680,000-2.7%$288/sqft |
Source: NKMLS #637048 Report a problem | ||
| 11/4/2025 | Price change | $699,000-3.6%$296/sqft |
Source: NKMLS #637048 Report a problem | ||
| 10/10/2025 | Listed for sale | $725,000-3.3%$307/sqft |
Source: NKMLS #637048 Report a problem | ||
| 10/9/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 9/5/2025 | Listed for sale | $749,900+399.9%$317/sqft |
Source: Owner Report a problem | ||
| 9/30/2024 | Sold | $150,000+172.7%$63/sqft |
Source: Public Record Report a problem | ||
| 3/19/2019 | Sold | $55,000+85.2%$23/sqft |
Source: Public Record Report a problem | ||
| 3/30/2015 | Sold | $29,700+56.3%$13/sqft |
Source: Public Record Report a problem | ||
| 5/15/2014 | Sold | $19,000-4.5%$8/sqft |
Source: Public Record Report a problem | ||
| 4/12/2014 | Price change | $19,900-61%$8/sqft |
Source: Coldwell Banker West Shell - Northern Kentucky #429807 Report a problem | ||
| 1/9/2014 | Listed for sale | $51,000+45.7%$22/sqft |
Source: Coldwell Banker West Shell - Northern Kentucky #427069 Report a problem | ||
| 10/10/2013 | Listing removed | $35,000$15/sqft |
Source: Huff Realty - Ft. Mitchell #401793 Report a problem | ||
| 10/6/2012 | Listed for sale | $35,000$15/sqft |
Source: Huff Realty - Ft. Mitchell #401793 Report a problem | ||
| 8/22/2012 | Listing removed | $35,000$15/sqft |
Source: Huff Realty - Ft. Mitchell #401793 Report a problem | ||
| 7/28/2012 | Price change | $35,000-12.5%$15/sqft |
Source: HUFF Realty, LLC #401793 Report a problem | ||
| 6/21/2012 | Price change | $40,000-49.9%$17/sqft |
Source: HUFF Realty, LLC #401793 Report a problem | ||
| 6/15/2012 | Listed for sale | $79,900$34/sqft |
Source: HUFF Realty, LLC #401793 Report a problem | ||
| 4/11/2012 | Listing removed | $79,900$34/sqft |
Source: HUFF Realty, LLC #401793 Report a problem | ||
| 2/16/2012 | Price change | $79,900-11.1%$34/sqft |
Source: Huff Realty - Ft. Mitchell #401793 Report a problem | ||
| 10/11/2011 | Listed for sale | $89,900-52.7%$38/sqft |
Source: HUFF Realty, LLC #401793 Report a problem | ||
| 3/24/2011 | Listing removed | $189,900$80/sqft |
Source: Owner Report a problem | ||
| 11/10/2008 | Listed for sale | $189,900+106.4%$80/sqft |
Source: Owner Report a problem | ||
| 1/7/1997 | Sold | $92,000$39/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,447 -1.3% | $110,000 |
| 2023 | $1,465 +0.8% | $110,000 |
| 2022 | $1,453 +73.2% | $110,000 +100% |
| 2021 | $839 -32.4% | $55,000 |
| 2020 | $1,242 | $55,000 |
| 2019 | $1,242 -29.6% | $55,000 -50% |
| 2018 | $1,766 | $110,000 +270.4% |
| 2017 | $1,766 +260.7% | $29,700 |
| 2015 | $489 | $29,700 -76.2% |
| 2014 | $489 -80.7% | $125,000 |
| 2013 | $2,539 | $125,000 |
| 2012 | -- | $125,000 |
| 2011 | -- | $125,000 |
| 2010 | -- | $125,000 |
| 2009 | -- | $125,000 |
| 2008 | -- | $125,000 |
| 2007 | -- | $125,000 |
| 2006 | -- | $125,000 +13.6% |
| 2005 | -- | $110,000 |
| 2004 | -- | $110,000 |
| 2003 | -- | $110,000 |
| 2002 | -- | $110,000 +19.6% |
| 2001 | -- | $92,000 |
| 2000 | -- | $92,000 |
Find assessor info on the county website
Neighborhood: 41011
Nearby schools
GreatSchools rating
- 7/10John G Carlisle Elementary SchoolGrades: K-5Distance: 0.6 mi
- 3/10Holmes Middle SchoolGrades: 6-8Distance: 1.5 mi
- 1/10Holmes High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$661,200
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Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$661,200
- Kentucky
- Kenton County
- Covington
- 41011
- 732 Garrard St
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