CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS!
Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar-white beaches and turquoise waters of 30A.
This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable.
Inside, the home feels bright and inviting with fresh interior paint, brand-new carpet upstairs, and an open-concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or hosting out-of-town guests.
Upstairs, the owner's suite serves as a private retreat with a balcony featuring new Trex decking (2024), elegant crown molding, and two generous walk-in closets. The spacious en-suite bath includes dual vanities, a soaking tub, and a separate walk-in shower, perfect for unwinding after a day in the sun.
Additional highlights include a newer HVAC system (2022), Reme Halo air purifier, second-floor laundry hookups, attic stairs for storage, an outdoor shower for sandy beach returns, and an irrigation system complete with a new well pump system. The exterior of the home was also freshly painted in 2023, adding to its low-maintenance appeal.
Santa Rosa Beach offers a quiet, welcoming atmosphere with sidewalks and green spaces ideal for walking, biking, and enjoying Florida's year-round sunshine.
From this convenient location, you're just minutes from pristine beaches, local dining, boutique shopping, grocery stores, parks, and scenic nature trails.
Whether you're relocating, searching for a second home, or dreaming of a serene coastal lifestyle, 76 Mosaic Circle presents an exceptional opportunity to experience the beauty, comfort, and convenience of life along the Emerald Coast.
Pending
Price cut: $4K (4/21)
$414,900
76 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459
3beds
1,874sqft
Single Family Residence
Built in 2013
3,484 Square Feet Lot
$403,200 Zestimate®
$221/sqft
$-- HOA
What's special
Beautifully updated homeSpacious en-suite bathBrand-new carpet upstairsSecond-floor laundry hookupsOpen-concept layoutElegant crown moldingTwo pantries
- 167 days |
- 532 |
- 28 |
Zillow last checked:
Listing updated:
Listed by:
Tina L Gates 850-238-2366,
Anchor Realty Florida
Source: CPAR,MLS#: 783773
Originating MLS: Central Panhandle Association of REALTORS
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Living Room, Primary Bedroom
Primary bedroom
- Description: Approximate
- Level: Second
- Dimensions: 15.5 x 14.5
Bedroom
- Description: Approximate
- Level: Second
- Dimensions: 12.5 x 12.25
Bedroom
- Description: Approximate
- Level: Second
- Dimensions: 12.5 x 11.5
Dining room
- Description: Dining/Kitchen Combo Approximate
- Level: First
- Dimensions: 20 x 9
Living room
- Description: Approximate
- Level: First
- Dimensions: 15 x 14.5
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Cooktop, Electric Oven, Electric Water Heater
Features
- Balcony, Double Vanity, Interior Steps, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)
Interior area
- Total structure area: 1,874
- Total interior livable area: 1,874 sqft
Property
Parking
- Total spaces: 1
- Parking features: Paved
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Covered, Porch, Screened
- Exterior features: Porch
- Fencing: Fenced,Privacy
Lot
- Size: 3,484 Square Feet
- Dimensions: 43 x 87 x 43 x 85
Details
- Parcel number: 242S20335100000070
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Wood Frame
- Foundation: Slab
Condition
- New construction: No
- Year built: 2013
Utilities & green energy
- Utilities for property: Electricity Available, Sewer Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: No Named Subdivision
HOA
- Has HOA: Yes
Location
- Region: Santa Rosa Beach
Financial & listing details
- Price per square foot: $221/sqft
- Tax assessed value: $349,121
- Annual tax amount: $3,155
- Date on market: 4/7/2026
- Cumulative days on market: 167 days
- Electric utility on property: Yes
Estimated market value
$403,200
$383,000 - $423,000
$2,786/mo
Price history
| Date | Event | Price |
|---|---|---|
| 6/19/2026 | Pending sale | $414,900$221/sqft |
Source: | ||
| 4/21/2026 | Price change | $414,900-1%$221/sqft |
Source: | ||
| 3/26/2026 | Price change | $418,900-1.4%$224/sqft |
Source: | ||
| 2/6/2026 | Price change | $424,900-1.1%$227/sqft |
Source: | ||
| 1/16/2026 | Listed for sale | $429,500$229/sqft |
Source: | ||
| 12/15/2025 | Listing removed | $429,500$229/sqft |
Source: | ||
| 7/17/2025 | Price change | $429,500-1.2%$229/sqft |
Source: | ||
| 6/20/2025 | Price change | $434,500-1%$232/sqft |
Source: | ||
| 5/23/2025 | Listed for sale | $439,000+59.6%$234/sqft |
Source: | ||
| 6/28/2022 | Listing removed | -- |
Source: Zillow Rental Network_1 Report a problem | ||
| 5/23/2022 | Price change | $3,250-4.4%$2/sqft |
Source: Zillow Rental Network_1 Report a problem | ||
| 5/16/2022 | Listed for rent | $3,400$2/sqft |
Source: Zillow Rental Network_1 Report a problem | ||
| 3/29/2019 | Sold | $275,000-2.8%$147/sqft |
Source: | ||
| 1/30/2019 | Price change | $283,000-2.4%$151/sqft |
Source: Davis Properties Of Nw Fl #812373 Report a problem | ||
| 12/11/2018 | Listed for sale | $290,000+37.4%$155/sqft |
Source: Davis Properties Of Nw Fl #812373 Report a problem | ||
| 1/6/2014 | Sold | $211,000$113/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,155 -11.5% | $349,121 -10.5% |
| 2024 | $3,564 +0.5% | $390,183 |
| 2023 | $3,545 +95.4% | $390,183 +66.8% |
| 2022 | $1,814 -1.1% | $233,928 +3% |
| 2021 | $1,834 -1.6% | $227,115 +1.4% |
| 2020 | $1,864 +22.1% | $223,979 +17.2% |
| 2019 | $1,527 | $191,073 +1.9% |
| 2018 | $1,527 +1.9% | $187,510 +2.1% |
| 2017 | $1,498 +3.1% | $183,653 +2.1% |
| 2016 | $1,452 +1.6% | $179,876 +0.7% |
| 2015 | $1,429 -0.8% | $178,626 +0.8% |
| 2014 | $1,441 | $177,208 +705.5% |
| 2013 | -- | $22,000 +115.7% |
| 2012 | -- | $10,200 -46% |
| 2011 | -- | $18,900 -10% |
| 2010 | -- | $21,000 -30% |
| 2009 | -- | $30,000 -64.7% |
| 2008 | -- | $85,000 |
Find assessor info on the county website
Monthly payment
Est. payment$--/mo
Payment breakdown
Explore the cost of this home by adjusting the details. Changes won't be saved.All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 32459
Nearby schools
GreatSchools rating
- 10/10Bay Elementary SchoolGrades: K-5Distance: 8.3 mi
- 8/10Emerald Coast Middle SchoolGrades: 6-8Distance: 5.9 mi
- 8/10South Walton High SchoolGrades: 9-12Distance: 1.6 mi
Schools provided by the listing agent
- Elementary: Van R Butler
- Middle: Emerald Coast
- High: South Walton
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Florida
- Walton County
- Santa Rosa Beach
- 32459
- 76 Mosaic Oaks Cir
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