This beautifully updated 3-bedroom, 2.2-bath townhome offers the perfect blend of comfort, style, and location. Light-filled living and dining areas flow seamlessly into the remodeled kitchen (2022), featuring new cabinetry, granite countertops, stainless steel appliances, and a cozy fireplace. Step outside to a new composite deck with serene views of landscaped HOA-maintained green space-perfect for morning coffee or evening relaxation. Hardwood floors span the main and upper levels, enhancing the home's warmth. The spacious primary suite boasts a walk-in closet and a stylishly updated en-suite bath (2020). Two additional bedrooms share an updated full hall bath, making it ideal for family or guests. The finished walkout lower level expands your living space with a wet bar, half bath, laundry/storage area, and access to a second private deck. A guest powder room on the main level, a two-car garage, and countless thoughtful updates-including newer Andersen windows, lighting and fixtures, HVAC and water heater (2019), and garbage disposal (2023)-make this home truly turnkey. Enjoy maintenance-free living with community amenities including a pool and clubhouse, all just minutes from downtown Geneva, St. Charles, and the scenic Fox River.
Closed
$375,000
74 White Oak Cir, St Charles, IL 60174
3beds
1,588sqft
Townhouse, Single Family Residence
Built in 1976
-- sqft lot
$420,600 Zestimate®
$236/sqft
$2,912 Estimated rent
Home value
$420,600
$395,000 - $446,000
$2,912/mo
Zestimate® history
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List your homeWhat's special
Cozy fireplaceNew composite deckWet barTwo-car garageRemodeled kitchenFinished walkout lower levelStylishly updated en-suite bath
Zillow last checked:
Listing updated:
Listed by:
Martha Harrison 630-418-2466,
@properties Christie's International Real Estate
Bought with:
Jeffrey Jordan
RE/MAX All Pro - St Charles
Source: MRED as distributed by MLS GRID,MLS#: 12412595
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 2
- 1/2 bathrooms: 2
Rooms
- Room types: Breakfast Room, Foyer
Primary bedroom
- Features: Flooring (Hardwood), Bathroom (Full)
- Level: Second
- Area: 176 Square Feet
- Dimensions: 11X16
Bedroom 2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 143 Square Feet
- Dimensions: 13X11
Bedroom 3
- Features: Flooring (Hardwood)
- Level: Second
- Area: 121 Square Feet
- Dimensions: 11X11
Bar entertainment
- Features: Flooring (Ceramic Tile)
- Level: Basement
- Area: 99 Square Feet
- Dimensions: 11X9
Breakfast room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12X11
Dining room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11X10
Family room
- Features: Flooring (Carpet)
- Level: Basement
- Area: 322 Square Feet
- Dimensions: 23X14
Foyer
- Features: Flooring (Ceramic Tile)
- Level: Main
- Area: 48 Square Feet
- Dimensions: 8X6
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space), Flooring (Hardwood)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Laundry
- Features: Flooring (Other)
- Level: Basement
- Area: 242 Square Feet
- Dimensions: 22X11
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 240 Square Feet
- Dimensions: 16X15
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator
Features
- Wet Bar, Storage, Walk-In Closet(s)
- Flooring: Hardwood
- Basement: Finished,Exterior Entry,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas Starter, Other
Interior area
- Total structure area: 0
- Total interior livable area: 1,588 sqft
Property
Parking
- Total spaces: 4
- Parking features: Asphalt, Garage Door Opener, On Site, Garage Owned, Detached, Owned, Garage
- Garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Features
- Patio & porch: Deck, Patio
Lot
- Dimensions: 22X87X24X87
- Features: Common Grounds, Mature Trees
Details
- Parcel number: 0934451149
- Special conditions: None
Construction
Type & style
- Home type: Townhouse
- Property subtype: Townhouse, Single Family Residence
Materials
- Cedar, Stucco, Stone
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1976
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Subdivision: The Oaks
HOA
- Has HOA: Yes
- Amenities included: Party Room, Sundeck, Pool
- Services included: Parking, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
- HOA fee: $425 monthly
Location
- Region: St Charles
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $287,397
- Annual tax amount: $5,923
- Date on market: 7/10/2025
- Listing terms: Conventional
- Ownership: Fee Simple w/ HO Assn.
Price history
| Date | Event | Price |
|---|---|---|
| 8/22/2025 | Sold | $375,000$236/sqft |
Source:  MRED as distributed by MLS GRID #12412595 Report a problem | ||
| 8/12/2025 | Pending sale | $375,000$236/sqft |
Source: MRED as distributed by MLS GRID #12412595 Report a problem | ||
| 7/14/2025 | Contingent | $375,000$236/sqft |
Source: MRED as distributed by MLS GRID #12412595 Report a problem | ||
| 7/10/2025 | Listed for sale | $375,000+53.1%$236/sqft |
Source: MRED as distributed by MLS GRID #12412595 Report a problem | ||
| 9/25/2020 | Sold | $245,000-2%$154/sqft |
Source: MRED as distributed by MLS GRID #10812947 Report a problem | ||
| 8/12/2020 | Pending sale | $249,900$157/sqft |
Source: J.W. Reedy Realty #10812947 Report a problem | ||
| 8/3/2020 | Price change | $249,900-2%$157/sqft |
Source: J.W. Reedy Realty #10812947 Report a problem | ||
| 7/23/2020 | Listed for sale | $255,000+10.9%$161/sqft |
Source: J.W. Reedy Realty #10812947 Report a problem | ||
| 10/14/2016 | Sold | $230,000-2.1%$145/sqft |
Source: Public Record Report a problem | ||
| 8/21/2016 | Pending sale | $235,000$148/sqft |
Source: Coldwell Banker Residential Brokerage - St Charles #09265390 Report a problem | ||
| 8/1/2016 | Price change | $235,000-1.1%$148/sqft |
Source: Coldwell Banker Residential Brokerage - St Charles #09265390 Report a problem | ||
| 7/21/2016 | Price change | $237,500-2.1%$150/sqft |
Source: Coldwell Banker Residential Brokerage - St Charles #09265390 Report a problem | ||
| 7/6/2016 | Price change | $242,500-3%$153/sqft |
Source: Coldwell Banker Residential Brokerage - St Charles #09265390 Report a problem | ||
| 6/22/2016 | Listed for sale | $250,000$157/sqft |
Source: Coldwell Banker Residential Brokerage - St Charles #09265390 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,924 +6.1% | $95,799 +11.7% |
| 2023 | $5,582 +5.4% | $85,741 +11.9% |
| 2022 | $5,298 +4.7% | $76,612 +4.9% |
| 2021 | $5,059 -6.4% | $73,027 +1.9% |
| 2020 | $5,404 +1.9% | $71,665 +2% |
| 2019 | $5,303 +7.6% | $70,246 +7.4% |
| 2018 | $4,930 +2.9% | $65,433 +3.5% |
| 2017 | $4,792 -3.4% | $63,196 +16.3% |
| 2016 | $4,963 | $54,332 +2.6% |
| 2015 | -- | $52,964 +3.7% |
| 2014 | -- | $51,050 -2.8% |
| 2013 | -- | $52,507 -4.5% |
| 2012 | -- | $54,982 -6.3% |
| 2011 | -- | $58,676 -7.5% |
| 2010 | -- | $63,431 -6.1% |
| 2009 | -- | $67,524 -4.5% |
| 2008 | -- | $70,739 -2.4% |
| 2007 | -- | $72,503 +4.9% |
| 2006 | -- | $69,120 +12% |
| 2005 | -- | $61,702 +3.3% |
| 2004 | -- | $59,706 +3.1% |
| 2003 | -- | $57,933 +3.6% |
| 2002 | -- | $55,938 +7.7% |
| 2001 | -- | $51,928 -2.6% |
| 2000 | -- | $53,309 |
Find assessor info on the county website
Neighborhood: 60174
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Nearby schools
GreatSchools rating
- 9/10Davis Primary SchoolGrades: K-5Distance: 0.7 mi
- 7/10Thompson Middle SchoolGrades: 6-8Distance: 1.1 mi
- 7/10St Charles East High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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Estimated market value
$420,600
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Estimated market value
$420,600
- Illinois
- Kane County
- Saint Charles
- 60174
- 74 White Oak Cir
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