Cozy home on corner lot in Spruce Pine available with Owner Financing Front and back porch with yard. Fireplace and monitor heater for heat.
Owner Financing $99,900 price with $9,800 down, $643.89 principal and interest monthly plus $32.07 taxes. Buyer is responsible to get homeowners insurance policy. Closing costs are $2,250.
Sold for $95,000
Street View
$95,000
75 Elm St, Spruce Pine, NC 28777
2beds
970sqft
SingleFamily
Built in 1936
10,454 Square Feet Lot
$121,200 Zestimate®
$98/sqft
$1,570 Estimated rent
Home value
$121,200
$99,000 - $148,000
$1,570/mo
Zestimate® history
Owner options
List your home for rent
$1,570/mo
Rent Zestimate®
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$1,570/mo
Rent Zestimate®
Refinance and save
$441/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
$441/mo
Est. payment
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List your homeWhat's special
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Appliances
- Included: Dryer, Washer
- Laundry: In Unit
Features
- Flooring: Softwood, Carpet, Linoleum / Vinyl
- Basement: None
- Has fireplace: Yes
Interior area
- Total interior livable area: 970 sqft
Property
Parking
- Total spaces: 3
- Parking features: Off-street
Features
- Exterior features: Wood
Lot
- Size: 10,454 Square Feet
Details
- Parcel number: 089014336356
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Metal
Condition
- Year built: 1936
Community & HOA
Location
- Region: Spruce Pine
Financial & listing details
- Price per square foot: $98/sqft
- Tax assessed value: $45,800
- Annual tax amount: $256
Price history
| Date | Event | Price |
|---|---|---|
| 6/16/2026 | Sold | $95,000-4.9%$98/sqft |
Source: Public Record Report a problem | ||
| 3/23/2021 | Sold | $99,900$103/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $256 | $45,800 |
| 2024 | $256 | $45,800 |
| 2023 | $256 | $45,800 |
| 2022 | $256 +25.3% | $45,800 +29.7% |
| 2021 | $205 | $35,300 |
| 2020 | $205 | $35,300 |
| 2019 | $205 | $35,300 |
| 2018 | $205 +2.3% | $35,300 +2.3% |
| 2017 | $200 +9.4% | $34,500 |
| 2016 | $183 | $34,500 |
| 2015 | $183 | $34,500 |
| 2014 | $183 +27% | $34,500 -4.2% |
| 2013 | $144 | $36,000 |
| 2012 | $144 | $36,000 |
| 2011 | $144 | $36,000 |
| 2010 | -- | $36,000 |
Find assessor info on the county website
Neighborhood: 28777
Nearby homes
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Nearby schools
GreatSchools rating
- NAGreenlee PrimaryGrades: PK-2Distance: 2.5 mi
- 1/10Harris MiddleGrades: 6-8Distance: 1.5 mi
- 8/10Mayland Early CollegeGrades: 9-12Distance: 2.7 mi
Get a cash offer in 3 minutes
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Estimated market value
$121,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$121,200
