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Pending
  • Price cut: $4K (4/21)
    $414,900

    76 Mosaic Oaks Cir, Santa Rosa Beach, FL 32459

    3beds
    1,874sqft
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    Single Family Residence
    Built in 2013
    3,484 Square Feet Lot
    $403,200 Zestimate®
    $221/sqft
    $-- HOA

    What's special

    Beautifully updated homeSpacious en-suite bathBrand-new carpet upstairsSecond-floor laundry hookupsOpen-concept layoutElegant crown moldingTwo pantries
    CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS! Welcome to 76 Mosaic Circle, a beautifully updated home in the peaceful community of Mosaic Oaks, just minutes from the sugar-white beaches and turquoise waters of 30A. This 3 bedroom, 2.5 bath property offers 1,874 square feet of thoughtfully designed living space, blending comfort, convenience, and the relaxed luxury that makes Florida's Gulf Coast so desirable. Inside, the home feels bright and inviting with fresh interior paint, brand-new carpet upstairs, and an open-concept layout that creates an effortless flow for both everyday living and entertaining. The kitchen features stainless steel appliances, two pantries, and a breakfast bar that opens into the living and dining areas, offering an ideal setup for gathering after beach days or hosting out-of-town guests. Upstairs, the owner's suite serves as a private retreat with a balcony featuring new Trex decking (2024), elegant crown molding, and two generous walk-in closets. The spacious en-suite bath includes dual vanities, a soaking tub, and a separate walk-in shower, perfect for unwinding after a day in the sun. Additional highlights include a newer HVAC system (2022), Reme Halo air purifier, second-floor laundry hookups, attic stairs for storage, an outdoor shower for sandy beach returns, and an irrigation system complete with a new well pump system. The exterior of the home was also freshly painted in 2023, adding to its low-maintenance appeal. Santa Rosa Beach offers a quiet, welcoming atmosphere with sidewalks and green spaces ideal for walking, biking, and enjoying Florida's year-round sunshine. From this convenient location, you're just minutes from pristine beaches, local dining, boutique shopping, grocery stores, parks, and scenic nature trails. Whether you're relocating, searching for a second home, or dreaming of a serene coastal lifestyle, 76 Mosaic Circle presents an exceptional opportunity to experience the beauty, comfort, and convenience of life along the Emerald Coast.
    167 days
    |
    532
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    28
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    Zillow last checked:

    Listing updated:

    Listed by:

    Tina L Gates 850-238-2366,

    Anchor Realty Florida

    Source: CPAR,MLS#: 783773MLS LogoOriginating MLS: Central Panhandle Association of REALTORS

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bedroom, Dining Room, Living Room, Primary Bedroom
      Primary bedroom
      • Description: Approximate
      • Level: Second
      • Dimensions: 15.5 x 14.5
      Bedroom
      • Description: Approximate
      • Level: Second
      • Dimensions: 12.5 x 12.25
      Bedroom
      • Description: Approximate
      • Level: Second
      • Dimensions: 12.5 x 11.5
      Dining room
      • Description: Dining/Kitchen Combo Approximate
      • Level: First
      • Dimensions: 20 x 9
      Living room
      • Description: Approximate
      • Level: First
      • Dimensions: 15 x 14.5
      Heating
      • Central, Electric
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Cooktop, Electric Oven, Electric Water Heater
      Features
      • Balcony, Double Vanity, Interior Steps, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)
      Interior area
      • Total structure area: 1,874
      • Total interior livable area: 1,874 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Paved
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Balcony, Covered, Porch, Screened
      • Exterior features: Porch
      • Fencing: Fenced,Privacy
      Lot
      • Size: 3,484 Square Feet
      • Dimensions: 43 x 87 x 43 x 85
      Details
      • Parcel number: 242S20335100000070
      • Zoning description: Resid Single Family
      • Special conditions: Listed As-Is

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Coastal
      • Property subtype: Single Family Residence
      Materials
      • HardiPlank Type, Wood Frame
      • Foundation: Slab
      Condition
      • New construction: No
      • Year built: 2013

      Utilities & green energy

      • Utilities for property: Electricity Available, Sewer Available

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      • Subdivision: No Named Subdivision
      HOA
      • Has HOA: Yes
      Location
      • Region: Santa Rosa Beach

      Financial & listing details

      • Price per square foot: $221/sqft
      • Tax assessed value: $349,121
      • Annual tax amount: $3,155
      • Date on market: 4/7/2026
      • Cumulative days on market: 167 days
      • Electric utility on property: Yes

        Estimated market value

        $403,200

        $383,000 - $423,000

        $2,786/mo

        Price history

        DateEventPrice
        6/19/2026Pending sale$414,900$221/sqft
        Source: CPAR #783773 Report a problem
        4/21/2026Price change$414,900-1%$221/sqft
        Source: CPAR #783773 Report a problem
        3/26/2026Price change$418,900-1.4%$224/sqft
        Source: CPAR #783773 Report a problem
        2/6/2026Price change$424,900-1.1%$227/sqft
        Source: CPAR #783773 Report a problem
        1/16/2026Listed for sale$429,500$229/sqft
        Source: CPAR #783773 Report a problem
        12/15/2025Listing removed$429,500$229/sqft
        Source: CPAR #773363 Report a problem
        7/17/2025Price change$429,500-1.2%$229/sqft
        Source: CPAR #773363 Report a problem
        6/20/2025Price change$434,500-1%$232/sqft
        Source: CPAR #773363 Report a problem
        5/23/2025Listed for sale$439,000+59.6%$234/sqft
        Source: ECAOR #976518 Report a problem
        6/28/2022Listing removed--
        Source: Zillow Rental Network_1 Report a problem
        5/23/2022Price change$3,250-4.4%$2/sqft
        Source: Zillow Rental Network_1 Report a problem
        5/16/2022Listed for rent$3,400$2/sqft
        Source: Zillow Rental Network_1 Report a problem
        3/29/2019Sold$275,000-2.8%$147/sqft
        Source: ECAOR #812373 Report a problem
        1/30/2019Price change$283,000-2.4%$151/sqft
        Source: Davis Properties Of Nw Fl #812373 Report a problem
        12/11/2018Listed for sale$290,000+37.4%$155/sqft
        Source: Davis Properties Of Nw Fl #812373 Report a problem
        1/6/2014Sold$211,000$113/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2025$3,155 -11.5%$349,121 -10.5%
        2024$3,564 +0.5%$390,183
        2023$3,545 +95.4%$390,183 +66.8%
        2022$1,814 -1.1%$233,928 +3%
        2021$1,834 -1.6%$227,115 +1.4%
        2020$1,864 +22.1%$223,979 +17.2%
        2019$1,527 $191,073 +1.9%
        2018$1,527 +1.9%$187,510 +2.1%
        2017$1,498 +3.1%$183,653 +2.1%
        2016$1,452 +1.6%$179,876 +0.7%
        2015$1,429 -0.8%$178,626 +0.8%
        2014$1,441 $177,208 +705.5%
        2013-- $22,000 +115.7%
        2012-- $10,200 -46%
        2011-- $18,900 -10%
        2010-- $21,000 -30%
        2009-- $30,000 -64.7%
        2008-- $85,000

        Find assessor info on the county website

        Monthly payment

        Est. payment

        Payment breakdown

        Explore the cost of this home by adjusting the details. Changes won't be saved.
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
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        Climate risks

        Neighborhood: 32459

        Getting around

        0 / 100
        Car-Dependent
        27 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • Elementary: Van R Butler
        • Middle: Emerald Coast
        • High: South Walton

        Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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