Buyers Agents Welcome! Tucked away on a quiet cul-de-sac one block from the beach, beneath a canopy of mature oaks & magnolias, this desirable beach house is in pristine condition. Built in 1994, it has only had two owners, fastidiously maintained and never rented. PRIVATE BEACH ACCESS shared by a small number of houses, gives owners access to a stunning beach with front row water views and chair/umbrella rentals. Spread over three floors, this home has a first-floor primary suite, two large additional bedrooms with ensuite bath, a guest bath off living space, open concept living dining with gas fireplace, and a well-appointed kitchen. There is room for a pool, renderings pictured for ideas. Excellent DSCR financing.
There's also a versatile 28-ft. bonus room on the third floor, lined with windows and flooded with natural light. It's an ideal office, hobby studio, extra bedroom for guests or build out to a full 4th bedroom with small bath. A series of patios, screened porches and decks on all levels provide an abundance of quiet retreats and social spaces for outdoor living. They have all been regularly maintained with new flashing, new decking and new paint, when required. Large tile and hardwood flooring indoors add to the upscale ambiance of a home that's clearly designed for comfortable living. The second- and third-floor rooms have private balconies and there's a large, screened porch off the kitchen with a pass-through window for easily serving cocktails and alfresco dining, plus an outdoor shower for a quick rinse after the beach. Stainless steel appliances and a laundry closet with a new LG washer-dryer complete the kitchen facilities. Other features to note include deeded beach access, no rental restrictions and room for a pool on the 0.12-acre lot. New HVAC and ground level duct Fall 2024. The home is filled with high-end furniture which can transact with the purchase.
For sale by owner
$1,125,000
75 Sunfish St, Destin, FL 32541
3beds
2,234sqft
SingleFamily
Built in 1994
5,389 Square Feet Lot
$-- Zestimate®
$504/sqft
$41/mo HOA
What's special
Quiet cul-de-sacWell-appointed kitchenStainless steel appliancesFirst-floor primary suite
What the owner loves about this home
Seller is a Mortgage Broker and can answer financing questions and explain various conventional, government, Non QM, DSCR and investment programs. For a very well qualified buyer, seller may agree to short term owner financing. Home has only had one other owner (original seller that built home) and has never been rented. Neighborhood is convenient for walking to nearby shops and restaurants. Easy access to beach through gated beach entry.
- 117 days |
- 529 |
- 20 |
Listed by:
Property Owner (312) 342-7142
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Other, Electric
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Flooring: Tile, Hardwood
- Basement: Finished
- Has fireplace: Yes
Interior area
- Total interior livable area: 2,234 sqft
Property
Parking
- Parking features: Off-street
Features
- Exterior features: Other
Lot
- Size: 5,389 Square Feet
Details
- Parcel number: 002S22306A00000200
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Metal
Condition
- New construction: No
- Year built: 1994
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $41 monthly
Location
- Region: Destin
Financial & listing details
- Price per square foot: $504/sqft
- Tax assessed value: $847,315
- Annual tax amount: $10,038
- Date on market: 3/4/2026
Estimated market value
Not available
Estimated sales range
Not available
$4,774/mo
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Price change | $1,125,000-2.2%$504/sqft |
Source: Owner Report a problem | ||
| 3/4/2026 | Listed for sale | $1,150,000$515/sqft |
Source: Owner Report a problem | ||
| 2/24/2026 | Listing removed | $1,150,000$515/sqft |
Source: | ||
| 1/6/2026 | Price change | $1,150,000-3%$515/sqft |
Source: | ||
| 11/25/2025 | Price change | $1,185,000-1.3%$530/sqft |
Source: | ||
| 9/3/2025 | Price change | $1,200,000-2.8%$537/sqft |
Source: | ||
| 8/22/2025 | Price change | $1,235,000-0.4%$553/sqft |
Source: | ||
| 8/8/2025 | Price change | $1,240,000-0.4%$555/sqft |
Source: | ||
| 7/19/2025 | Listed for sale | $1,245,000$557/sqft |
Source: | ||
| 7/19/2025 | Listing removed | $1,245,000$557/sqft |
Source: | ||
| 3/7/2025 | Price change | $1,245,000-3.1%$557/sqft |
Source: | ||
| 7/17/2024 | Listed for sale | $1,285,000-6.5%$575/sqft |
Source: | ||
| 8/29/2023 | Listing removed | -- |
Source: | ||
| 5/15/2023 | Listed for sale | $1,375,000+17%$615/sqft |
Source: | ||
| 2/3/2022 | Sold | $1,175,000+1.4%$526/sqft |
Source: | ||
| 1/8/2022 | Pending sale | $1,159,000$519/sqft |
Source: | ||
| 11/13/2021 | Listed for sale | $1,159,000$519/sqft |
Source: | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $10,038 +2.3% | $847,315 +3.2% |
| 2023 | $9,813 +251.5% | $821,424 +204.1% |
| 2022 | $2,792 +0.3% | $270,094 +3% |
| 2021 | $2,784 +0.8% | $262,227 +1.4% |
| 2020 | $2,761 +1.2% | $258,607 +2.3% |
| 2019 | $2,727 -1% | $252,793 +0.2% |
| 2018 | $2,755 | $252,183 +2.1% |
| 2017 | $2,755 +0.6% | $246,996 +2.1% |
| 2016 | $2,739 +2.8% | $241,916 +0.7% |
| 2015 | $2,666 -1.4% | $240,234 +0.8% |
| 2014 | $2,702 | $238,327 +1.5% |
| 2013 | -- | $234,805 +1.7% |
| 2012 | -- | $230,880 +3% |
| 2011 | -- | $224,155 +1.5% |
| 2010 | -- | $220,842 +2.7% |
| 2009 | -- | $215,036 +0.1% |
| 2008 | -- | $214,821 +3% |
| 2007 | -- | $208,564 +2.5% |
| 2006 | -- | $203,477 +3% |
| 2005 | -- | $197,550 +3% |
| 2004 | -- | $191,796 +1.9% |
| 2003 | -- | $188,220 +2.4% |
| 2002 | -- | $183,809 +1.6% |
| 2001 | -- | $180,914 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 9/10Destin Middle SchoolGrades: 5-8Distance: 1.3 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13.6 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 4.8 mi
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Okaloosa County
- Destin
- 32541
- 75 Sunfish St






