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Active
    • Price cut: $10K (7/2)
    $315,000

    738 Jefferson Dr, Palmyra, VA 22963

    3beds
    1,352sqft
    : 
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    Single Family Residence
    Built in 2004
    0.54 Acres Lot
    $312,500 Zestimate®
    $233/sqft
    $125/mo HOA

    What's special

    Seasonal cove viewsNewer heat pumpOne-level livingAbundant storageFull unfinished basement
    Opportunity awaits at Lake Monticello with this 3-bedroom, 2-bath ranch offering solid potential and a functional layout ready for your vision. Enjoy seasonal cove views and the convenience of one-level living, plus peace of mind with a newer heat pump and hot water heater already in place. Owner is offering a $5,000 credit at closing to help with updating the flooring. The full unfinished basement offers abundant storage or future expansion possibilities with roughed-in plumbing for an additional bath. This home needs TLC and is being sold as-is, making it an excellent opportunity for investors, renovators, or buyers looking to build equity. Located in the amenity-filled Lake Monticello community with access to lake activities, golf, beaches, parks, and more — bring your ideas and transform this property into something special!
    55 days
    |
    589
    |
    25
    |

    Likely to sell faster than

    Zillow last checked:

    Listing updated:

    Listed by:

    GERRI RUSSELL 434-531-9581,

    HOWARD HANNA ROY WHEELER REALTY CO.- CHARLOTTESVILLE 434-951-5155

    Source: CAAR,MLS#: 677577MLS LogoOriginating MLS: Charlottesville Area Association of Realtors

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Rooms
      • Room types: Bathroom, Bedroom, Full Bath, Kitchen, Living Room
      Primary bedroom
      • Level: First
      Bedroom
      • Level: First
      Primary bathroom
      • Level: First
      Bathroom
      • Level: First
      Kitchen
      • Level: First
      Living room
      • Level: First
      Heating
      • Central, Heat Pump
      Cooling
      • Heat Pump
      Appliances
      • Included: Dishwasher, Electric Range, Microwave, Dryer, Washer
      • Laundry: Washer Hookup, Dryer Hookup
      Features
      • Primary Downstairs
      • Flooring: Carpet, Vinyl
      • Basement: Exterior Entry,Full,Interior Entry,Unfinished
      • Has fireplace: Yes
      • Fireplace features: Gas Log
      Interior area
      • Total structure area: 2,704
      • Total interior livable area: 1,352 sqft
      • Finished area above ground: 1,352
      • Finished area below ground: 0

      Property

      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Front Porch, Porch
      Lot
      • Size: 0.54 Acres
      Details
      • Parcel number: 221
      • Zoning description: R Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Stick Built, Vinyl Siding
      • Foundation: Block
      • Roof: Composition,Shingle
      Condition
      • New construction: No
      • Year built: 2004

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Community/Coop
      • Utilities for property: Cable Available, High Speed Internet Available

      Community & HOA

      Community
      • Subdivision: LAKE MONTICELLO
      HOA
      • Has HOA: Yes
      • Amenities included: Beach Rights, Clubhouse, Golf Course, Water
      • HOA fee: $1,494 annually
      Location
      • Region: Palmyra

      Financial & listing details

      • Price per square foot: $233/sqft
      • Tax assessed value: $211,200
      • Annual tax amount: $2,011
      • Date on market: 5/26/2026
      • Cumulative days on market: 55 days
      GERRI RUSSELL

      GERRI RUSSELL

      (434) 531-9581

      By pressing Contact Agent, you agree that the real estate professional identified above may call/text you about your search, which may involve use of automated means and pre-recorded/artificial voices. You don't need to consent as a condition of buying any property, goods, or services. Message/data rates may apply. You also agree to our Terms of Use. Zillow does not endorse any real estate professionals. We may share information about your recent and future site activity with your agent to help them understand what you're looking for in a home.

        Estimated market value

        $312,500

        $297,000 - $328,000

        $2,052/mo

        Price history

        DateEventPrice
        7/2/2026Price change$315,000-3.1%$233/sqft
        Source: CAAR #677577 Report a problem
        5/26/2026Listed for sale$325,000+47.8%$240/sqft
        Source: CAAR #677577 Report a problem
        11/21/2006Sold$219,900+45.6%$163/sqft
        Source: Public Record Report a problem
        2/18/2004Sold$151,000$112/sqft
        Source: Agent Provided Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,783 $211,200
        2023$1,783 $211,200 +18.3%
        2022-- $178,500
        2021-- $178,500
        2020-- $178,500 +15.2%
        2018$1,345 $155,000
        2017$1,345 $155,000 -1.1%
        2016$1,345 $156,800
        2015$1,345 +10.7%$156,800 +2.6%
        2014$1,215 -7.1%$152,800
        2013$1,307 $152,800 -33.4%
        2012-- $229,300
        2011$1,238 $229,300
        2010-- $229,300
        2009-- $229,300
        2008-- $229,300
        2007-- $229,300 +25.4%
        2006-- $182,800
        2005-- $182,800 +47.1%
        2004-- $124,300 +787.9%
        2003-- $14,000
        2002-- $14,000 +55.6%
        2001$64 $9,000
        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 22963

        Getting around

        2 / 100
        Car-Dependent
        1 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Central (Fluvanna)
        • Middle: Fluvanna
        • High: Fluvanna

        Source: CAAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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