Newly built in 2024, this 3-bedroom, 2.5-bath home offers approximately 2,200 square feet of well-designed living space, blending warm, rustic character with clean, modern finishes. Set on a level, golf front lot on Hole 11 of the Lodestone Golf Course atop Wisp Resort with a private backyard facing the course. Inside, vaulted beam ceilings and a fireplace anchor the open-concept living space, creating a comfortable, spacious feel, while the sunroom just off the main area offers flexible use as an office, hangout space, or additional sleeping area for guests, complete with its own fireplace. The kitchen features an Amish-crafted island, quality cabinetry, and stainless appliances, paired with natural wood tones and fresh, updated finishes throughout, including a copper sprinkler system and whole house humidifier. The main-level primary suite includes a walk-in closet, double vanities, and a tiled walk-in shower. A mudroom entry off the oversized 30x30 attached two-car garage and a separate laundry room with added counter space keep things practical. Upstairs, a loft provides extra living or workspace. Additional features include a finished, air-conditioned crawl space with a cement floor, generator hookup, and a back porch already set up for a hot tub or generator. Outdoor spaces also include a covered side porch, ideal for taking in the quiet setting after a day at Deep Creek Lake or on the course, along with HOA access to a lakeside park on Marsh Hill Road with a pavilion and bathroom. Offered furnished with quality Amish-built pieces throughout, this well-maintained, move-in ready home offers a strong combination of space, style, and location.
For sale
Price cut: $14.1K (6/14)
$884,900
75 Fern Loop Dr, McHenry, MD 21541
3beds
2,912sqft
Single Family Residence
Built in 2024
0.65 Acres Lot
$858,000 Zestimate®
$304/sqft
$77/mo HOA
What's special
Vaulted beam ceilingsStainless appliancesQuality cabinetry
- 45 days |
- 814 |
- 33 |
Zillow last checked:
Listing updated:
Listed by:
Kelsey Meyers 814-279-8338,
Railey Realty, Inc. 301-387-2000,
Co-Listing Agent: Amy Skipper 301-501-1532,
Railey Realty, Inc.
Source: Bright MLS,MLS#: MDGA2011750
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Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Rooms
- Room types: Living Room, Dining Room, Bedroom 2, Bedroom 3, Kitchen, Foyer, Bedroom 1, Laundry, Loft, Bathroom 1, Bonus Room, Full Bath, Half Bath
Bedroom 1
- Features: Flooring - Luxury Vinyl Plank, Ceiling Fan(s), Walk-In Closet(s)
- Level: Main
Bedroom 2
- Features: Ceiling Fan(s), Cathedral/Vaulted Ceiling, Flooring - Wood
- Level: Upper
Bedroom 3
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s)
- Level: Upper
Bathroom 1
- Features: Bathroom - Walk-In Shower, Double Sink, Flooring - Ceramic Tile
- Level: Main
Bonus room
- Features: Flooring - Luxury Vinyl Plank, Cathedral/Vaulted Ceiling, Fireplace - Gas
- Level: Main
Dining room
- Features: Cathedral/Vaulted Ceiling, Living/Dining Room Combo, Flooring - Luxury Vinyl Plank
- Level: Main
Foyer
- Features: Countertop(s) - Ceramic, Recessed Lighting
- Level: Main
Other
- Features: Cathedral/Vaulted Ceiling, Flooring - Ceramic Tile
- Level: Upper
Half bath
- Features: Flooring - Luxury Vinyl Plank
- Level: Main
Kitchen
- Features: Kitchen Island, Eat-in Kitchen, Lighting - Pendants, Cathedral/Vaulted Ceiling, Flooring - Luxury Vinyl Plank, Living/Dining Room Combo
- Level: Main
Laundry
- Features: Flooring - Ceramic Tile
- Level: Main
Living room
- Features: Cathedral/Vaulted Ceiling, Living/Dining Room Combo, Fireplace - Gas
- Level: Main
Loft
- Features: Flooring - Wood, Cathedral/Vaulted Ceiling
- Level: Upper
Heating
- Other, Propane
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Stainless Steel Appliance(s), Dryer, Dishwasher, Exhaust Fan, Microwave, Oven/Range - Electric, Washer, Refrigerator, Electric Water Heater
- Laundry: Main Level, Laundry Room
Features
- Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Combination Kitchen/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Open Floorplan, Eat-in Kitchen, Kitchen Island, Primary Bath(s), Recessed Lighting, Walk-In Closet(s), Bar, Wine Storage, Other, Wood Walls, Wood Ceilings, High Ceilings, Cathedral Ceiling(s), Beamed Ceilings, Vaulted Ceiling(s)
- Flooring: Wood, Ceramic Tile, Hardwood
- Has basement: No
- Number of fireplaces: 2
- Fireplace features: Gas/Propane
Interior area
- Total structure area: 2,912
- Total interior livable area: 2,912 sqft
- Finished area above ground: 2,912
- Finished area below ground: 0
Property
Parking
- Total spaces: 8
- Parking features: Garage Faces Front, Storage, Inside Entrance, Oversized, Driveway, Private, Attached, Off Street
- Attached garage spaces: 2
- Uncovered spaces: 6
- Details: Garage Sqft: 900
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Barbecue, Lighting, Flood Lights, Other
- Pool features: None
- Has view: Yes
- View description: Golf Course, Trees/Woods
Lot
- Size: 0.65 Acres
- Features: Level, Backs to Trees, Mountain
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218085275
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cabin/Lodge
- Property subtype: Single Family Residence
Materials
- Log
- Foundation: Crawl Space
Condition
- Very Good,Excellent
- New construction: No
- Year built: 2024
Utilities & green energy
- Electric: Underground
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Fire Sprinkler System
- Subdivision: Sandy Shores Heights
HOA
- Has HOA: Yes
- Services included: Snow Removal, Trash, Road Maintenance, Other
- HOA fee: $925 annually
- HOA name: SHARON FRANTZ
Location
- Region: Mchenry
Financial & listing details
- Price per square foot: $304/sqft
- Tax assessed value: $834,667
- Annual tax amount: $9,290
- Date on market: 5/15/2026
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$858,000
$815,000 - $901,000
$3,507/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/14/2026 | Price change | $884,900-1.6%$304/sqft |
Source: | ||
| 5/15/2026 | Listed for sale | $899,000+649.2%$309/sqft |
Source: | ||
| 8/10/2021 | Sold | $120,000-59.9%$41/sqft |
Source: Public Record Report a problem | ||
| 10/18/2006 | Sold | $299,000$103/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $10,521 +885.6% | $820,700 +797.9% |
| 2024 | $1,068 +0.3% | $91,400 +0.3% |
| 2023 | $1,064 +0.3% | $91,100 +0.3% |
| 2022 | $1,061 | $90,800 |
| 2021 | $1,061 | $90,800 |
| 2020 | $1,061 | $90,800 |
| 2019 | $1,061 +6% | $90,800 |
| 2018 | $1,001 0% | $90,800 |
| 2017 | $1,001 | $90,800 |
| 2016 | -- | $90,800 |
| 2015 | -- | $90,800 |
| 2014 | -- | $90,800 -42.2% |
| 2013 | -- | $157,000 |
| 2012 | -- | $157,000 |
| 2011 | -- | $157,000 0% |
| 2010 | -- | $157,010 +2.2% |
| 2009 | -- | $153,676 +2.2% |
| 2008 | -- | $150,343 +2.3% |
| 2007 | -- | $147,010 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
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HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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Climate risks
Neighborhood: 21541
Nearby schools
GreatSchools rating
- 9/10Accident Elementary SchoolGrades: PK-5Distance: 7.4 mi
- 8/10Northern Middle SchoolGrades: 6-8Distance: 10 mi
- 7/10Northern Garrett High SchoolGrades: 9-12Distance: 10.1 mi
Schools provided by the listing agent
- Middle: Northern
- High: Northern Garrett
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local lender can help you make sure your offer is ready when you are.
- Maryland
- Garrett County
- Mc Henry
- 21541
- 75 Fern Loop Dr






