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For sale by owner
  • $1,125,000

    75 Sunfish St, Destin, FL 32541

    3beds
    2,234sqft
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    SingleFamily
    Built in 1994
    5,389 Square Feet Lot
    $-- Zestimate®
    $504/sqft
    $41/mo HOA

    What's special

    Quiet cul-de-sacWell-appointed kitchenStainless steel appliancesFirst-floor primary suite
    Buyers Agents Welcome! Tucked away on a quiet cul-de-sac one block from the beach, beneath a canopy of mature oaks & magnolias, this desirable beach house is in pristine condition. Built in 1994, it has only had two owners, fastidiously maintained and never rented. PRIVATE BEACH ACCESS shared by a small number of houses, gives owners access to a stunning beach with front row water views and chair/umbrella rentals. Spread over three floors, this home has a first-floor primary suite, two large additional bedrooms with ensuite bath, a guest bath off living space, open concept living dining with gas fireplace, and a well-appointed kitchen. There is room for a pool, renderings pictured for ideas. Excellent DSCR financing. There's also a versatile 28-ft. bonus room on the third floor, lined with windows and flooded with natural light. It's an ideal office, hobby studio, extra bedroom for guests or build out to a full 4th bedroom with small bath. A series of patios, screened porches and decks on all levels provide an abundance of quiet retreats and social spaces for outdoor living. They have all been regularly maintained with new flashing, new decking and new paint, when required. Large tile and hardwood flooring indoors add to the upscale ambiance of a home that's clearly designed for comfortable living. The second- and third-floor rooms have private balconies and there's a large, screened porch off the kitchen with a pass-through window for easily serving cocktails and alfresco dining, plus an outdoor shower for a quick rinse after the beach. Stainless steel appliances and a laundry closet with a new LG washer-dryer complete the kitchen facilities. Other features to note include deeded beach access, no rental restrictions and room for a pool on the 0.12-acre lot. New HVAC and ground level duct Fall 2024. The home is filled with high-end furniture which can transact with the purchase.
    What the owner loves about this home
    Seller is a Mortgage Broker and can answer financing questions and explain various conventional, government, Non QM, DSCR and investment programs. For a very well qualified buyer, seller may agree to short term owner financing. Home has only had one other owner (original seller that built home) and has never been rented. Neighborhood is convenient for walking to nearby shops and restaurants. Easy access to beach through gated beach entry.
    117 days
    |
    529
    |
    20
    |
    Listed by:

    Property Owner (312) 342-7142

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 4
      • Full bathrooms: 3
      • 1/2 bathrooms: 1
      Heating
      • Other, Electric
      Cooling
      • Central
      Appliances
      • Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
      Features
      • Flooring: Tile, Hardwood
      • Basement: Finished
      • Has fireplace: Yes
      Interior area
      • Total interior livable area: 2,234 sqft

      Property

      Parking
      • Parking features: Off-street
      Features
      • Exterior features: Other
      Lot
      • Size: 5,389 Square Feet
      Details
      • Parcel number: 002S22306A00000200

      Construction

      Type & style
      • Home type: SingleFamily
      Materials
      • Roof: Metal
      Condition
      • New construction: No
      • Year built: 1994

      Community & HOA

      HOA
      • Has HOA: Yes
      • HOA fee: $41 monthly
      Location
      • Region: Destin

      Financial & listing details

      • Price per square foot: $504/sqft
      • Tax assessed value: $847,315
      • Annual tax amount: $10,038
      • Date on market: 3/4/2026

        Estimated market value

        Not available

        Estimated sales range

        Not available

        $4,774/mo

        Price history

        DateEventPrice
        3/20/2026Price change$1,125,000-2.2%$504/sqft
        Source: Owner Report a problem
        3/4/2026Listed for sale$1,150,000$515/sqft
        Source: Owner Report a problem
        2/24/2026Listing removed$1,150,000$515/sqft
        Source: ECAOR #981293 Report a problem
        1/6/2026Price change$1,150,000-3%$515/sqft
        Source: ECAOR #981293 Report a problem
        11/25/2025Price change$1,185,000-1.3%$530/sqft
        Source: ECAOR #981293 Report a problem
        9/3/2025Price change$1,200,000-2.8%$537/sqft
        Source: ECAOR #981293 Report a problem
        8/22/2025Price change$1,235,000-0.4%$553/sqft
        Source: ECAOR #981293 Report a problem
        8/8/2025Price change$1,240,000-0.4%$555/sqft
        Source: ECAOR #981293 Report a problem
        7/19/2025Listed for sale$1,245,000$557/sqft
        Source: ECAOR #981293 Report a problem
        7/19/2025Listing removed$1,245,000$557/sqft
        Source: ECAOR #954807 Report a problem
        3/7/2025Price change$1,245,000-3.1%$557/sqft
        Source: ECAOR #954807 Report a problem
        7/17/2024Listed for sale$1,285,000-6.5%$575/sqft
        Source: ECAOR #954807 Report a problem
        8/29/2023Listing removed--
        Source: ECAOR #923308 Report a problem
        5/15/2023Listed for sale$1,375,000+17%$615/sqft
        Source: ECAOR #923308 Report a problem
        2/3/2022Sold$1,175,000+1.4%$526/sqft
        Source: ECAOR #875171 Report a problem
        1/8/2022Pending sale$1,159,000$519/sqft
        Source: ECAOR #875171 Report a problem
        11/13/2021Listed for sale$1,159,000$519/sqft
        Source: ECAOR #875171 Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$10,038 +2.3%$847,315 +3.2%
        2023$9,813 +251.5%$821,424 +204.1%
        2022$2,792 +0.3%$270,094 +3%
        2021$2,784 +0.8%$262,227 +1.4%
        2020$2,761 +1.2%$258,607 +2.3%
        2019$2,727 -1%$252,793 +0.2%
        2018$2,755 $252,183 +2.1%
        2017$2,755 +0.6%$246,996 +2.1%
        2016$2,739 +2.8%$241,916 +0.7%
        2015$2,666 -1.4%$240,234 +0.8%
        2014$2,702 $238,327 +1.5%
        2013-- $234,805 +1.7%
        2012-- $230,880 +3%
        2011-- $224,155 +1.5%
        2010-- $220,842 +2.7%
        2009-- $215,036 +0.1%
        2008-- $214,821 +3%
        2007-- $208,564 +2.5%
        2006-- $203,477 +3%
        2005-- $197,550 +3%
        2004-- $191,796 +1.9%
        2003-- $188,220 +2.4%
        2002-- $183,809 +1.6%
        2001-- $180,914

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

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        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32541

        Getting around

        25 / 100
        Car-Dependent
        46 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating

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